# 8743 S THOMAS Drive #1318, Panama City Beach, FL 32408

> **TL;DR:** 1bd/2ba condo, $269,900 ($365/sqft), built 1984, 740 sqft.
> Waterfront. Est. $3,687/mo. Listed 466 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $269,900 |
| Price/sqft | $365 |
| Bedrooms | 1 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 740 |
| Year Built | 1984 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 466 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,365 |
| Estimated Insurance | $79 |
| HOA | $2,243 |
| **Total** | **$3,687** |

## Nearby Schools

- **Elementary:** Breakfast Point
- **Middle:** Breakfast Point
- **High:** Arnold

## Key Amenities

- Waterfront

## Property Highlights

- Built in 1984
- Waterfront

## Description

### Agent Description
LOWEST PRICED CONDO at the Summit- Only $269,900! Don't miss this rare opportunity to own the lowest-priced unit currently on the market at The Summit! Priced at just $269,900, this 13th-floor Gulf-front condo offers amazing views of the sugar-white sand and emerald-green waters from your private balcony. The Summit features resort-style amenities, including two beachfront pools, a tiki bar on the pool deck, hot tubs, tennis courts, a fitness center, and direct beach access. This is the perfect vacation retreat, second home, or short-term rental investment.

## Location

- **Address:** 8743 S THOMAS Drive #1318, Panama City Beach, FL 32408
- **County:** Bay
- **Neighborhood:** Summit
- **Coordinates:** 30.167862, -85.792796
- **Google Maps:** https://www.google.com/maps?q=30.167862,-85.792796

## Virtual Tour & Media

- **Video Tour:** https://my.matterport.com/show/?m=DLZx8fuRDja

## Listing Agent

- **Name:** The Emerald Coastal Team
- **Brokerage:** Counts Real Estate Group Inc
- **Broker Phone:** (850) 249-3615
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/8743-Thomas-Dr-Unit-1318_Panama-City_FL_32408_M54605-06110?f=listhub&s=BCARFL&m=776617&c=propsimple)

## Photos

![8743 S THOMAS Drive #1318 - Photo 1](http://lh.rdcpix.com/8ce0a91f907a707e48c4b6a8c4f64f3dl-f1172692947r.jpg)

![8743 S THOMAS Drive #1318 - Photo 2](http://lh.rdcpix.com/8ce0a91f907a707e48c4b6a8c4f64f3dl-f1424761363r.jpg)

![8743 S THOMAS Drive #1318 - Photo 3](http://lh.rdcpix.com/8ce0a91f907a707e48c4b6a8c4f64f3dl-f2619992189r.jpg)

![8743 S THOMAS Drive #1318 - Photo 4](http://lh.rdcpix.com/8ce0a91f907a707e48c4b6a8c4f64f3dl-f3135605149r.jpg)

![8743 S THOMAS Drive #1318 - Photo 5](http://lh.rdcpix.com/8ce0a91f907a707e48c4b6a8c4f64f3dl-f3621128543r.jpg)

![8743 S THOMAS Drive #1318 - Photo 6](http://lh.rdcpix.com/8ce0a91f907a707e48c4b6a8c4f64f3dl-f2606080530r.jpg)

![8743 S THOMAS Drive #1318 - Photo 7](http://lh.rdcpix.com/8ce0a91f907a707e48c4b6a8c4f64f3dl-f2525377720r.jpg)

![8743 S THOMAS Drive #1318 - Photo 8](http://lh.rdcpix.com/8ce0a91f907a707e48c4b6a8c4f64f3dl-f3130659879r.jpg)

![8743 S THOMAS Drive #1318 - Photo 9](http://lh.rdcpix.com/8ce0a91f907a707e48c4b6a8c4f64f3dl-f2174232359r.jpg)

![8743 S THOMAS Drive #1318 - Photo 10](http://lh.rdcpix.com/8ce0a91f907a707e48c4b6a8c4f64f3dl-f897101621r.jpg)

![8743 S THOMAS Drive #1318 - Photo 11](http://lh.rdcpix.com/8ce0a91f907a707e48c4b6a8c4f64f3dl-f2523680217r.jpg)

![8743 S THOMAS Drive #1318 - Photo 12](http://lh.rdcpix.com/8ce0a91f907a707e48c4b6a8c4f64f3dl-f1516483932r.jpg)

![8743 S THOMAS Drive #1318 - Photo 13](http://lh.rdcpix.com/8ce0a91f907a707e48c4b6a8c4f64f3dl-f1972044660r.jpg)

![8743 S THOMAS Drive #1318 - Photo 14](http://lh.rdcpix.com/8ce0a91f907a707e48c4b6a8c4f64f3dl-f3598934974r.jpg)

![8743 S THOMAS Drive #1318 - Photo 15](http://lh.rdcpix.com/8ce0a91f907a707e48c4b6a8c4f64f3dl-f3589802213r.jpg)

---

**MLS#:** 776617 | **Updated:** 2026-10-25
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/8743-s-thomas-drive-panama-city-beach-fl-32408-90cc3f8a0b9945018ba19e44adbd8efe)

---

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