# 8743 Thomas Drive #412, Panama City Beach, FL 32408 > **TL;DR:** 1bd/2ba condo, $329,000 ($445/sqft), built 1984, 740 sqft. > Waterfront, A/C. Est. $2,484/mo. Listed 735 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $329,000 | | Price/sqft | $445 | | Bedrooms | 1 | | Bathrooms | 1 full, 1 half | | Square Feet | 740 | | Year Built | 1984 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 735 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,664 | | Estimated Insurance | $96 | | HOA | $724 | | **Total** | **$2,484** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 1984 - Waterfront ## Description ### Agent Description Imagine owning a beachfront paradise with breathtaking, direct views of the silky white sands and emerald-blue waters of the Gulf of Mexico! This stunning 4th-floor condo at The Summit offers everything you've been dreaming of and more. Perfectly positioned for maximum beach views and recently updated with new windows and doors, this unit is truly a standout in the complex. Beautifully decorated and featuring convenient hallway bunks for extra guests, this condo combines style and function, making it ideal for both personal use and as a highly profitable short-term rental. Located in a secure, gated community, you'll enjoy resort-style amenities including two beachfront pools (one heated for year-round relaxation), hot tubs, kiddie pools, a gym, game room, and pickleball courts. On-site conveniences like an ice cream shop, gift shop, and the popular Bikini Bob's Grill & Bar mean everything you need is right at your fingertips-no need to leave! Whether you're looking for a full-time beachfront escape, a vacation retreat, or an income-generating short-term rental, this condo checks every box. Fully furnished and ready to generate rental income from day one, this is an opportunity you don't want to miss. Contact your favorite realtor to schedule a showing today! ## Location - **Address:** 8743 Thomas Drive #412, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** Summit - **Coordinates:** 30.167944, -85.792208 - **Google Maps:** https://www.google.com/maps?q=30.167944,-85.792208 ## Virtual Tour & Media - **Video Tour:** https://player.vimeo.com/video/1020814361?byline=0&title=0&owner=0&name=0&logos=0&profile=0&profilepicture=0&vimeologo=0&portrait=0 ## Listing Agent - **Name:** Rachel N Warrell · **License:** SL3432761 - **Brokerage:** EXP Realty LLC - **Broker Phone:** (888) 883-8509 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/8743-Thomas-Dr-Unit-412_Panama-City-Beach_FL_32408_M51994-49807?f=listhub&s=BCARFL&m=764312&c=propsimple) ## Photos ![8743 Thomas Drive #412 - Photo 1](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f3633290905r.jpg) ![8743 Thomas Drive #412 - Photo 2](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f1135584341r.jpg) ![8743 Thomas Drive #412 - Photo 3](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f3060759851r.jpg) ![8743 Thomas Drive #412 - Photo 4](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f4143171972r.jpg) ![8743 Thomas Drive #412 - Photo 5](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f597429504r.jpg) ![8743 Thomas Drive #412 - Photo 6](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f3115463900r.jpg) ![8743 Thomas Drive #412 - Photo 7](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f849082582r.jpg) ![8743 Thomas Drive #412 - Photo 8](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f2195865931r.jpg) ![8743 Thomas Drive #412 - Photo 9](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f2959388226r.jpg) ![8743 Thomas Drive #412 - Photo 10](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f1535649005r.jpg) ![8743 Thomas Drive #412 - Photo 11](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f747836186r.jpg) ![8743 Thomas Drive #412 - Photo 12](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f4084096469r.jpg) ![8743 Thomas Drive #412 - Photo 13](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f4097947745r.jpg) ![8743 Thomas Drive #412 - Photo 14](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f1958031158r.jpg) ![8743 Thomas Drive #412 - Photo 15](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f3817835480r.jpg) ![8743 Thomas Drive #412 - Photo 16](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f142174264r.jpg) ![8743 Thomas Drive #412 - Photo 17](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f3210469642r.jpg) ![8743 Thomas Drive #412 - Photo 18](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f2236848071r.jpg) ![8743 Thomas Drive #412 - Photo 19](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f1601510456r.jpg) ![8743 Thomas Drive #412 - Photo 20](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f3633290905r.jpg) ![8743 Thomas Drive #412 - Photo 21](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f432787120r.jpg) ![8743 Thomas Drive #412 - Photo 22](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f2548770166r.jpg) ![8743 Thomas Drive #412 - Photo 23](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f1217496858r.jpg) ![8743 Thomas Drive #412 - Photo 24](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f7594463r.jpg) ![8743 Thomas Drive #412 - Photo 25](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f1252134406r.jpg) ![8743 Thomas Drive #412 - Photo 26](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f1214920443r.jpg) ![8743 Thomas Drive #412 - Photo 27](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f2485596958r.jpg) ![8743 Thomas Drive #412 - Photo 28](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f515885856r.jpg) ![8743 Thomas Drive #412 - Photo 29](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f3291101792r.jpg) ![8743 Thomas Drive #412 - Photo 30](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f2480398915r.jpg) ![8743 Thomas Drive #412 - Photo 31](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f995657872r.jpg) ![8743 Thomas Drive #412 - Photo 32](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f46824684r.jpg) ![8743 Thomas Drive #412 - Photo 33](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f3582127673r.jpg) ![8743 Thomas Drive #412 - Photo 34](http://lh.rdcpix.com/d8853fcb857d8740be792090779836a8l-f4210218819r.jpg) --- **MLS#:** 764312 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/8743-thomas-drive-panama-city-beach-fl-32408-ab81a34082264a3b9242a2bc9d0bbd05) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/8743-thomas-drive-panama-city-beach-fl-32408-ab81a34082264a3b9242a2bc9d0bbd05#listing", "url": "https://www.propertysimple.ai/listing/8743-thomas-drive-panama-city-beach-fl-32408-ab81a34082264a3b9242a2bc9d0bbd05", "name": "8743 Thomas Drive #412, Panama City Beach, FL 32408", "description": "Imagine owning a beachfront paradise with breathtaking, direct views of the silky white sands and emerald-blue waters of the Gulf of Mexico! This stunning 4th-floor condo at The Summit offers everything you've been dreaming of and more. 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