About This Home

This 0-bedroom, 1-bathroom condo at 8817 S Thomas Drive 101 in Panama City Beach, FL is listed for $259,000 ($530 per sqft). Built in 1976, the home offers 489 sqft of living space on a N/A lot.

Key Features

  • Built in 1976
  • Waterfront

Property Details

1 full
1976

Amenities

Waterfront
Listing Description

GROUND FLOOR + POOLSIDE CONVENIENCE! This beautifully situated ground-floor studio at Top of the Gulf puts you just steps from the resort pool and Gulf-front beach--no elevators, no stairs, just easy access to everything you came to Panama City Beach to enjoy!

Unit 101 offers a convenient layout with two queen beds plus a set of bunk beds in the hallway, comfortably accommodating all your guests. Whether you're looking for a personal beach getaway, a vacation rental investment, or both, this location makes enjoying the beach incredibly easy.

Top of the Gulf offers a beachfront pool, children's pool, fitness center, game room, shuffleboard, seasonal snack bar, laundry facilities, on-site parking and direct access to the beautiful Gulf beaches. And when you're ready for food, drinks and live entertainment, Tootsie's Orchid Lounge is right next door! You're also close to shopping, restaurants, attractions and everything Panama City Beach has to offer. Ground floor. Poolside. Beachfront. And steps from the action. It doesn't get much more convenient than this!

Monthly Cost Estimate

$1,385/mo

20% down · 6.5% · 30 years

Principal$187
Interest$1,122
Insurance$76

Estimates only. Actual payments may vary.

Location

8817 S Thomas Drive 101

Panama City Beach, FL 32408

Top of the Gulf

Property Details

Flooring

Vinyl

Appliances

DishwasherMicrowaveOvenRefrigerator

Questions & Answers

This 0-bedroom, 1-bathroom condo at 8817 S Thomas Drive 101 is listed at $259,000 ($530/sqft). The estimated monthly payment is $1,386 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1976, Waterfront.

This property is listed by Cathy Cole.

CC

Cathy Cole

Agent at EXP Realty LLC

Listed by EXP Realty LLC · Broker phone: 8889235547 · View on Broker Site

MLS# 214759· Source: Southeast Alabama Association of REALTORS®· 50 days on PropertySimple

Copyright © 2026 Southeast Alabama Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

8817 S Thomas Drive 101, Panama City Beach, FL 32408

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