8817 S Thomas Drive #A608, Panama City Beach, FL 32408

Beachfront Unit under $215,000 Experience the ultimate beachfront lifestyle at Top of the Gulf, where you can walk to beachfront live music at Tootsies new Orchid Lounge and enjoy a remarkably low monthly HOA fee of just $525.00! Located directly on the sugar-white sands of the Emerald Coast, this *recently remodeled* coastal retreat delivers panoramic Gulf views, spectacular sunrises, and private beach access steps from your door.

Spend your days swimming, paddleboarding, or exploring miles of pristine shoreline. After hours, unwind watching waves crash from massive communal balconies or hit a few balls at TopGolf, six miles west. Resort-style amenities feature a Gulf-front swimming pool, kids' pool, fitness center, game room, owners' lounge, BBQ areas, beachside snack & drink bar, shuffleboard, and property-wide Wi-Fi.

Major community upgrades--including elevators, windows, doors, railings, and walkways--maximize value and long-term appeal. Perfectly situated on the desirable west end of Thomas Drive, you are minutes from top-tier restaurants, shopping, marinas, and golf.

Stroll to Pineapple Willy's, savor fresh Gulf seafood, or explore St. Andrews State Park. Everyday essentials like Walmart, bakeries, dining, gas, and ice cream are completely walkable. Whether you are seeking a lucrative investment, a vacation getaway, or your own beachfront sanctuary, Top of the Gulf offers an unbeatable combination of location, premium amenities, and efficiency.