About This Home

This 0-bedroom, 1-bathroom condo at 8817 S Thomas Drive #A804 in Panama City Beach, FL is listed for $255,000 ($521 per sqft). Built in 1976, the home offers 489 sqft of living space on a N/A lot.

Key Features

  • Built in 1976
  • Waterfront

Property Details

1 full
#A804
1976

Amenities

WaterfrontA/C
Listing Description

Welcome to Unit A804 at The Top of the Gulf, a beautifully renovated top-floor Gulf-front condo offering the perfect combination of coastal charm, modern comfort, and exceptional investment potential. Located on the 8th floor, this residence enjoys one of the most desirable positions in the building -- ''TOP FLOOR UNIT''means added peace and quiet for owners and guests alike.

Thoughtfully updated and sold fully furnished, the condo features stylish coastal-inspired furnishings and decor, creating a bright, welcoming atmosphere that is completely turnkey and rental-ready. Major upgrades include a brand-new HVAC system and a self-draining dehumidifier installed approximately 2 1/2 years ago, providing enhanced comfort, efficiency, and peace of mind.

For investors, this property checks every box. The condo offers a proven rental history with future bookings already in place through April 2027, including confirmed reservations in September, March, and April, allowing a new owner to begin generating income immediately.

Perfectly situated in the heart of Panama City Beach, The Top of the Gulf places you just minutes from great dining, shopping, and recreational activities. And for those seeking entertainment, the newly opened Tootsie's Orchid Lounge is only a 5-minute walk up the beach, adding even more excitement and value to this prime location.

Whether you're searching for a personal beach retreat, a second home, or a high-performing income property, Unit A804 delivers turnkey Gulf-front living with established rental income and future reservations already secured. Don't miss this opportunity to own a top-floor beachfront condo in one of Panama City Beach's most convenient and sought-after locations at a GREAT PRICE POINT!!

Monthly Cost Estimate

$1,889/mo

20% down · 6.5% · 30 years

Principal$184
Interest$1,105
Insurance$74
HOA$525

Estimates only. Actual payments may vary.

Location

8817 S Thomas Drive #A804

Panama City Beach, FL 32408

Top Of The Gulf Condo.

Property Details

Heating

Central

Cooling

Ceiling Fan(s)Central Air

Appliances

ElectricOvenElectricWaterHeater

Questions & Answers

This 0-bedroom, 1-bathroom condo at 8817 S Thomas Drive is listed at $255,000 ($521/sqft). The estimated monthly payment is $1,888 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $525/month.

Key features include: Built in 1976, Waterfront.

This property is listed by Scott Suber.

SS

Scott Suber

License 3380896

Agent at Beach Haven Realty

Listed by Beach Haven Realty · Broker phone: (770) 596-6599 · View on Broker Site · Broker website

MLS# 793163· Source: Central Panhandle Association of REALTORS· 96 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

8817 S Thomas Drive #A804, Panama City Beach, FL 32408

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