About This Home

This 0-bedroom, 1-bathroom condo at 8817 S Thomas Drive #A415 in Panama City, FL is listed for $229,900 ($470 per sqft). Built in 1976, the home offers 489 sqft of living space on a N/A lot.

Key Features

  • Built in 1976
  • Waterfront

Property Details

1 full
#A415
1976

Amenities

WaterfrontA/C
Listing Description

This is the BEST Premier GULF FRONT studio unit available at Top of the GULF condos with TRUE panoramic views (not partial views) of the white sand Beaches and Gulf. It is the only unit currently listed that is direct Gulf facing!!! These popular Studio units make great private getaways, rental investments or full time residences.

Top of the Gulf is a very well maintained and managed 8 story building with beautiful beaches near St. Andrews State Park and many great local restaurants. Everything you need is 5 minutes away. Quiet and plenty of private parking and a private dedicated beach access & pool are just a few of the amenities offered here. All units have new Hurricane Impact Windows! This unit has been updated and is move-in ready and has been privately owned for many years. TAKE ADVANTAGE OF THIS RARE OPPORTUNITY for a great deal!!

Monthly Cost Estimate

$1,755/mo

20% down · 6.5% · 30 years

Principal$166
Interest$996
Insurance$67
HOA$525

Estimates only. Actual payments may vary.

Location

8817 S Thomas Drive #A415

Panama City, FL 32408

Top Of The Gulf Condo.

Features & Amenities

Interior Features

HandicapAccessTubShower

Property Details

Flooring

PlankVinyl

Construction

Block

Parking

Parking Lot

Heating

Electric (Heating)

Cooling

Central AirHumidity Control

Appliances

ElectricOvenElectricRangeElectricWaterHeater

Questions & Answers

This 0-bedroom, 1-bathroom condo at 8817 S Thomas Drive is listed at $229,900 ($470/sqft). The estimated monthly payment is $1,754 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $525/month.

Key features include: Built in 1976, Waterfront. Interior Features: HandicapAccess, TubShower.

This property is listed by Teresa L Baum.

TB

Teresa L Baum

License 3061851

Agent at Dalton Wade

Listed by Dalton Wade · Broker phone: (727) 888-4175 · View on Broker Site

MLS# 796953· Source: Central Panhandle Association of REALTORS· 14 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

8817 S Thomas Drive #A415, Panama City, FL 32408

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