# 8817 S Thomas Drive, Panama City, FL 32408

> **TL;DR:** 0bd/1ba condo, $236,000 ($483/sqft), built 1976, 489 sqft.
> Waterfront, A/C. Est. $1,023/mo. Listed 87 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $236,000 |
| Price/sqft | $483 |
| Bathrooms | 1 full |
| Square Feet | 489 |
| Year Built | 1976 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 87 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,023 |
| **Total** | **$1,023** |

## Nearby Schools

- **Elementary:** Breakfast Point
- **Middle:** Breakfast Point
- **High:** Arnold

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1976
- Waterfront

## Description

### Agent Description
The Perfect Beach Retreat! Beautifully updated Gulf front Studio Condo located at Top of the Gulf resort in Panama City Beach! This studio condo features a tiled floor throughout, full kitchen, king size bed and ample natural light. There is even a large storage closet that some owners have turned into a bunkroom. In February 2026 the electrical panel was replaced along with all of the outlets. The location could not be any better! Nearby attractions include Ripley's Believe It or Not, Wonderworks, Signal Hill Golf Course & St. Andrews State Park. Ready for Lunch or Dinner? Walk just down the beach to one of the most well known restaurants in PCB - Pineapple Willy's! There are also many other dining, shopping and entertainment options a short stroll away. JUST OPENED - Tootsie's Orchid Lounge. Located right on the beach just steps from Top of the Gulf. It will feature Live Music, Food & Drinks in a massive 36,0000 sqft venue. Schedule your showing today!

## Location

- **Address:** 8817 S Thomas Drive, Panama City, FL 32408
- **County:** Bay
- **Neighborhood:** Top Of The Gulf Condo.
- **Coordinates:** 30.170134, -85.795642
- **Google Maps:** https://www.google.com/maps?q=30.170134,-85.795642

## Listing Agent

- **Name:** Gregory B Ward
- **Brokerage:** Keller Williams Success Realty
- **Phone:** 7705700350
- **Email:** gregward@kw.com

## Primary Photo

![8817 S Thomas Drive - Primary Photo](http://lh.rdcpix.com/7f81fbf13cfad95a3f086fa7c5d0a73al-f834164696r.jpg)

*27 total photos available on [listing page](https://www.propertysimple.com/listing/8817-s-thomas-drive-panama-city-fl-32408-l786394)*

---

**MLS#:** 786394 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/8817-s-thomas-drive-panama-city-fl-32408-l786394)

---

## Structured Data

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