About This Home

This 0-bedroom, 1-bathroom condo at 8817 S Thomas Drive #A516 in Panama City, FL is listed for $236,000 ($483 per sqft). Built in 1976, the home offers 489 sqft of living space on a N/A lot.

Key Features

  • Built in 1976
  • Waterfront

Property Details

1 full
#A516
1976

Amenities

WaterfrontA/C
Listing Description

Priced to Sell! Your Panama City Beach Investment Opportunity Awaits at Top of the Gulf - Unit A516. Seller will pay the HOA dues for the remainder of 2026 with a full asking offer!! Don't miss this incredible opportunity to own Unit A516 at Top of the Gulf, one of Panama City Beach's most affordable Gulf-front communities!

Whether you're searching for a vacation getaway, a proven income-producing investment, or your own beach retreat, this condo offers exceptional value at a price point that's hard to beat. This well-maintained unit boasts a proven rental history, making it an ideal turnkey investment with immediate income potential.

Guests love the unbeatable location on Thomas Drive, placing you just minutes from Panama City Beach's best attractions while enjoying direct beach access and resort-style amenities. The complex features a Gulf-front pool, fitness center, game room, picnic areas, and easy access to the sugar-white sands and emerald waters that make Panama City Beach a premier vacation destination.

Convenience is another major highlight. You'll be just moments from an incredible selection of shopping, restaurants, entertainment, and family attractions. Plus, the exciting new Tootsie's Orchid Lounge is just a short walk away, giving owners and guests easy access to one of the area's newest entertainment hotspots.

Whether you're adding to your investment portfolio or purchasing your first beach property, Unit A516 delivers the perfect combination of affordability, rental performance, and location. At this price, opportunities like this don't stay on the market long. Schedule your private showing today and start living the beach lifestyle while your investment works for you!

Monthly Cost Estimate

$1,787/mo

20% down · 6.5% · 30 years

Principal$171
Interest$1,023
Insurance$69
HOA$525

Estimates only. Actual payments may vary.

Location

8817 S Thomas Drive #A516

Panama City, FL 32408

Top Of The Gulf Condo.

Property Details

Parking

Parking Lot

Heating

Central

Cooling

Central Air

Appliances

ElectricOvenElectricWaterHeater

Questions & Answers

This 0-bedroom, 1-bathroom condo at 8817 S Thomas Drive is listed at $236,000 ($483/sqft). The estimated monthly payment is $1,787 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $525/month.

Key features include: Built in 1976, Waterfront.

This property is listed by Scott Suber and can be reached at 8508303266.

SS

Scott Suber

License 3380896

Agent at Beach Haven Realty

(850) 830-3266

Listed by Beach Haven Realty · Broker phone: (770) 596-6599 · View on Broker Site

MLS# 793482· Source: Central Panhandle Association of REALTORS· 75 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

8817 S Thomas Drive #A516, Panama City, FL 32408

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