About This Home

This 3-bedroom, 2-bathroom single family at 8820 CUMBERLAND Street in Chestertown, MD is listed for $312,500 ($289 per sqft). Built in 2006, the home offers 1,080 sqft of living space on a 0.23 acres lot.

Key Features

  • Built in 2006
  • 0.23 acre lot
  • 6 parking spaces

Property Details

1 story
2 full
2-car garage
2006

Amenities

A/C
Listing Description

Discover relaxed Eastern Shore living at 8820 Cumberland Street, a charming three-bedroom, two-full-bath home offering the ease and convenience of single-level living in the peaceful water-privileged community of Tolchester Beach. Built in 2006, this inviting residence combines a comfortable floor plan, desirable outdoor space, and an attached two-

car garage with a setting that encourages you to slow down and enjoy the best of Maryland's Eastern Shore. The thoughtfully designed interior provides an easy flow for everyday living, with three well-proportioned bedrooms and two full baths all conveniently located on one level.

Whether you're entertaining, working from home, or simply enjoying a quiet evening, the home's practical layout offers flexibility for a variety of lifestyles. Step outside to the rear deck, where a wooded backdrop creates a tranquil setting for morning coffee, outdoor dining, or relaxing at the end of the day.

The surrounding natural scenery adds a welcome sense of privacy and peacefulness. The community's water-oriented amenities add to the appeal, with opportunities to enjoy the community beach, fishing, local marina, and the laid-back lifestyle that makes the Eastern Shore so desirable.

Ideally positioned between historic Chestertown and waterfront Rock Hall, the home places shopping, dining, marinas, boating, and local recreation within convenient reach. Whether you're seeking a full-time residence, weekend retreat, or low-maintenance Eastern Shore escape, 8820 Cumberland Street offers an appealing blend of comfort, convenience, and coastal lifestyle.

This property is being sold as-is, property is lender-owned and U.S. Bank National Association is making no representations or warranties. U.S. Bank National Association may have financing options available.

Monthly Cost Estimate

$1,671/mo

20% down · 6.5% · 30 years

Principal$226
Interest$1,354
Insurance$91

Estimates only. Actual payments may vary.

Location

8820 CUMBERLAND Street

Chestertown, MD 21620

TOLCHESTER ESTATES

Features & Amenities

Interior Features

AtticBathroom - Tub ShowerCarpetCeiling Fan(s)Combination Kitchen/DiningEntry Level BedroomFloor Plan - TraditionalKitchen - Eat-InKitchen - CountryKitchen - Table SpacePrimary Bath(s)

Property Details

Construction

Vinyl Siding

Parking

Garage - AttachedDriveway

Heating

Heat Pump (Heating)

Cooling

Central AirCeiling Fan(s)Heat Pump

Questions & Answers

This 3-bedroom, 2-bathroom single family at 8820 CUMBERLAND Street is listed at $312,500 ($289/sqft). The estimated monthly payment is $1,671 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2006, 0.23 acre lot, 6 parking spaces. Interior Features: Attic, Bathroom - Tub Shower, Carpet.

This property is listed by Frederick A Golding and can be reached at 4435062538.

FG

Frederick A Golding

License 579183

Agent at RE/MAX Advantage Realty

(443) 506-2538
Agent website

Listed by RE/MAX Advantage Realty · Broker phone: (410) 740-1200 · View on Broker Site · Broker website

MLS# MDKE2007156· Source: Bright MLS· 19 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

8820 CUMBERLAND Street, Chestertown, MD 21620

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