About This Home

This 5-bedroom, 4-bathroom single family at 8820 Kelso Lane in Chattanooga, TN is listed for $499,000 ($136 per sqft). Built in 2003, the home offers 3,659 sqft of living space on a 0.88 acres lot.

Key Features

  • Built in 2003
  • 0.88 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
4 full
2-car garage
2003

Amenities

FireplaceHardwoodA/C
Listing Description

What does $499,000 buy you in East Brainerd? More than you might expect! With 3,659 square feet, 5 bedrooms, 4 full baths, a media room, private office, two fireplaces, and 0.79 acre of wooded privacy, this home offers plenty of room to spread out without sacrificing convenience.

Situated at the top of a hill and surrounded by mature trees, you'll enjoy a peaceful, private setting just minutes from Hamilton Place Mall, shopping, restaurants, and everything East Brainerd has to offer. Inside, there's room for everyone and just about everything!

The main level features a bedroom and full bath, a private office, formal dining room, and comfortable living spaces (plus utility room storage & under stair storage). Upstairs, the spacious primary suite feels like its own retreat, complete with a sitting area, fireplace, large walk-in closet, and private bath with soaking tub and separate shower.

The additional bedrooms offer a combination of Jack-and-Jill and private baths, and the media room gives you even more flexibility for movie nights, hobbies, or just hanging out. Outside, the fully fenced backyard offers plenty of room to enjoy the outdoors, while the circular driveway and separate driveway to the two-car garage provide convenient parking and easy access.

And here's an added BUYER BONUS: The seller is offering $15,000 toward buyer closing costs and/or an interest rate buy down with an acceptable offer!* If you've been looking for a home with room to grow, space to work from home, or simply a little more privacy without giving up a convenient location, this one is worth seeing in person. Some photos have been virtually staged to help illustrate the home's potential. *Buyer concessions are subject to an acceptable offer and applicable terms.

Monthly Cost Estimate

$2,669/mo

20% down · 6.5% · 30 years

Principal$361
Interest$2,162
Insurance$146

Estimates only. Actual payments may vary.

Location

8820 Kelso Lane

Chattanooga, TN 37421

Features & Amenities

Interior Features

Breakfast NookCeiling Fan(s)Connected Shared BathroomCrown MoldingDouble VanityPantryRecessed LightingSeparate Dining RoomSeparate ShowerSitting AreaSplit BedroomsStorageTub/shower ComboWalk-In Closet(s)Whirlpool Tub

Exterior Features

Private YardRain Gutters

Property Details

Flooring

CarpetTileHardwood

Construction

Brick Vinyl Siding

Outdoor Features

Porch

Parking

Off StreetOpenGarageDriveway

Heating

CentralElectric (Heating)

Cooling

ENERGY STAR Qualified EquipmentCentral AirElectricMulti Units

Appliances

Vented Exhaust FanRefrigeratorRange HoodMicrowaveFree-Standing RangeFree-Standing Electric RangeExhaust FanElectric OvenDisposalDishwasher

Questions & Answers

This 5-bedroom, 4-bathroom single family at 8820 Kelso Lane is listed at $499,000 ($136/sqft). The estimated monthly payment is $2,669 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2003, 0.88 acre lot, 2 stories, Fireplace. Interior Features: Breakfast Nook, Ceiling Fan(s), Connected Shared Bathroom. Exterior Features: Private Yard, Rain Gutters.

This property is listed by Kathryn L Hill.

KH

Kathryn L Hill

License 328897

Agent at Signature Brokers, LLC

Listed by Signature Brokers, LLC · Broker phone: (423) 521-3476 · View on Broker Site · Broker website

MLS# 1541713· Source: Greater Chattanooga Association of REALTORS· 63 days on PropertySimple

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

8820 Kelso Lane, Chattanooga, TN 37421

Open this listing in: