# 8820 Kelso Lane, Chattanooga, TN 37421 > **TL;DR:** 5bd/4ba single family, $499,000 ($136/sqft), built 2003, 3,659 sqft. > Fireplace, Hardwood, A/C, 2-car garage. Est. $2,669/mo. Listed 65 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $499,000 | | Price/sqft | $136 | | Bedrooms | 5 | | Bathrooms | 4 full | | Square Feet | 3,659 | | Year Built | 2003 | | Lot Size | 38,333 sqft (0.88 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 65 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,523 | | Estimated Insurance | $146 | | **Total** | **$2,669** | ## Nearby Schools - **Elementary:** Westview Elementary - **Middle:** East Hamilton - **High:** East Hamilton ## Key Amenities - Fireplace - Hardwood - A/C - 2-car garage ## Property Highlights - Built in 2003 - 0.88 acre lot - 2 stories - Fireplace ## Description ### Agent Description What does $499,000 buy you in East Brainerd? More than you might expect! With 3,659 square feet, 5 bedrooms, 4 full baths, a media room, private office, two fireplaces, and 0.79 acre of wooded privacy, this home offers plenty of room to spread out without sacrificing convenience. Situated at the top of a hill and surrounded by mature trees, you'll enjoy a peaceful, private setting just minutes from Hamilton Place Mall, shopping, restaurants, and everything East Brainerd has to offer. Inside, there's room for everyone and just about everything! The main level features a bedroom and full bath, a private office, formal dining room, and comfortable living spaces (plus utility room storage & under stair storage). Upstairs, the spacious primary suite feels like its own retreat, complete with a sitting area, fireplace, large walk-in closet, and private bath with soaking tub and separate shower. The additional bedrooms offer a combination of Jack-and-Jill and private baths, and the media room gives you even more flexibility for movie nights, hobbies, or just hanging out. Outside, the fully fenced backyard offers plenty of room to enjoy the outdoors, while the circular driveway and separate driveway to the two-car garage provide convenient parking and easy access. And here's an added BUYER BONUS: The seller is offering $15,000 toward buyer closing costs and/or an interest rate buy down with an acceptable offer!* If you've been looking for a home with room to grow, space to work from home, or simply a little more privacy without giving up a convenient location, this one is worth seeing in person. Some photos have been virtually staged to help illustrate the home's potential. *Buyer concessions are subject to an acceptable offer and applicable terms. ## Location - **Address:** 8820 Kelso Lane, Chattanooga, TN 37421 - **County:** Hamilton - **Coordinates:** 34.997311, -85.129337 - **Google Maps:** https://www.google.com/maps?q=34.997311,-85.129337 ## Listing Agent - **Name:** Kathryn L Hill · **License:** 328897 - **Brokerage:** Signature Brokers, LLC - **Broker Phone:** (423) 521-3476 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/8820-Kelso-Ln_Chattanooga_TN_37421_M82472-93700?f=listhub&s=CARTN&m=1541713&c=propsimple) ## Photos ![8820 Kelso Lane - Photo 1](http://lh.rdcpix.com/c1aba90e5e19f6e53257347a102ddb98l-f3804871260r.jpg) ![8820 Kelso Lane - Photo 2](http://lh.rdcpix.com/c1aba90e5e19f6e53257347a102ddb98l-f4276244293r.jpg) ![8820 Kelso Lane - Photo 3](http://lh.rdcpix.com/c1aba90e5e19f6e53257347a102ddb98l-f2109159644r.jpg) ![8820 Kelso Lane - 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Photo 54](http://lh.rdcpix.com/c1aba90e5e19f6e53257347a102ddb98l-f525397772r.jpg) ![8820 Kelso Lane - Photo 55](http://lh.rdcpix.com/c1aba90e5e19f6e53257347a102ddb98l-f1751959838r.jpg) ![8820 Kelso Lane - Photo 56](http://lh.rdcpix.com/c1aba90e5e19f6e53257347a102ddb98l-f952137623r.jpg) ![8820 Kelso Lane - Photo 57](http://lh.rdcpix.com/c1aba90e5e19f6e53257347a102ddb98l-f2384235711r.jpg) ![8820 Kelso Lane - Photo 58](http://lh.rdcpix.com/c1aba90e5e19f6e53257347a102ddb98l-f3705290392r.jpg) ![8820 Kelso Lane - Photo 59](http://lh.rdcpix.com/c1aba90e5e19f6e53257347a102ddb98l-f223563427r.jpg) ![8820 Kelso Lane - Photo 60](http://lh.rdcpix.com/c1aba90e5e19f6e53257347a102ddb98l-f667986357r.jpg) ![8820 Kelso Lane - Photo 61](http://lh.rdcpix.com/c1aba90e5e19f6e53257347a102ddb98l-f3399456189r.jpg) ![8820 Kelso Lane - Photo 62](http://lh.rdcpix.com/c1aba90e5e19f6e53257347a102ddb98l-f561228751r.jpg) ![8820 Kelso Lane - Photo 63](http://lh.rdcpix.com/c1aba90e5e19f6e53257347a102ddb98l-f3305679078r.jpg) ![8820 Kelso Lane - Photo 64](http://lh.rdcpix.com/c1aba90e5e19f6e53257347a102ddb98l-f1562710286r.jpg) ![8820 Kelso Lane - Photo 65](http://lh.rdcpix.com/c1aba90e5e19f6e53257347a102ddb98l-f542985227r.jpg) ![8820 Kelso Lane - Photo 66](http://lh.rdcpix.com/c1aba90e5e19f6e53257347a102ddb98l-f2065932456r.jpg) ![8820 Kelso Lane - Photo 67](http://lh.rdcpix.com/c1aba90e5e19f6e53257347a102ddb98l-f2992962192r.jpg) ![8820 Kelso Lane - Photo 68](http://lh.rdcpix.com/c1aba90e5e19f6e53257347a102ddb98l-f772693169r.jpg) ![8820 Kelso Lane - Photo 69](http://lh.rdcpix.com/c1aba90e5e19f6e53257347a102ddb98l-f3399456189r.jpg) --- **MLS#:** 1541713 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/8820-kelso-lane-chattanooga-tn-37421-fa18c28c9ce74605b4fca531ea41cbe8) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/8820-kelso-lane-chattanooga-tn-37421-fa18c28c9ce74605b4fca531ea41cbe8#listing", "url": "https://www.propertysimple.ai/listing/8820-kelso-lane-chattanooga-tn-37421-fa18c28c9ce74605b4fca531ea41cbe8", "name": "8820 Kelso Lane, Chattanooga, TN 37421", "description": "What does $499,000 buy you in East Brainerd? More than you might expect! With 3,659 square feet, 5 bedrooms, 4 full baths, a media room, private office, two fireplaces, and 0.79 acre of wooded privacy, this home offers plenty of room to spread out without sacrificing convenience. Situated at the top of a hill and surrounded by mature trees, you'll enjoy a peaceful, private setting just minutes from Hamilton Place Mall, shopping, restaurants, and everything East Brainerd has to offer. Inside, there's room for everyone and just about everything! The main level features a bedroom and full bath, a private office, formal dining room, and comfortable living spaces (plus utility room storage & under stair storage). Upstairs, the spacious primary suite feels like its own retreat, complete with a sitting area, fireplace, large walk-in closet, and private bath with soaking tub and separate shower. The additional bedrooms offer a combination of Jack-and-Jill and private baths, and the media room gives you even more flexibility for movie nights, hobbies, or just hanging out. Outside, the fully fenced backyard offers plenty of room to enjoy the outdoors, while the circular driveway and separate driveway to the two-car garage provide convenient parking and easy access. And here's an added BUYER BONUS: The seller is offering $15,000 toward buyer closing costs and/or an interest rate buy down with an acceptable offer!* If you've been looking for a home with room to grow, space to work from home, or simply a little more privacy without giving up a convenient location, this one is worth seeing in person. 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