About This Home

This 2-bedroom, 2-bathroom single family at 895 Ellen Drive in Key Largo, FL is listed for $1,400,000 ($993 per sqft). Built in 1982, the home offers 1,410 sqft of living space on a 0.22 acres lot.

Key Features

  • Built in 1982
  • 0.22 acre lot
  • Waterfront

Property Details

2 full
1982

Amenities

WaterfrontA/C
Listing Description

New to the market, this 2 bedroom, 2 bath home offers a rare combination of an oversized lot, 75 feet of boat dockage, mature tropical landscaping, and direct access to the open bay. Nestled among native trees, including an impressive collection of beautiful, well-established Lignumvitae trees, the property offers a lush, private setting that is becoming increasingly difficult to find.

The home is a classic Sheffield House, a unique Keys-style frame home constructed above steel columns. Inside, vaulted ceilings create an open, airy feel, while the existing layout offers a comfortable home that is livable as-is with plenty of opportunity to update and make it your own.

For the boating enthusiast, the location is exceptional. The canal leads directly to the open bay and the bayside entrance of Adams Cut, providing quick and convenient access to both the bay and ocean. With 75 feet of dockage, there is ample room to accommodate your boat and enjoy the Keys lifestyle right from your backyard.

The enclosed downstairs space is non-conforming and offers additional potential for storage, workshop space, or other uses, subject to local regulations. Whether you're looking for a Keys getaway, a full-time residence, or an opportunity to renovate and create your own waterfront retreat, this property offers the location, land, dockage, and character to make it truly special.

Monthly Cost Estimate

$7,487/mo

20% down · 6.5% · 30 years

Principal$1,012
Interest$6,067
Insurance$408

Estimates only. Actual payments may vary.

Location

895 Ellen Drive

Key Largo, FL 33037

Twin Lakes (103.0)

Features & Amenities

Interior Features

Sun/Florida Room

Exterior Features

ShedStorage

Property Details

Flooring

TileCarpet

Construction

Frame Combo Construction

Outdoor Features

Patio

Cooling

Central Air

Appliances

DishwasherRefrigeratorRangeOvenMicrowave

Questions & Answers

This 2-bedroom, 2-bathroom single family at 895 Ellen Drive is listed at $1,400,000 ($993/sqft). The estimated monthly payment is $7,487 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1982, 0.22 acre lot, Waterfront. Interior Features: Sun/Florida Room. Exterior Features: Shed, Storage.

This property is listed by Ashley Lindmar, Realtor and can be reached at 3053942815.

AR

Ashley Lindmar, Realtor

License 3158973

Agent at Coldwell Banker Schmitt Islamorada

(305) 394-2815

Listed by Coldwell Banker Schmitt Islamorada · Broker phone: (305) 664-4470 · View on Broker Site · Broker website

MLS# 621045· Source: Florida Keys Board of REALTORS®· 29 days on PropertySimple

Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

895 Ellen Drive, Key Largo, FL 33037

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