# 897 Summit Point, Cadiz, KY 42211

> **TL;DR:** 4bd/3ba single family, $746,897 ($225/sqft), built 1999, 3,313 sqft.
> Fireplace, Waterfront, View, A/C. Est. $4,145/mo. Listed 2 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $746,897 |
| Price/sqft | $225 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 3,313 |
| Year Built | 1999 |
| Lot Size | 54,886 sqft (1.26 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 2 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Water, Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,777 |
| Estimated Insurance | $218 |
| HOA | $150 |
| **Total** | **$4,145** |

## Nearby Schools

- **Elementary:** Trigg County Elementary
- **Middle:** Trigg County Middle
- **High:** Trigg Co

## Key Amenities

- Fireplace
- Waterfront
- View
- A/C

## Property Highlights

- Built in 1999
- 1.26 acre lot
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
A Rare Waterfront Opportunity on Little River It's not often a property like this comes along. Perfectly positioned on a rare 1.26-acre peninsula lot in the peaceful waters of Little River, 897 Summit Point offers something that's becoming increasingly difficult to find-water surrounding the property on three sides, breathtaking panoramic views, year-round water, and a level of privacy that makes you feel like you've escaped to your own private peninsula. Designed to embrace the beauty of its surroundings, this 3,660-square-foot waterfront home features 4 bedrooms, 3 full bathrooms, and an open floor plan where the views take center stage. Walls of windows fill the home with natural light while framing the ever-changing beauty of the water from the main living areas. The spacious great room, complete with a cozy fireplace, creates a warm and inviting place to gather, while the walkout lower level offers a second family room with another fireplace and a wet bar-perfect for entertaining after a day on the water. The kitchen opens effortlessly into the dining and living areas, creating a comfortable space where conversations flow as easily as the views. Whether you're hosting holiday gatherings, enjoying a quiet weekend, or welcoming friends after a day on the lake, this home was designed for making memories. Upstairs, the loft provides flexible space that can easily serve as additional sleeping accommodations, a home office, a reading nook, or a game room. Step outside and experience what makes this property truly exceptional. Relax on the expansive upper deck, unwind on the covered patio, or take the short walk to your private two-slip covered dock with year-round water. Whether your perfect day includes boating, fishing, kayaking, paddleboarding, or simply floating under the Kentucky sky, everything you love about lake living begins right here. Two oversized garages provide plenty of room for boats, golf carts, fishing gear, and all the essentials that come with an active waterfront lifestyle. Properties like this are exceptionally rare. While beautiful homes can be built, a peninsula lot with panoramic water views, year-round water, outstanding privacy, and a private dock is something nature creates only a handful of times. It's the kind of property families treasure for generations and one that rarely becomes available. If you've been searching for more than just a lake house-if you've been searching for a place where mornings begin on the dock, afternoons are spent on the water, and evenings end with unforgettable sunsets-897 Summit Point is ready to welcome your next chapter.

## Location

- **Address:** 897 Summit Point, Cadiz, KY 42211
- **County:** Trigg
- **Neighborhood:** Siloam Point
- **Coordinates:** 36.886468, -87.900863
- **Google Maps:** https://www.google.com/maps?q=36.886468,-87.900863

## Virtual Tour & Media

- **Video Tour:** https://tour.giraffe360.com/4da6d6759a8c42009b84f71149733acf/?lsf=1

## Listing Agent

- **Name:** Glenda Ritchie
- **Brokerage:** 1st Realty Group
- **Phone:** 2707531651

## Primary Photo

![897 Summit Point - Primary Photo](http://lh.rdcpix.com/36306373f2a67e59e843322d762cfa7bl-f1738037549r.jpg)

*62 total photos available on [listing page](https://www.propertysimple.ai/listing/897-summit-point-cadiz-ky-42211-26017251)*

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**MLS#:** 26017251 | **Updated:** 2026-08-01
**Source:** listhub

*Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/897-summit-point-cadiz-ky-42211-26017251)

---

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