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About This Home

This 4-bedroom, 2-bathroom single family at 904 CENTRAL in Cambridge, MD is listed for $170,000 ($143 per sqft). Built in 1940, the home offers 1,188 sqft of living space on a 0.09 acres lot.

Agent Description

Opportunity awaits in the heart of Cambridge! This partially renovated property offers the chance to complete a project already underway and create a charming primary residence, investment property, or future rental. Recent updates include luxury vinyl plank flooring throughout most of the home and a nearly finished upper level featuring space for

two bedrooms, or a single back bedroom and office/entertainment space upon entering the upstairs, a half bath, and additional closet space. The main level offers two bedrooms, a living room, a laundry area, and an existing kitchen space ready for your vision and renovation plans.

While the home still requires significant improvements, including a kitchen renovation and installation of a heat source (natural gas is available), the groundwork has been started for the next owner to take it across the finish line. Outside, enjoy a fenced backyard with concrete patio space for grilling and entertaining, storage shed, off-street

parking, and a concrete front porch--perfect for relaxing and enjoying peaceful mornings and evenings. Conveniently located just off Race Street and within walking distance to downtown Cambridge, local dining, shops, and the waterfront. Some photos include virtually staged or virtually enhanced images that are clearly labeled as such to help showcase the property's potential and provide inspiration for future use of the spaces.

Being sold strictly AS-IS. Excellent potential for buyers utilizing a renovation loan program, including 203(k) financing. Bring your ideas and unlock the possibilities this property has to offer!

Key Features

  • Built in 1940
  • 0.09 acre lot
  • 2 stories
  • 4 parking spaces

Property Details

2 stories
1 full, 1 half
4 spaces
1940

Amenities

A/C

Monthly Cost Estimate

$909/mo

20% down · 6.5% · 30 years

Principal$123
Interest$737
Insurance$50

Estimates only. Actual payments may vary.

Location

904 CENTRAL

Cambridge, MD 21613

BAYLY

Features & Amenities

Interior Features

Bathroom - Tub ShowerFloor Plan - TraditionalRecessed Lighting

Property Details

Construction

Vinyl Siding

Parking

DrivewayOff Street

Cooling

Window Unit(s)

Appliances

Oven/Range - GasRefrigeratorWasherDryer

Questions & Answers

This 4-bedroom, 2-bathroom single family at 904 CENTRAL is listed at $170,000 ($143/sqft). The estimated monthly payment is $737 based on 20% down at 6.5% interest.

Key features include: Built in 1940, 0.09 acre lot, 2 stories, 4 parking spaces. Interior Features: Bathroom - Tub Shower, Floor Plan - Traditional, Recessed Lighting.

This property is listed by Jennifer A Benjamin Wingate and can be reached at 4102282525 or jennifer@sharonre.com.

JW

Jennifer A Benjamin Wingate

Agent at Sharon Real Estate P.C.

(410) 228-2525

Listed by Sharon Real Estate P.C. · View on Broker Site

MLS# MDDO2012248· Source: listhub· Updated 23 days ago

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

904 CENTRAL, Cambridge, MD 21613

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