About This Home

This 4-bedroom, 2-bathroom single family at 904 CENTRAL in Cambridge, MD is listed for $160,000 ($135 per sqft). Built in 1940, the home offers 1,188 sqft of living space on a 0.09 acres lot.

Key Features

  • Built in 1940
  • 0.09 acre lot
  • 2 stories
  • 4 parking spaces

Property Details

2 stories
1 full, 1 half
4 spaces
1940

Amenities

A/C
Listing Description

**RECENTLY REDUCED - INVESTOR & RENOVATION OPPORTUNITY!** Bring your vision and finish what has already been started in the heart of Cambridge. With a portion of the renovation work already underway, this property offers an appealing opportunity for investors, flippers, landlords, or buyers looking to build equity through improvements.

Recent updates include luxury vinyl plank flooring throughout much of the home and a nearly finished upper level offering flexible space for two bedrooms, or a bedroom with adjoining office/bonus area, plus a half bath and additional closet space. The main level features two bedrooms, living room, laundry area, and a kitchen space ready for renovation.

Significant improvements are still needed, including completion of the kitchen and installation of a heat source; natural gas is available. For the right buyer, this is an opportunity to complete the remaining work, add value, and reposition the property for resale, rental income, or personal use.

Outside, the property offers a fenced backyard, concrete patio, storage shed, off-street parking, and front porch. Conveniently located just off Race Street and within walking distance of downtown Cambridge, restaurants, shopping, and the waterfront. **Being sold strictly AS-IS.

Seller is motivated and ready to make a deal-bring your contractor, your vision, and your offer!** Renovation financing, including FHA 203(k), may be an option for qualified buyers. **Some photos have been virtually staged or virtually enhanced to illustrate the property's potential.**

Monthly Cost Estimate

$856/mo

20% down · 6.5% · 30 years

Principal$116
Interest$693
Insurance$47

Estimates only. Actual payments may vary.

Location

904 CENTRAL

Cambridge, MD 21613

BAYLY

Features & Amenities

Interior Features

Bathroom - Tub ShowerFloor Plan - TraditionalRecessed Lighting

Property Details

Construction

Vinyl Siding

Parking

DrivewayOff Street

Cooling

Window Unit(s)

Appliances

Oven/Range - GasRefrigeratorWasherDryer

Questions & Answers

This 4-bedroom, 2-bathroom single family at 904 CENTRAL is listed at $160,000 ($135/sqft). The estimated monthly payment is $856 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1940, 0.09 acre lot, 2 stories, 4 parking spaces. Interior Features: Bathroom - Tub Shower, Floor Plan - Traditional, Recessed Lighting.

This property is listed by Jennifer A Benjamin Wingate and can be reached at 4435214285.

JW

Jennifer A Benjamin Wingate

License 5021438

Agent at Sharon Real Estate P.C.

(443) 521-4285

Listed by Sharon Real Estate P.C. · Broker phone: (410) 228-2525 · View on Broker Site

MLS# MDDO2012248· Source: Bright MLS· 111 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

904 CENTRAL, Cambridge, MD 21613

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