# 9103 Bay Drive, Chattanooga, TN 37416 > **TL;DR:** 4bd/3ba single family, $374,900 ($176/sqft), built 1975, 2,126 sqft. > Fireplace, A/C, 2-car garage. Est. $2,005/mo. Listed 168 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $374,900 | | Price/sqft | $176 | | Bedrooms | 4 | | Bathrooms | 2 full, 1 half | | Square Feet | 2,126 | | Year Built | 1975 | | Lot Size | 40,946 sqft (0.94 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 168 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,896 | | Estimated Insurance | $109 | | **Total** | **$2,005** | ## Nearby Schools - **Elementary:** Harrison Elementary - **Middle:** Brown Middle - **High:** Central High School ## Key Amenities - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 1975 - 0.94 acre lot - 2 stories - Fireplace ## Description ### Agent Description Welcome to 9103 Bay Drive -- where space, functionality, and location come together in the heart of Harrison. This renovated split-level home offers over 2,100 square feet with 4 bedrooms and 2.5 bathrooms designed for both everyday comfort and entertaining. The main level features 3 bedrooms, including the primary suite, along with a functional layout that flows easily for daily living. The kitchen offers an abundance of cabinet and countertop space with room to gather, prep, and host with ease. Just off the kitchen, the spacious living areas create a warm and inviting flow throughout the home with flexible space for entertaining, relaxing, or everyday living. Downstairs, you'll find a large finished living area being used as a 4th bedroom along with a half bathroom, making it ideal for guests, a teen or in-law suite, home office, or bonus space. There is also an additional unfinished room in the basement, offering great storage or future expansion potential. Step outside and enjoy nearly an acre of property with a long driveway providing ample parking and convenience for multiple vehicles, guests, or recreational use. Located just minutes from Chickamauga Lake, residents also enjoy community lake access along with nearby boating, fishing, kayaking, marinas, parks, and waterfront dining. Conveniently located in Harrison, you'll enjoy a quieter setting while still being close to grocery stores, restaurants, schools, Highway 58, and an easy drive to downtown Chattanooga. Whether you're searching for space to spread out, room to entertain, or a home near the lake and outdoor recreation--this home delivers it all. ## Location - **Address:** 9103 Bay Drive, Chattanooga, TN 37416 - **County:** Hamilton - **Neighborhood:** Waconda Bay - **Coordinates:** 35.115926, -85.15282 - **Google Maps:** https://www.google.com/maps?q=35.115926,-85.15282 ## Listing Agent - **Name:** Rachel C Bruner · **License:** TN302596 - **Brokerage:** Keller Williams Realty - **Broker Phone:** (423) 664-1600 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9103-Bay-Dr_Chattanooga_TN_37416_M77237-99256?f=listhub&s=CARTN&m=1534782&c=propsimple) ## Photos ![9103 Bay Drive - Photo 1](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f2393223264r.jpg) ![9103 Bay Drive - Photo 2](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f1808943416r.jpg) ![9103 Bay Drive - Photo 3](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f3986814717r.jpg) ![9103 Bay Drive - Photo 4](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f3529319042r.jpg) ![9103 Bay Drive - Photo 5](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f2779132324r.jpg) ![9103 Bay Drive - Photo 6](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f1361653936r.jpg) ![9103 Bay Drive - Photo 7](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f2319899073r.jpg) ![9103 Bay Drive - Photo 8](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f4103093611r.jpg) ![9103 Bay Drive - Photo 9](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f3956473875r.jpg) ![9103 Bay Drive - Photo 10](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f1117639610r.jpg) ![9103 Bay Drive - Photo 11](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f1426964624r.jpg) ![9103 Bay Drive - Photo 12](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f994048755r.jpg) ![9103 Bay Drive - Photo 13](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f362909778r.jpg) ![9103 Bay Drive - Photo 14](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f1205384264r.jpg) ![9103 Bay Drive - Photo 15](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f2512271555r.jpg) ![9103 Bay Drive - Photo 16](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f3412132262r.jpg) ![9103 Bay Drive - Photo 17](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f982279740r.jpg) ![9103 Bay Drive - Photo 18](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f3110326937r.jpg) ![9103 Bay Drive - Photo 19](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f2139247808r.jpg) ![9103 Bay Drive - Photo 20](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f1983094367r.jpg) ![9103 Bay Drive - Photo 21](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f4133447467r.jpg) ![9103 Bay Drive - Photo 22](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f2862845707r.jpg) ![9103 Bay Drive - Photo 23](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f2496159493r.jpg) ![9103 Bay Drive - Photo 24](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f376784766r.jpg) ![9103 Bay Drive - Photo 25](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f4148140193r.jpg) ![9103 Bay Drive - Photo 26](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f3580402553r.jpg) ![9103 Bay Drive - Photo 27](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f1243063813r.jpg) ![9103 Bay Drive - Photo 28](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f3822146052r.jpg) ![9103 Bay Drive - Photo 29](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f1343452163r.jpg) ![9103 Bay Drive - Photo 30](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f3607101453r.jpg) ![9103 Bay Drive - Photo 31](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f154145572r.jpg) ![9103 Bay Drive - Photo 32](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f3838389624r.jpg) ![9103 Bay Drive - Photo 33](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f1729473309r.jpg) ![9103 Bay Drive - Photo 34](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f2013752170r.jpg) ![9103 Bay Drive - Photo 35](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f1569421843r.jpg) ![9103 Bay Drive - Photo 36](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f2871378905r.jpg) ![9103 Bay Drive - Photo 37](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f3618556711r.jpg) ![9103 Bay Drive - Photo 38](http://lh.rdcpix.com/f437420609a3819a66d21cb51ea5b776l-f4165205995r.jpg) --- **MLS#:** 1534782 | **Updated:** 2026-10-24 **Source:** listhub *Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/9103-bay-drive-chattanooga-tn-37416-7c941d19e25f45e9bbe09c252ddfc20d) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/9103-bay-drive-chattanooga-tn-37416-7c941d19e25f45e9bbe09c252ddfc20d#listing", "url": "https://www.propertysimple.ai/listing/9103-bay-drive-chattanooga-tn-37416-7c941d19e25f45e9bbe09c252ddfc20d", "name": "9103 Bay Drive, Chattanooga, TN 37416", "description": "Welcome to 9103 Bay Drive -- where space, functionality, and location come together in the heart of Harrison. This renovated split-level home offers over 2,100 square feet with 4 bedrooms and 2.5 bathrooms designed for both everyday comfort and entertaining. 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