# 914 HARBOR Circle, Palm Harbor, FL 34683 > **TL;DR:** 3bd/2ba single family, $549,000 ($276/sqft), built 1986, 1,989 sqft. > Solar, A/C, 2-car garage. Est. $2,936/mo. Listed 28 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $549,000 | | Price/sqft | $276 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,989 | | Year Built | 1986 | | Lot Size | 7,405 sqft (0.17 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 28 | ## Why This Home Stands Out - **Solar Panels** - Solar panels listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,776 | | Estimated Insurance | $160 | | **Total** | **$2,936** | ## Nearby Schools - **Elementary:** Ozona Elementary-PN - **Middle:** Palm Harbor Middle-PN - **High:** Palm Harbor Univ High-PN ## Key Amenities - Solar - A/C - 2-car garage ## Property Highlights - Built in 1986 - 0.17 acre lot ## Description ### Agent Description Price Improvement!! FANTASTIC LOCATION in Old Palm Harbor! This charming home is located in a quaint golf-cart-friendly community with NO HOA and NO flood insurance required, situated on a quiet street surrounded by well-maintained homes. Imagine hopping on your golf cart and being within approximately 1 mile of Downtown Palm Harbor, where you'll find fantastic restaurants, shops, breweries, and local hot spots. Plus, enjoy close proximity to top-rated schools! Featuring just under 2,000 square feet of living space, this spacious 3-bedroom, 2-bath home offers an oversized 2-car garage with abundant storage, an inside laundry room, and a wonderful layout that is much larger than it appears from the street. Major updates include a NEW ROOF (January 2024) and owned solar panels for energy-efficient living. Additional improvements include a 2019 fence, 2023 water heater, double-hung windows in all bedrooms and the family room (2011), reclaimed-water irrigation system, and custom hurricane shutters. Enter through the inviting screen-enclosed front porch into a spacious living room/dining room combination. Continue into the impressive great room featuring vaulted ceilings and original hardwood beams, adding warmth, charm, and character to the space. The centrally located kitchen was updated in 2016 and features custom cherrywood soft-close cabinetry, granite countertops, stainless steel appliances, a pull-out 4-tier spice drawer, and a deep stainless-steel sink. A convenient pass-through window opens to the lanai and provides a wonderful view of the backyard. Designed with entertaining in mind, the great room features pocket sliding doors that open completely to the expansive 33' x 13' screened lanai, creating an exceptional indoor-outdoor living space. The lanai is also accessible directly from the owner's suite through sliding glass doors. The spacious owner's suite offers a walk-in closet plus a second closet, an updated vanity with dual sinks and granite countertops, and a walk-in shower. The covered porches provide an additional 488 square feet of year-round living space, giving you even more room to relax and entertain. Step outside to your own fenced tropical backyard paradise, beautifully landscaped with butterfly-attracting flowers and huge banana trees. A 600+ square-foot brick paver patio stretches across the back of the home and leads to a cozy firepit area-perfect for entertaining, relaxing, and enjoying Florida's beautiful weather. With its exceptional location, spacious living areas, extensive updates, solar power, oversized garage, beautiful outdoor spaces, and easy golf-cart access to Downtown Palm Harbor, this is a special opportunity to enjoy the best of the Palm Harbor lifestyle! ## Location - **Address:** 914 HARBOR Circle, Palm Harbor, FL 34683 - **County:** Pinellas - **Neighborhood:** HARBOR PLACE - **Coordinates:** 28.07642, -82.754438 - **Google Maps:** https://www.google.com/maps?q=28.07642,-82.754438 ## Virtual Tour & Media - **Video Tour:** https://lightlineproductions.hd.pics/914-Harbor-Cir/idx ## Listing Agent - **Name:** Jennifer Hatzistefanou - **Brokerage:** RE/MAX CHAMPIONS - **Phone:** 7278082577 - **Broker Phone:** (727) 807-7887 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/914-Harbor-Cir_Palm-Harbor_FL_34683_M68099-89316?f=listhub&s=MFRMLSFL&m=W7889005&c=propsimple) ## Photos ![914 HARBOR Circle - Photo 1](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f2642102052r.jpg) ![914 HARBOR Circle - Photo 2](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f4138853107r.jpg) ![914 HARBOR Circle - Photo 3](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f3427469927r.jpg) ![914 HARBOR Circle - Photo 4](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f366033407r.jpg) ![914 HARBOR Circle - Photo 5](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f4157310028r.jpg) ![914 HARBOR Circle - Photo 6](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f3083499687r.jpg) ![914 HARBOR Circle - Photo 7](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f1172860131r.jpg) ![914 HARBOR Circle - Photo 8](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f64992571r.jpg) ![914 HARBOR Circle - Photo 9](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f554076099r.jpg) ![914 HARBOR Circle - Photo 10](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f3026281501r.jpg) ![914 HARBOR Circle - Photo 11](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f3829407860r.jpg) ![914 HARBOR Circle - Photo 12](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f1691538842r.jpg) ![914 HARBOR Circle - Photo 13](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f3704799688r.jpg) ![914 HARBOR Circle - Photo 14](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f756168334r.jpg) ![914 HARBOR Circle - Photo 15](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f2089919806r.jpg) ![914 HARBOR Circle - Photo 16](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f2298783183r.jpg) ![914 HARBOR Circle - Photo 17](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f3466790454r.jpg) ![914 HARBOR Circle - Photo 18](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f3562087002r.jpg) ![914 HARBOR Circle - Photo 19](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f1186656406r.jpg) ![914 HARBOR Circle - Photo 20](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f1833662156r.jpg) ![914 HARBOR Circle - Photo 21](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f3267561233r.jpg) ![914 HARBOR Circle - Photo 22](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f3617022814r.jpg) ![914 HARBOR Circle - Photo 23](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f2907833659r.jpg) ![914 HARBOR Circle - Photo 24](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f3058829507r.jpg) ![914 HARBOR Circle - Photo 25](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f3874519321r.jpg) ![914 HARBOR Circle - Photo 26](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f2332884796r.jpg) ![914 HARBOR Circle - Photo 27](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f1562717845r.jpg) ![914 HARBOR Circle - Photo 28](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f354085412r.jpg) ![914 HARBOR Circle - Photo 29](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f2620243475r.jpg) ![914 HARBOR Circle - Photo 30](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f1729613512r.jpg) ![914 HARBOR Circle - Photo 31](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f2674115177r.jpg) ![914 HARBOR Circle - Photo 32](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f530006218r.jpg) ![914 HARBOR Circle - Photo 33](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f3114627600r.jpg) ![914 HARBOR Circle - Photo 34](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f598755010r.jpg) ![914 HARBOR Circle - Photo 35](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f2455956857r.jpg) ![914 HARBOR Circle - Photo 36](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f2599674650r.jpg) ![914 HARBOR Circle - Photo 37](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f2443208312r.jpg) ![914 HARBOR Circle - Photo 38](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f1849981172r.jpg) ![914 HARBOR Circle - Photo 39](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f678810483r.jpg) ![914 HARBOR Circle - Photo 40](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f3262573190r.jpg) ![914 HARBOR Circle - Photo 41](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f2135850423r.jpg) ![914 HARBOR Circle - Photo 42](http://lh.rdcpix.com/25c3d27107bc80d77e64ec4f835a1f0el-f1089831665r.jpg) --- **MLS#:** W7889005 | **Updated:** 2026-09-24 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/914-harbor-circle-palm-harbor-fl-34683-w7889005) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/914-harbor-circle-palm-harbor-fl-34683-w7889005#listing", "url": "https://www.propertysimple.ai/listing/914-harbor-circle-palm-harbor-fl-34683-w7889005", "name": "914 HARBOR Circle, Palm Harbor, FL 34683", "description": "Price Improvement!! FANTASTIC LOCATION in Old Palm Harbor! This charming home is located in a quaint golf-cart-friendly community with NO HOA and NO flood insurance required, situated on a quiet street surrounded by well-maintained homes. Imagine hopping on your golf cart and being within approximately 1 mile of Downtown Palm Harbor, where you'll find fantastic restaurants, shops, breweries, and local hot spots. Plus, enjoy close proximity to top-rated schools! Featuring just under 2,000 square feet of living space, this spacious 3-bedroom, 2-bath home offers an oversized 2-car garage with abundant storage, an inside laundry room, and a wonderful layout that is much larger than it appears from the street. Major updates include a NEW ROOF (January 2024) and owned solar panels for energy-efficient living. Additional improvements include a 2019 fence, 2023 water heater, double-hung windows in all bedrooms and the family room (2011), reclaimed-water irrigation system, and custom hurricane shutters. Enter through the inviting screen-enclosed front porch into a spacious living room/dining room combination. Continue into the impressive great room featuring vaulted ceilings and original hardwood beams, adding warmth, charm, and character to the space. The centrally located kitchen was updated in 2016 and features custom cherrywood soft-close cabinetry, granite countertops, stainless steel appliances, a pull-out 4-tier spice drawer, and a deep stainless-steel sink. A convenient pass-through window opens to the lanai and provides a wonderful view of the backyard. Designed with entertaining in mind, the great room features pocket sliding doors that open completely to the expansive 33' x 13' screened lanai, creating an exceptional indoor-outdoor living space. The lanai is also accessible directly from the owner's suite through sliding glass doors. The spacious owner's suite offers a walk-in closet plus a second closet, an updated vanity with dual sinks and granite countertops, and a walk-in shower. 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