# 92 Bay Road, Fox Lake, IL 60020 > **TL;DR:** 3bd/2ba single family, $299,999 ($242/sqft), built 2003, 1,238 sqft. > A/C, 2-car garage. Est. $1,604/mo. Listed 11 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $299,999 | | Price/sqft | $242 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,238 | | Year Built | 2003 | | Lot Size | 9,322 sqft (0.21 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 11 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,517 | | Estimated Insurance | $87 | | **Total** | **$1,604** | ## Nearby Schools - **Elementary:** Lotus - **Middle:** Stanton - **High:** Grant Community High School ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 2003 - 0.21 acre lot - 6 parking spaces ## Description ### Agent Description | 3 BED / 2 BATH RANCH | CORNER LOT | FENCED YARD | BLOCKS TO BOAT LAUNCH | Pistakee Lake is just a few blocks from this 3-bed/2-bath ranch, where a neighborhood boat launch puts the entire Fox Chain O'Lakes within easy reach. Downtown Fox Lake, the Metra, & Route 12 are close by too, so weekday commutes & weekend cruises start from the same corner lot. Out front, a wide covered porch faces east & catches the morning sun. Inside, vaulted ceilings & skylights pour daylight across wood laminate floors throughout the main living space. The living room stretches more than 20 feet & opens to the dining area & kitchen, so conversation carries easily from the stove to the sofa. Sage-green cabinets & a glass mosaic backsplash frame a double sink beneath the kitchen window, with a gas range just across the aisle. Sliding doors off the dining area lead straight out to the backyard. The primary bedroom has its own full bath, & two more bedrooms share a second full bath down the hall. A laundry room sits between the kitchen & the attached garage, giving groceries & muddy boots a natural landing spot. The fully fenced backyard (new fence in 2023) has room for a garden & summer cookouts. The oversized 2-car garage runs nearly 29 feet deep & includes a workshop bump-out, while the T-shaped driveway leaves space to park a boat alongside guests' cars. With a new A/C & water heater (2025) & a roof replaced in 2019, the next owner can spend more time on the water. ## Location - **Address:** 92 Bay Road, Fox Lake, IL 60020 - **County:** Lake - **Coordinates:** 42.390412, -88.185954 - **Google Maps:** https://www.google.com/maps?q=42.390412,-88.185954 ## Virtual Tour & Media - **Video Tour:** https://www.zillow.com/view-imx/69b425da-4e32-413d-8298-68cfb65d95f7?wl=true&setAttribution=mls&initialViewType=pano ## Listing Agent - **Name:** Jim Starwalt - **Brokerage:** Better Homes and Gardens Real Estate Star Homes - **Broker Phone:** (847) 548-2625 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/92-Bay-Rd_Fox-Lake_IL_60020_M83226-86829?f=listhub&s=MREDIL&m=12789677&c=propsimple) ## Photos ![92 Bay Road - Photo 1](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f3059810496r.jpg) ![92 Bay Road - Photo 2](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f142374206r.jpg) ![92 Bay Road - Photo 3](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f2715278549r.jpg) ![92 Bay Road - Photo 4](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f3906808123r.jpg) ![92 Bay Road - Photo 5](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f2656639229r.jpg) ![92 Bay Road - Photo 6](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f3689519572r.jpg) ![92 Bay Road - Photo 7](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f3662833781r.jpg) ![92 Bay Road - Photo 8](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f1328674015r.jpg) ![92 Bay Road - Photo 9](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f529003977r.jpg) ![92 Bay Road - Photo 10](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f2107354499r.jpg) ![92 Bay Road - Photo 11](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f680515307r.jpg) ![92 Bay Road - Photo 12](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f1569227931r.jpg) ![92 Bay Road - Photo 13](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f2348956752r.jpg) ![92 Bay Road - Photo 14](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f1827296678r.jpg) ![92 Bay Road - Photo 15](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f533924898r.jpg) ![92 Bay Road - Photo 16](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f3107738873r.jpg) ![92 Bay Road - Photo 17](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f1026146167r.jpg) ![92 Bay Road - Photo 18](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f886362136r.jpg) ![92 Bay Road - Photo 19](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f400019707r.jpg) ![92 Bay Road - Photo 20](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f2439876396r.jpg) ![92 Bay Road - Photo 21](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f873563142r.jpg) ![92 Bay Road - Photo 22](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f427103771r.jpg) ![92 Bay Road - Photo 23](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f2580110287r.jpg) ![92 Bay Road - Photo 24](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f2691716123r.jpg) ![92 Bay Road - Photo 25](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f4286068312r.jpg) ![92 Bay Road - Photo 26](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f2050777610r.jpg) ![92 Bay Road - Photo 27](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f1125091791r.jpg) ![92 Bay Road - Photo 28](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f868046969r.jpg) ![92 Bay Road - Photo 29](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f4255464718r.jpg) ![92 Bay Road - Photo 30](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f3924655269r.jpg) ![92 Bay Road - Photo 31](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f1057448604r.jpg) ![92 Bay Road - Photo 32](http://lh.rdcpix.com/500b0c6bf0095246687bc355773de79el-f3308573732r.jpg) --- **MLS#:** 12789677 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/92-bay-road-fox-lake-il-60020-6dce3106024548b9afddff2edd1764f8) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/92-bay-road-fox-lake-il-60020-6dce3106024548b9afddff2edd1764f8#listing", "url": "https://www.propertysimple.ai/listing/92-bay-road-fox-lake-il-60020-6dce3106024548b9afddff2edd1764f8", "name": "92 Bay Road, Fox Lake, IL 60020", "description": "| 3 BED / 2 BATH RANCH | CORNER LOT | FENCED YARD | BLOCKS TO BOAT LAUNCH | Pistakee Lake is just a few blocks from this 3-bed/2-bath ranch, where a neighborhood boat launch puts the entire Fox Chain O'Lakes within easy reach. Downtown Fox Lake, the Metra, & Route 12 are close by too, so weekday commutes & weekend cruises start from the same corner lot. Out front, a wide covered porch faces east & catches the morning sun. Inside, vaulted ceilings & skylights pour daylight across wood laminate floors throughout the main living space. The living room stretches more than 20 feet & opens to the dining area & kitchen, so conversation carries easily from the stove to the sofa. Sage-green cabinets & a glass mosaic backsplash frame a double sink beneath the kitchen window, with a gas range just across the aisle. Sliding doors off the dining area lead straight out to the backyard. The primary bedroom has its own full bath, & two more bedrooms share a second full bath down the hall. A laundry room sits between the kitchen & the attached garage, giving groceries & muddy boots a natural landing spot. The fully fenced backyard (new fence in 2023) has room for a garden & summer cookouts. The oversized 2-car garage runs nearly 29 feet deep & includes a workshop bump-out, while the T-shaped driveway leaves space to park a boat alongside guests' cars. 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