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About This Home

This 4-bedroom, 5-bathroom single family at 92 Ciboney Street in Miramar Beach, FL is listed for $1,029,000 ($429 per sqft). Built in 2020, the home offers 2,400 sqft of living space on a 0.07 acres lot.

Agent Description

Opportunity abounds with this gorgeous REO property located less than a 1/2 mile to the Gulf of America! Built in 2020, this spacious 2,400-square-foot, 3-story home features 4 bedrooms and 4.5 bathrooms. It is being sold fully furnished and nearly completely turnkey.

The thoughtful layout includes a private balcony on both the second and third floors, attached storage, and a fenced backyard. Situated in the desirable community of Hidden Palms, residents enjoy premier amenities including a community pool and included exterior lawn maintenance.

Located in an extremely popular vacation rental area, this home is primed and ready for its new owners. Whether you are looking for a personal coastal retreat or your next lucrative vacation rental investment, this incredible property is calling your name. Call today to schedule your showing!

Key Features

  • Built in 2020
  • 0.07 acre lot
  • 3 stories
  • 4 parking spaces

Property Details

3 stories
4 full, 1 half
4 spaces
2020

Amenities

A/C

Monthly Cost Estimate

$7,278/mo

20% down · 6.5% · 30 years

Principal$744
Interest$4,459
Insurance$300
HOA$1,775

Estimates only. Actual payments may vary.

Location

92 Ciboney Street

Miramar Beach, FL 32550

HIDDEN PALMS

Features & Amenities

Interior Features

Hallway Bunk BedsKitchen IslandLighting RecessedOwner's ClosetSplit Bedroom

Exterior Features

BalconyBBQ Pit/GrillFenced Back YardSprinkler System

Property Details

Flooring

TileVinyl

Construction

Concrete Stucco

Pool Features

Patio

Heating

Heat Pump (Heating)

Cooling

Central Air

Appliances

Auto Garage Door OpnDishwasherDryerMicrowaveOven Self CleaningRefrigerator W/IceMkSmoke DetectorStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 4-bedroom, 5-bathroom single family at 92 Ciboney Street is listed at $1,029,000 ($429/sqft). The estimated monthly payment is $6,234 based on 20% down at 6.5% interest.

HOA fees are $1775/month.

Key features include: Built in 2020, 0.07 acre lot, 3 stories, 4 parking spaces. Interior Features: Hallway Bunk Beds, Kitchen Island, Lighting Recessed. Exterior Features: Balcony, BBQ Pit/Grill, Fenced Back Yard.

This property is listed by Cosmo M Spellings and can be reached at 8506991856 or cosmo@nwfl4sale.com.

CS

Cosmo M Spellings

Agent at Assurance Realty of NWFL LLC

(850) 699-1856

Listed by Assurance Realty of NWFL LLC · View on Broker Site

MLS# 1004321· Source: listhub· Updated 4 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

92 Ciboney Street, Miramar Beach, FL 32550

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