# 92 Ciboney Street, Miramar Beach, FL 32550

> **TL;DR:** 4bd/5ba single family, $935,500 ($390/sqft), built 2020, 2,400 sqft.
> A/C, 1-car garage. Est. $6,778/mo. Listed 156 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $935,500 |
| Price/sqft | $390 |
| Bedrooms | 4 |
| Bathrooms | 4 full, 1 half |
| Square Feet | 2,400 |
| Year Built | 2020 |
| Lot Size | 3,049 sqft (0.07 acres) |
| Stories | 3 |
| Garage | 1-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 156 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $4,730 |
| Estimated Insurance | $273 |
| HOA | $1,775 |
| **Total** | **$6,778** |

## Nearby Schools

- **Elementary:** Van R Butler
- **Middle:** Emerald Coast
- **High:** Destin

## Key Amenities

- A/C
- 1-car garage

## Property Highlights

- Built in 2020
- 0.07 acre lot
- 3 stories
- 4 parking spaces

## Description

### Agent Description
Opportunity abounds with this gorgeous REO property located less than a 1/2 mile to the Gulf of America! Built in 2020, this spacious 2,400-square-foot, 3-story home features 4 bedrooms and 4.5 bathrooms. It is being sold fully furnished and nearly completely turnkey. The thoughtful layout includes a private balcony on both the second and third floors, attached storage, and a fenced backyard. Situated in the desirable community of Hidden Palms, residents enjoy premier amenities including a community pool and included exterior lawn maintenance. Located in an extremely popular vacation rental area, this home is primed and ready for its new owners. Whether you are looking for a personal coastal retreat or your next lucrative vacation rental investment, this incredible property is calling your name. Call today to schedule your showing!

## Location

- **Address:** 92 Ciboney Street, Miramar Beach, FL 32550
- **County:** Walton
- **Neighborhood:** HIDDEN PALMS
- **Coordinates:** 30.381511, -86.382039
- **Google Maps:** https://www.google.com/maps?q=30.381511,-86.382039

## Listing Agent

- **Name:** Cosmo M Spellings · **License:** 3113695
- **Brokerage:** Assurance Realty of NWFL, LLC
- **Broker Phone:** (850) 306-3989
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/92-Ciboney-St_Miramar-Beach_FL_32550_M94741-30978?f=listhub&s=ECARMLSFL&m=1004321&c=propsimple)

## Photos

![92 Ciboney Street - Photo 1](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f3322576584r.jpg)

![92 Ciboney Street - Photo 2](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f2493825223r.jpg)

![92 Ciboney Street - Photo 3](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f4157461133r.jpg)

![92 Ciboney Street - Photo 4](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f3561258140r.jpg)

![92 Ciboney Street - Photo 5](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f697404600r.jpg)

![92 Ciboney Street - Photo 6](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f942676344r.jpg)

![92 Ciboney Street - Photo 7](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f3750176350r.jpg)

![92 Ciboney Street - Photo 8](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f2776900204r.jpg)

![92 Ciboney Street - Photo 9](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f2630238310r.jpg)

![92 Ciboney Street - Photo 10](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f3355046700r.jpg)

![92 Ciboney Street - Photo 11](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f2539131610r.jpg)

![92 Ciboney Street - Photo 12](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f821519802r.jpg)

![92 Ciboney Street - Photo 13](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f3136372795r.jpg)

![92 Ciboney Street - Photo 14](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f1995909330r.jpg)

![92 Ciboney Street - Photo 15](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f1997220846r.jpg)

![92 Ciboney Street - Photo 16](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f3728655513r.jpg)

![92 Ciboney Street - Photo 17](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f1968432718r.jpg)

![92 Ciboney Street - Photo 18](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f2512243909r.jpg)

![92 Ciboney Street - Photo 19](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f2131413641r.jpg)

![92 Ciboney Street - Photo 20](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f2726757604r.jpg)

![92 Ciboney Street - Photo 21](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f2021204878r.jpg)

![92 Ciboney Street - Photo 22](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f3896573197r.jpg)

![92 Ciboney Street - Photo 23](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f1240312254r.jpg)

![92 Ciboney Street - Photo 24](http://lh.rdcpix.com/c29180c66c3d324cc97de28d2f465f7cl-f929458333r.jpg)

---

**MLS#:** 1004321 | **Updated:** 2026-10-28
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/92-ciboney-street-miramar-beach-fl-32550-3dd956e47fe84331b3683d05ff88f187)

---

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