# 92 Congress Street, Saratoga Springs, NY 12866

> **TL;DR:** 0bd/5ba commercial, $3,300,000 ($326/sqft), built 2002, 10,111 sqft.
> A/C. Est. $17,650/mo. Listed 24 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $3,300,000 |
| Price/sqft | $326 |
| Bathrooms | 5 full |
| Square Feet | 10,111 |
| Year Built | 2002 |
| Lot Size | 19,166 sqft (0.44 acres) |
| Stories | 2 |
| Property Type | Commercial (Office) |
| Status | For Sale |
| Days on Market | 24 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $16,687 |
| Estimated Insurance | $963 |
| **Total** | **$17,650** |

## Key Amenities

- A/C

## Property Highlights

- Built in 2002
- 0.44 acre lot
- 2 stories
- 16 parking spaces

## Description

### Agent Description
Discover an exceptional investment opportunity with this fully leased 10,000 square foot building on 0.44 acres with and Private parking lot with 16 parking spaces. The property is strategically located in the vibrant heart of Downtown Saratoga Springs. This property not only promises steady income through its current long-term tenants but also offers significant potential for future development and expansion with T6 zoning, allowing for diverse uses including multifamily redevelopment above the ground floor. The 2nd floor encompasses a 5,000/SF currently occupied by the owner, who is open to a leaseback agreement. This provides the new owner with flexibility and immediate rental income. The first floor is leased to Fat Paulie's Deli and Make a Wish both tenants have long-term leases. This property represents a unique blend of immediate income and long-term growth potential. It is an ideal acquisition for investors looking to capitalize on the thriving Saratoga Springs market, with the flexibility to adapt to evolving demand and usage trends. Whether you're interested in maintaining the current leasing structure, owner/occupant or exploring redevelopment possibilities, this building offers unparalleled opportunities for growth and profitability.

## Location

- **Address:** 92 Congress Street, Saratoga Springs, NY 12866
- **County:** Saratoga
- **Coordinates:** 43.079163, -73.79052
- **Google Maps:** https://www.google.com/maps?q=43.079163,-73.79052

## Listing Agent

- **Name:** Amy Farchione-Sgromo
- **Brokerage:** Julie & Co Realty LLC
- **Phone:** 3158632777

## Primary Photo

![92 Congress Street - Primary Photo](http://lh.rdcpix.com/27fc72c0ae8ae5fa4368d810532f5e17l-f2420311180r.jpg)

*35 total photos available on [listing page](https://www.propertysimple.ai/listing/92-congress-street-saratoga-springs-ny-12866-02620820)*

---

**MLS#:** 202620820 | **Updated:** 2026-08-01
**Source:** listhub

*Copyright © 2026 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/92-congress-street-saratoga-springs-ny-12866-02620820)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "name": "92 Congress Street, Saratoga Springs, NY 12866",
  "description": "Discover an exceptional investment opportunity with this fully leased 10,000 square foot building on 0.44 acres with and Private parking lot with 16 parking spaces. The property is strategically located in the vibrant heart of Downtown Saratoga Springs. This property not only promises steady income through its current long-term tenants but also offers significant potential for future development and expansion with T6 zoning, allowing for diverse uses including multifamily redevelopment above the",
  "url": "https://www.propertysimple.ai/listing/92-congress-street-saratoga-springs-ny-12866-02620820",
  "image": "http://lh.rdcpix.com/27fc72c0ae8ae5fa4368d810532f5e17l-f2420311180r.jpg",
  "datePosted": "2026-07-08",
  "price": 3300000,
  "priceCurrency": "USD",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "92 Congress Street",
    "addressLocality": "Saratoga Springs",
    "addressRegion": "NY",
    "postalCode": "12866",
    "addressCountry": "US"
  },
  "geo": {
    "@type": "GeoCoordinates",
    "latitude": 43.079163,
    "longitude": -73.79052
  },
  "numberOfBathroomsTotal": 5,
  "numberOfFullBathrooms": 5,
  "floorSize": {
    "@type": "QuantitativeValue",
    "value": 10111,
    "unitCode": "FTK"
  },
  "yearBuilt": 2002
}
```