About This Home

This 5-bedroom, 4-bathroom single family at 92 W Harborview Road in Santa Rosa Beach, FL is listed for $699,000 ($351 per sqft). Built in 1977, the home offers 1,992 sqft of living space on a 0.38 acres lot.

Key Features

  • Built in 1977
  • 0.38 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
4 full
1977

Amenities

FireplaceA/C
Listing Description

A Rare Three-Unit Opportunity with No HOA in Santa Rosa Beach! Opportunities like this are exceptionally hard to find -- Located at 92 W Harborview Road, this unique property offers three separate livable spaces, no HOA, and the flexibility to serve as a full-time residence, multi-generational family compound, or a long/short term rental investment!

All together, the property features five bedrooms, two kitchens, and two living rooms. The detached guest house was fully renovated in 2021 and consists of two units fit with their own private entrances. Guest house interior photographs are not available as both are currently tenant occupied.

The units may be viewed during scheduled showings. The spacious yard provides even more potential, with plenty of room to add a swimming pool and create a private outdoor oasis for entertaining, relaxing, or enhancing future rental appeal. The main home features a full kitchen and living room with 3 bedrooms and 2 full bathrooms.

The guest house is split into two separate units. One unit has its own full kitchen and living room with 1 bedroom and 1 full bath. The second guest space is studio style with a kitchenette and 1 full bathroom. The location is equally impressive! Enjoy convenient proximity to the beautiful beaches of Santa Rosa Beach, shopping at Grand Boulevard, Ascension Sacred Heart Hospital, and more! However you dream up 92 W Harborview for yourself, this home is a truly rare investment and lifestyle opportunity!

Monthly Cost Estimate

$3,738/mo

20% down · 6.5% · 30 years

Principal$506
Interest$3,029
Insurance$204

Estimates only. Actual payments may vary.

Location

92 W Harborview Road

Santa Rosa Beach, FL 32459

DRIFTWOOD ESTATES

Features & Amenities

Interior Features

Ceiling VaultedFireplaceGuest QuartersLock OutPantryWasher/Dryer Hookup

Exterior Features

Separate Living AreaSprinkler System

Property Details

Flooring

Tile

Construction

Siding Wood Trim Wood

Outdoor Features

DeckPatio

Cooling

Central Air

Appliances

DishwasherDisposalDryerMicrowaveRefrigerator W/IceMkSmoke DetectorStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 5-bedroom, 4-bathroom single family at 92 W Harborview Road is listed at $699,000 ($351/sqft). The estimated monthly payment is $3,739 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1977, 0.38 acre lot, 2 stories, Fireplace. Interior Features: Ceiling Vaulted, Fireplace, Guest Quarters. Exterior Features: Separate Living Area, Sprinkler System.

This property is listed by Taylor H Simpson.

TS

Taylor H Simpson

License 3430249

Agent at Berkshire Hathaway HomeServices PenFed Realty

Listed by Berkshire Hathaway HomeServices PenFed Realty · Broker phone: (850) 729-0176 · View on Broker Site · Broker website

MLS# 1008701· Source: Emerald Coast Association of Realtors· 95 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

92 W Harborview Road, Santa Rosa Beach, FL 32459

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