# 92 W Harborview Road, Santa Rosa Beach, FL 32459

> **TL;DR:** 5bd/4ba single family, $699,000 ($351/sqft), built 1977, 1,992 sqft.
> Fireplace, A/C. Est. $3,739/mo. Listed 97 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $699,000 |
| Price/sqft | $351 |
| Bedrooms | 5 |
| Bathrooms | 4 full |
| Square Feet | 1,992 |
| Year Built | 1977 |
| Lot Size | 16,553 sqft (0.38 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 97 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,535 |
| Estimated Insurance | $204 |
| **Total** | **$3,739** |

## Nearby Schools

- **Elementary:** Van R Butler
- **Middle:** Emerald Coast
- **High:** South Walton

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 1977
- 0.38 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
A Rare Three-Unit Opportunity with No HOA in Santa Rosa Beach! Opportunities like this are exceptionally hard to find -- Located at 92 W Harborview Road, this unique property offers three separate livable spaces, no HOA, and the flexibility to serve as a full-time residence, multi-generational family compound, or a long/short term rental investment! All together, the property features five bedrooms, two kitchens, and two living rooms. The detached guest house was fully renovated in 2021 and consists of two units fit with their own private entrances. Guest house interior photographs are not available as both are currently tenant occupied. The units may be viewed during scheduled showings. The spacious yard provides even more potential, with plenty of room to add a swimming pool and create a private outdoor oasis for entertaining, relaxing, or enhancing future rental appeal. The main home features a full kitchen and living room with 3 bedrooms and 2 full bathrooms. The guest house is split into two separate units. One unit has its own full kitchen and living room with 1 bedroom and 1 full bath. The second guest space is studio style with a kitchenette and 1 full bathroom. The location is equally impressive! Enjoy convenient proximity to the beautiful beaches of Santa Rosa Beach, shopping at Grand Boulevard, Ascension Sacred Heart Hospital, and more! However you dream up 92 W Harborview for yourself, this home is a truly rare investment and lifestyle opportunity!

## Location

- **Address:** 92 W Harborview Road, Santa Rosa Beach, FL 32459
- **County:** Walton
- **Neighborhood:** DRIFTWOOD ESTATES
- **Coordinates:** 30.405314, -86.309688
- **Google Maps:** https://www.google.com/maps?q=30.405314,-86.309688

## Listing Agent

- **Name:** Taylor H Simpson · **License:** 3430249
- **Brokerage:** Berkshire Hathaway HomeServices PenFed Realty
- **Broker Phone:** (850) 729-0176
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/92-W-Harborview-Rd_Santa-Rosa-Beach_FL_32459_M55783-87853?f=listhub&s=ECARMLSFL&m=1008701&c=propsimple)

## Photos

![92 W Harborview Road - Photo 1](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2632715969r.jpg)

![92 W Harborview Road - Photo 2](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f972986691r.jpg)

![92 W Harborview Road - Photo 3](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f3220873036r.jpg)

![92 W Harborview Road - Photo 4](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2249434366r.jpg)

![92 W Harborview Road - Photo 5](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f4062430585r.jpg)

![92 W Harborview Road - Photo 6](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f23743218r.jpg)

![92 W Harborview Road - Photo 7](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2379466537r.jpg)

![92 W Harborview Road - Photo 8](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1263692417r.jpg)

![92 W Harborview Road - Photo 9](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f948589603r.jpg)

![92 W Harborview Road - Photo 10](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2991649825r.jpg)

![92 W Harborview Road - Photo 11](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f3947173204r.jpg)

![92 W Harborview Road - Photo 12](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1573258894r.jpg)

![92 W Harborview Road - Photo 13](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1377026794r.jpg)

![92 W Harborview Road - Photo 14](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2268007416r.jpg)

![92 W Harborview Road - Photo 15](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f915735382r.jpg)

![92 W Harborview Road - Photo 16](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f763733698r.jpg)

![92 W Harborview Road - Photo 17](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1546014931r.jpg)

![92 W Harborview Road - Photo 18](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1139479472r.jpg)

![92 W Harborview Road - Photo 19](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f521394908r.jpg)

![92 W Harborview Road - Photo 20](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f3531297887r.jpg)

![92 W Harborview Road - Photo 21](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f3355346885r.jpg)

![92 W Harborview Road - Photo 22](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2625647391r.jpg)

![92 W Harborview Road - Photo 23](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2183478546r.jpg)

![92 W Harborview Road - Photo 24](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f4288998404r.jpg)

![92 W Harborview Road - Photo 25](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1813564444r.jpg)

![92 W Harborview Road - Photo 26](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2595305136r.jpg)

![92 W Harborview Road - Photo 27](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f4225337179r.jpg)

![92 W Harborview Road - Photo 28](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1887860926r.jpg)

![92 W Harborview Road - Photo 29](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1068173548r.jpg)

![92 W Harborview Road - Photo 30](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f4235012545r.jpg)

![92 W Harborview Road - Photo 31](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f3169215454r.jpg)

![92 W Harborview Road - Photo 32](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f3719375377r.jpg)

![92 W Harborview Road - Photo 33](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f4133638352r.jpg)

![92 W Harborview Road - Photo 34](http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f363355011r.jpg)

---

**MLS#:** 1008701 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/92-w-harborview-road-santa-rosa-beach-fl-32459-6c2d28ab0ff743e6a8ff6b8acd668378)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/92-w-harborview-road-santa-rosa-beach-fl-32459-6c2d28ab0ff743e6a8ff6b8acd668378#listing",
  "url": "https://www.propertysimple.ai/listing/92-w-harborview-road-santa-rosa-beach-fl-32459-6c2d28ab0ff743e6a8ff6b8acd668378",
  "name": "92 W Harborview Road, Santa Rosa Beach, FL 32459",
  "description": "A Rare Three-Unit Opportunity with No HOA in Santa Rosa Beach! Opportunities like this are exceptionally hard to find -- Located at 92 W Harborview Road, this unique property offers three separate livable spaces, no HOA, and the flexibility to serve as a full-time residence, multi-generational family compound, or a long/short term rental investment! All together, the property features five bedrooms, two kitchens, and two living rooms. The detached guest house was fully renovated in 2021 and consists of two units fit with their own private entrances. Guest house interior photographs are not available as both are currently tenant occupied. The units may be viewed during scheduled showings. The spacious yard provides even more potential, with plenty of room to add a swimming pool and create a private outdoor oasis for entertaining, relaxing, or enhancing future rental appeal. The main home features a full kitchen and living room with 3 bedrooms and 2 full bathrooms. The guest house is split into two separate units. One unit has its own full kitchen and living room with 1 bedroom and 1 full bath. The second guest space is studio style with a kitchenette and 1 full bathroom. The location is equally impressive! Enjoy convenient proximity to the beautiful beaches of Santa Rosa Beach, shopping at Grand Boulevard, Ascension Sacred Heart Hospital, and more! However you dream up 92 W Harborview for yourself, this home is a truly rare investment and lifestyle opportunity!",
  "image": [
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2632715969r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f972986691r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f3220873036r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2249434366r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f4062430585r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f23743218r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2379466537r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1263692417r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f948589603r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2991649825r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f3947173204r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1573258894r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1377026794r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2268007416r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f915735382r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f763733698r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1546014931r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1139479472r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f521394908r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f3531297887r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f3355346885r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2625647391r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2183478546r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f4288998404r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1813564444r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2595305136r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f4225337179r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1887860926r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1068173548r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f4235012545r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f3169215454r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f3719375377r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f4133638352r.jpg",
    "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f363355011r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2632715969r.jpg",
    "caption": "92 W Harborview Road - Santa Rosa Beach, FL"
  },
  "datePosted": "2026-07-29",
  "dateModified": "2026-10-27T20:37:13.823Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/92-w-harborview-road-santa-rosa-beach-fl-32459-6c2d28ab0ff743e6a8ff6b8acd668378#property",
    "name": "92 W Harborview Road, Santa Rosa Beach, FL 32459",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "92 W Harborview Road",
      "addressLocality": "Santa Rosa Beach",
      "addressRegion": "FL",
      "postalCode": "32459",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 30.405314,
      "longitude": -86.309688
    },
    "image": [
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2632715969r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f972986691r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f3220873036r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2249434366r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f4062430585r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f23743218r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2379466537r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1263692417r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f948589603r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2991649825r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f3947173204r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1573258894r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1377026794r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2268007416r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f915735382r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f763733698r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1546014931r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1139479472r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f521394908r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f3531297887r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f3355346885r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2625647391r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2183478546r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f4288998404r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1813564444r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f2595305136r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f4225337179r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1887860926r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f1068173548r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f4235012545r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f3169215454r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f3719375377r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f4133638352r.jpg",
      "http://lh.rdcpix.com/afd2b8a34d10656b03c9bcb73eb4804bl-f363355011r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "1008701"
    },
    "accommodationCategory": "Other",
    "numberOfBedrooms": 5,
    "numberOfBathroomsTotal": 4,
    "numberOfFullBathrooms": 4,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 1992,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 1977,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Central Air"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "Dishwasher, Disposal, Dryer, Microwave, Refrigerator W/IceMk, Smoke Detector, Stove/Oven Electric, Washer, Water Heater - Elect"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Tile"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Siding Wood,  Trim Wood"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool Features",
        "value": "Deck, Patio"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Fireplace",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.38 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Other"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/92-w-harborview-road-santa-rosa-beach-fl-32459-6c2d28ab0ff743e6a8ff6b8acd668378#offer",
    "url": "https://www.propertysimple.ai/listing/92-w-harborview-road-santa-rosa-beach-fl-32459-6c2d28ab0ff743e6a8ff6b8acd668378",
    "price": 699000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/92-w-harborview-road-santa-rosa-beach-fl-32459-6c2d28ab0ff743e6a8ff6b8acd668378#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/92-w-harborview-road-santa-rosa-beach-fl-32459-6c2d28ab0ff743e6a8ff6b8acd668378#agent",
    "name": "Taylor H Simpson",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/92-w-harborview-road-santa-rosa-beach-fl-32459-6c2d28ab0ff743e6a8ff6b8acd668378#brokerage",
      "name": "Berkshire Hathaway HomeServices PenFed Realty",
      "telephone": "(850) 729-0176"
    }
  }
}
```