# 925 Grace Avenue, Panama City, FL 32401 > **TL;DR:** 3bd/3ba single family, $389,000 ($229/sqft), built 2026, 1,700 sqft. > A/C, 1-car garage. Est. $2,080/mo. Listed 187 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $389,000 | | Price/sqft | $229 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,700 | | Year Built | 2026 | | Lot Size | 4,356 sqft (0.10 acres) | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 187 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,967 | | Estimated Insurance | $113 | | **Total** | **$2,080** | ## Nearby Schools - **Elementary:** Cherry Street - **Middle:** Jinks - **High:** Bay ## Key Amenities - A/C - 1-car garage ## Property Highlights - Built in 2026 - 0.10 acre lot ## Description ### Agent Description OWNER FINANCING AVAILABLE! Welcome to 925 Grace Avenue, a beautifully designed three-bedroom, two-and-a-half-bath new-construction home offering the distinctive style and elevated finishes of a custom residence--without the time and headaches involved in building from the ground up. From the moment you arrive, the modern architecture, striking black-framed windows, natural wood accents, covered entry, and private upper balcony create an unforgettable first impression. Inside, a phenomenal floor plan combines spacious living areas with thoughtful design and impressive attention to detail. Raised ceilings and eight-foot interior doors enhance the scale of the home, while an abundance of natural light creates a bright and inviting atmosphere. The open-concept layout provides a seamless connection between the kitchen, dining area, and main living space, making the home equally suited for everyday living and entertaining. The kitchen serves as a centerpiece of the home with stylish cabinetry, upgraded fixtures, ample countertop and storage space, and a beautifully coordinated tile backsplash. Carefully selected finishes continue throughout the residence, giving every room a clean, cohesive, and modern appearance. Each of the three bedrooms is generously sized, and the bathrooms feature custom tile showers, updated fixtures, and designer-inspired details. The primary suite offers a comfortable retreat with the space and finishes expected in a custom-built home. One of the standout features of this property is its incredible outdoor potential. The backyard offers ample room to create a personalized extension of the home for relaxing, entertaining, or enjoying the Florida lifestyle. Buyers also have the opportunity to add a custom pool and expand the parking area for an additional $60,000, creating the ultimate backyard retreat while maximizing the property's functionality. Whether you envision a private outdoor oasis, an entertainment space, or additional room for vehicles and recreational toys, the possibilities are truly endless. With modern architecture, a thoughtfully designed layout, custom-quality finishes, eight-foot doors, raised ceilings, black-framed windows, custom tile work, and the opportunity to further personalize the outdoor space, 925 Grace Avenue delivers the character and appeal of custom new construction in a move-in-ready package. Opportunities like this do not come around often. Schedule your private showing today and experience everything this exceptional home has to offer. Photos may include rendering , virtual enhancements, or illustrate planned design and finished appearance of the home including, optional pool and parking. Measurements are approximate buyer to verify all information deemed important. ## Location - **Address:** 925 Grace Avenue, Panama City, FL 32401 - **County:** Bay - **Neighborhood:** No Named Subdivision - **Coordinates:** 30.165113, -85.661788 - **Google Maps:** https://www.google.com/maps?q=30.165113,-85.661788 ## Listing Agent - **Name:** Justin Cater LLC - **Brokerage:** EXP Realty LLC - **Broker Phone:** (888) 883-8509 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/925-Grace-Ave_Panama-City_FL_32401_M97503-05849?f=listhub&s=BCARFL&m=789192&c=propsimple) ## Photos ![925 Grace Avenue - Photo 1](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f2177667890r.jpg) ![925 Grace Avenue - Photo 2](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f2239285755r.jpg) ![925 Grace Avenue - Photo 3](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f2842053749r.jpg) ![925 Grace Avenue - Photo 4](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f4226940588r.jpg) ![925 Grace Avenue - Photo 5](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f385919958r.jpg) ![925 Grace Avenue - Photo 6](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f2048193938r.jpg) ![925 Grace Avenue - Photo 7](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f3970015389r.jpg) ![925 Grace Avenue - Photo 8](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f79290300r.jpg) ![925 Grace Avenue - Photo 9](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f231073266r.jpg) ![925 Grace Avenue - Photo 10](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f3495375818r.jpg) ![925 Grace Avenue - Photo 11](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f1704294087r.jpg) ![925 Grace Avenue - Photo 12](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f4225738987r.jpg) ![925 Grace Avenue - Photo 13](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f3376756705r.jpg) ![925 Grace Avenue - Photo 14](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f1922923879r.jpg) ![925 Grace Avenue - Photo 15](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f1338021977r.jpg) ![925 Grace Avenue - Photo 16](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f1936975452r.jpg) ![925 Grace Avenue - Photo 17](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f3030656838r.jpg) ![925 Grace Avenue - Photo 18](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f3413073171r.jpg) ![925 Grace Avenue - Photo 19](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f1714930650r.jpg) ![925 Grace Avenue - Photo 20](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f291537791r.jpg) ![925 Grace Avenue - Photo 21](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f199465932r.jpg) ![925 Grace Avenue - Photo 22](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f3912559473r.jpg) ![925 Grace Avenue - Photo 23](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f1780911029r.jpg) ![925 Grace Avenue - Photo 24](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f2199918884r.jpg) ![925 Grace Avenue - Photo 25](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f55317175r.jpg) ![925 Grace Avenue - Photo 26](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f3505104993r.jpg) ![925 Grace Avenue - Photo 27](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f3635929157r.jpg) ![925 Grace Avenue - Photo 28](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f2260488883r.jpg) ![925 Grace Avenue - Photo 29](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f2085043331r.jpg) ![925 Grace Avenue - Photo 30](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f3391446988r.jpg) ![925 Grace Avenue - Photo 31](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f486445981r.jpg) ![925 Grace Avenue - Photo 32](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f4039457236r.jpg) ![925 Grace Avenue - Photo 33](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f2596902285r.jpg) ![925 Grace Avenue - Photo 34](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f3005747445r.jpg) ![925 Grace Avenue - Photo 35](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f1282103999r.jpg) ![925 Grace Avenue - Photo 36](http://lh.rdcpix.com/fd8031bc082a2ba9e211232d3aa73977l-f1326149316r.jpg) --- **MLS#:** 789192 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/925-grace-avenue-panama-city-fl-32401-51dca546e58440e492c3f9f6d094fdc3) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/925-grace-avenue-panama-city-fl-32401-51dca546e58440e492c3f9f6d094fdc3#listing", "url": "https://www.propertysimple.ai/listing/925-grace-avenue-panama-city-fl-32401-51dca546e58440e492c3f9f6d094fdc3", "name": "925 Grace Avenue, Panama City, FL 32401", "description": "OWNER FINANCING AVAILABLE! Welcome to 925 Grace Avenue, a beautifully designed three-bedroom, two-and-a-half-bath new-construction home offering the distinctive style and elevated finishes of a custom residence--without the time and headaches involved in building from the ground up. From the moment you arrive, the modern architecture, striking black-framed windows, natural wood accents, covered entry, and private upper balcony create an unforgettable first impression. Inside, a phenomenal floor plan combines spacious living areas with thoughtful design and impressive attention to detail. Raised ceilings and eight-foot interior doors enhance the scale of the home, while an abundance of natural light creates a bright and inviting atmosphere. The open-concept layout provides a seamless connection between the kitchen, dining area, and main living space, making the home equally suited for everyday living and entertaining. The kitchen serves as a centerpiece of the home with stylish cabinetry, upgraded fixtures, ample countertop and storage space, and a beautifully coordinated tile backsplash. Carefully selected finishes continue throughout the residence, giving every room a clean, cohesive, and modern appearance. 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