# 927 Emerald Bay Drive, Destin, FL 32541 > **TL;DR:** 3bd/2ba single family, $724,000 ($335/sqft), built 1996, 2,162 sqft. > A/C, 2-car garage. Est. $4,125/mo. Listed 251 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $724,000 | | Price/sqft | $335 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 2,162 | | Year Built | 1996 | | Lot Size | 10,454 sqft (0.24 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 251 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,661 | | Estimated Insurance | $211 | | HOA | $253 | | **Total** | **$4,125** | ## Nearby Schools - **Elementary:** Destin - **Middle:** Destin - **High:** Destin ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 1996 - 0.24 acre lot - 4 parking spaces ## Description ### Agent Description PRICE REDUCED with NEW FLOORING TOO! Located in Destin's highly desirable Emerald Bay Golf Community, this warm & lifestyle driven 3-bedroom, 2-bath home with separate office offers comfortable coastal living in a prime Destin location. The popular split-bedroom floor plan provides privacy & functionality for everyday living & hosting guests. Inside, you'll find plantation shutters, newer Samsung appliances & lots of cabinet space with granite in the kitchen. One of the home's standout features is the 377 square foot heated/cooled sunroom which perfect for year-round enjoyment & makes the square footage total 2,539.....ideal for relaxing, entertaining or use as additional living space. Did we mention BRAND NEW ROOF.... brand new metal roof adds long-term value. Situated in a golf community on the bay, residents enjoy a scenic setting with convenient access to Destin's beaches, dining, shopping, and entertainment. This home offers an excellent blend of comfort, durability, and location! Low HOA fee....$254/quarter and in X Flood Zone! ## Location - **Address:** 927 Emerald Bay Drive, Destin, FL 32541 - **County:** Okaloosa - **Neighborhood:** EMERALD BAY PH 1-B - **Coordinates:** 30.397137, -86.400285 - **Google Maps:** https://www.google.com/maps?q=30.397137,-86.400285 ## Listing Agent - **Name:** Joseph Nacchia · **License:** 3512600 - **Brokerage:** Berkshire Hathaway HomeServices PenFed Realty - **Phone:** 8508650482 - **Broker Phone:** (850) 729-0176 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/927-Emerald-Bay-Dr_Destin_FL_32541_M62033-14997?f=listhub&s=ECARMLSFL&m=993708&c=propsimple) ## Photos ![927 Emerald Bay Drive - Photo 1](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f1933801221r.jpg) ![927 Emerald Bay Drive - Photo 2](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f2514814278r.jpg) ![927 Emerald Bay Drive - Photo 3](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f1162326234r.jpg) ![927 Emerald Bay Drive - Photo 4](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f2896600535r.jpg) ![927 Emerald Bay Drive - Photo 5](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f2481417157r.jpg) ![927 Emerald Bay Drive - Photo 6](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f1170423249r.jpg) ![927 Emerald Bay Drive - Photo 7](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f3688854160r.jpg) ![927 Emerald Bay Drive - Photo 8](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f1612330853r.jpg) ![927 Emerald Bay Drive - Photo 9](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f615654032r.jpg) ![927 Emerald Bay Drive - Photo 10](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f2379292921r.jpg) ![927 Emerald Bay Drive - Photo 11](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f3633470156r.jpg) ![927 Emerald Bay Drive - Photo 12](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f1176825412r.jpg) ![927 Emerald Bay Drive - Photo 13](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f1587359337r.jpg) ![927 Emerald Bay Drive - Photo 14](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f2688618359r.jpg) ![927 Emerald Bay Drive - Photo 15](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f2058985264r.jpg) ![927 Emerald Bay Drive - Photo 16](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f4248491577r.jpg) ![927 Emerald Bay Drive - Photo 17](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f195549926r.jpg) ![927 Emerald Bay Drive - Photo 18](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f2618166227r.jpg) ![927 Emerald Bay Drive - Photo 19](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f1439677620r.jpg) ![927 Emerald Bay Drive - Photo 20](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f3911068601r.jpg) ![927 Emerald Bay Drive - Photo 21](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f3405976914r.jpg) ![927 Emerald Bay Drive - Photo 22](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f1826514531r.jpg) ![927 Emerald Bay Drive - Photo 23](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f3178092138r.jpg) ![927 Emerald Bay Drive - 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Photo 34](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f1809936923r.jpg) ![927 Emerald Bay Drive - Photo 35](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f2065724927r.jpg) ![927 Emerald Bay Drive - Photo 36](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f2215181850r.jpg) ![927 Emerald Bay Drive - Photo 37](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f1627794006r.jpg) ![927 Emerald Bay Drive - Photo 38](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f2042461561r.jpg) ![927 Emerald Bay Drive - Photo 39](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f846575287r.jpg) ![927 Emerald Bay Drive - Photo 40](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f233538389r.jpg) ![927 Emerald Bay Drive - Photo 41](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f1101590297r.jpg) ![927 Emerald Bay Drive - Photo 42](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f2577351850r.jpg) ![927 Emerald Bay Drive - Photo 43](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f2529411040r.jpg) ![927 Emerald Bay Drive - Photo 44](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f3871336154r.jpg) ![927 Emerald Bay Drive - Photo 45](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f3432153211r.jpg) ![927 Emerald Bay Drive - Photo 46](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f2594230764r.jpg) ![927 Emerald Bay Drive - Photo 47](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f683988221r.jpg) ![927 Emerald Bay Drive - Photo 48](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f1615310911r.jpg) ![927 Emerald Bay Drive - Photo 49](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f3267916888r.jpg) ![927 Emerald Bay Drive - Photo 50](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f2116686704r.jpg) ![927 Emerald Bay Drive - Photo 51](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f3575391404r.jpg) ![927 Emerald Bay Drive - Photo 52](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f4206788916r.jpg) ![927 Emerald Bay Drive - Photo 53](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f193276119r.jpg) ![927 Emerald Bay Drive - Photo 54](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f2391682093r.jpg) ![927 Emerald Bay Drive - Photo 55](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f2848497535r.jpg) ![927 Emerald Bay Drive - Photo 56](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f3632905468r.jpg) ![927 Emerald Bay Drive - Photo 57](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f2455300067r.jpg) ![927 Emerald Bay Drive - Photo 58](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f2483037568r.jpg) ![927 Emerald Bay Drive - Photo 59](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f566150360r.jpg) ![927 Emerald Bay Drive - Photo 60](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f2192292136r.jpg) ![927 Emerald Bay Drive - Photo 61](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f1577742404r.jpg) ![927 Emerald Bay Drive - Photo 62](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f284754770r.jpg) ![927 Emerald Bay Drive - Photo 63](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f1397107747r.jpg) ![927 Emerald Bay Drive - Photo 64](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f3958567645r.jpg) ![927 Emerald Bay Drive - Photo 65](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f3375044952r.jpg) ![927 Emerald Bay Drive - Photo 66](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f1886175091r.jpg) ![927 Emerald Bay Drive - Photo 67](http://lh.rdcpix.com/d664ac642a851c8e38d0c36626099675l-f3159838717r.jpg) --- **MLS#:** 993708 | **Updated:** 2026-10-02 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/927-emerald-bay-drive-destin-fl-32541-l993708) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/927-emerald-bay-drive-destin-fl-32541-l993708#listing", "url": "https://www.propertysimple.ai/listing/927-emerald-bay-drive-destin-fl-32541-l993708", "name": "927 Emerald Bay Drive, Destin, FL 32541", "description": "PRICE REDUCED with NEW FLOORING TOO! Located in Destin's highly desirable Emerald Bay Golf Community, this warm & lifestyle driven 3-bedroom, 2-bath home with separate office offers comfortable coastal living in a prime Destin location. The popular split-bedroom floor plan provides privacy & functionality for everyday living & hosting guests. 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