# 9275 SW 186TH Terrace, Dunnellon, FL 34432 > **TL;DR:** 2bd/3ba single family, $1,595,000 ($881/sqft), built 2008, 1,810 sqft. > Waterfront, View, A/C, 2-car garage. Est. $8,530/mo. Listed 115 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,595,000 | | Price/sqft | $881 | | Bedrooms | 2 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,810 | | Year Built | 2008 | | Lot Size | 26,136 sqft (0.60 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 115 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - River, Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $8,065 | | Estimated Insurance | $465 | | **Total** | **$8,530** | ## Nearby Schools - **Elementary:** Dunnellon Elementary School - **Middle:** Dunnellon Middle School - **High:** Dunnellon High School ## Key Amenities - Waterfront - View - A/C - 2-car garage ## Property Highlights - Built in 2008 - 0.60 acre lot - 2 stories - Waterfront ## Description ### Agent Description Welcome to one of the Rainbow River's most desired locations, just north of KP Hole Park, where the water settles into that unmistakable turquoise the river was named for. Across the bank, preserved in perpetuity, protected state park land rises in a skyline of cypress, mirrored on the water's surface - a view of beauty you'll never tire of looking at. Full of love and appreciation for its beauty, this 2/2.5/2 gated riverfront home has been thoughtfully updated, adding a rare touch of luxury and ease to life along the Rainbow River. Move-in ready and gorgeously renovated, this is the kind of place where you truly don't have to lift a finger - settle in. Inside, the kitchen has granite countertops and upgraded appliances, opening to a bar view overlooking a beautiful view of the Rainbow River. Two spacious bedrooms, with a gorgeous recently remodeled primary bathroom, and a sleeping loft - with its own river view - bring an unexpected romantic twist, begging to become someone's favorite reading nook or private hideaway. The fireplace adds that extra layer of warmth, drawing you closer as you unwind after a day of playing on the river. But the back porch may be where you end up living most of the year. And in all reality, coffee just tastes different here - sip slowly and watch the morning mist rise off the water as the river drifts by in its own unhurried time. With a new roof in 2024 and new HVAC arriving in the coming weeks, the big-ticket items are already taken care of - so all that's left to do is relax and enjoy life. Best of all, step outside to your dock and quietly slip into your private swimming area - 72-degree spring water, cool and clear even on the warmest Florida afternoon. Watch Great Blue Herons stand motionless in hunting position along the shoreline, Ospreys wheeling overhead before folding into a dive, and turtles working their funny, almost yoga-like contortions as they perch on nearby logs. If you're lucky, a few otters might slip past, playing in the shallows. Some homes give you a view. This one gives you a relationship - with the water, with the wildlife, with a stretch of river so protected and so pristine that its beauty is written into law as much as it is into the landscape. Here, morning comes with company you didn't have to invite. ## Location - **Address:** 9275 SW 186TH Terrace, Dunnellon, FL 34432 - **County:** Marion - **Neighborhood:** K P - **Coordinates:** 29.088522, -82.428158 - **Google Maps:** https://www.google.com/maps?q=29.088522,-82.428158 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/OM728150 ## Listing Agent - **Name:** Julie Beck - **Brokerage:** Keller Williams Cornerstone Realty - **Broker Phone:** (352) 369-4044 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9275-SW-186th-Ter_Dunnellon_FL_34432_M52117-19044?f=listhub&s=MFRMLSFL&m=OM728150&c=propsimple) ## Photos ![9275 SW 186TH Terrace - Photo 1](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f1174252782r.jpg) ![9275 SW 186TH Terrace - Photo 2](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f361143437r.jpg) ![9275 SW 186TH Terrace - Photo 3](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f3022204113r.jpg) ![9275 SW 186TH Terrace - Photo 4](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f279449929r.jpg) ![9275 SW 186TH Terrace - Photo 5](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f1315706512r.jpg) ![9275 SW 186TH Terrace - Photo 6](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f2729329282r.jpg) ![9275 SW 186TH Terrace - Photo 7](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f78770750r.jpg) ![9275 SW 186TH Terrace - Photo 8](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f2362216576r.jpg) ![9275 SW 186TH Terrace - Photo 9](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f2541102816r.jpg) ![9275 SW 186TH Terrace - Photo 10](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f775182585r.jpg) ![9275 SW 186TH Terrace - Photo 11](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f1048695418r.jpg) ![9275 SW 186TH Terrace - Photo 12](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f411149767r.jpg) ![9275 SW 186TH Terrace - Photo 13](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f3418672687r.jpg) ![9275 SW 186TH Terrace - Photo 14](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f995975055r.jpg) ![9275 SW 186TH Terrace - Photo 15](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f696389410r.jpg) ![9275 SW 186TH Terrace - Photo 16](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f4225255459r.jpg) ![9275 SW 186TH Terrace - Photo 17](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f2634687951r.jpg) ![9275 SW 186TH Terrace - Photo 18](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f1990824389r.jpg) ![9275 SW 186TH Terrace - Photo 19](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f2185730070r.jpg) ![9275 SW 186TH Terrace - Photo 20](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f3569764139r.jpg) ![9275 SW 186TH Terrace - Photo 21](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f832730152r.jpg) ![9275 SW 186TH Terrace - Photo 22](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f2802390107r.jpg) ![9275 SW 186TH Terrace - Photo 23](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f2132380266r.jpg) ![9275 SW 186TH Terrace - Photo 24](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f24563535r.jpg) ![9275 SW 186TH Terrace - Photo 25](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f2882065886r.jpg) ![9275 SW 186TH Terrace - Photo 26](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f761763786r.jpg) ![9275 SW 186TH Terrace - Photo 27](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f2275184957r.jpg) ![9275 SW 186TH Terrace - Photo 28](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f2129732144r.jpg) ![9275 SW 186TH Terrace - Photo 29](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f2599304238r.jpg) ![9275 SW 186TH Terrace - Photo 30](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f2864480740r.jpg) ![9275 SW 186TH Terrace - Photo 31](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f1696882721r.jpg) ![9275 SW 186TH Terrace - Photo 32](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f3775336360r.jpg) ![9275 SW 186TH Terrace - Photo 33](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f3247228133r.jpg) ![9275 SW 186TH Terrace - Photo 34](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f2643048363r.jpg) ![9275 SW 186TH Terrace - Photo 35](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f3878102668r.jpg) ![9275 SW 186TH Terrace - Photo 36](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f1878274787r.jpg) ![9275 SW 186TH Terrace - Photo 37](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f346945940r.jpg) ![9275 SW 186TH Terrace - Photo 38](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f2288206536r.jpg) ![9275 SW 186TH Terrace - Photo 39](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f2378176942r.jpg) ![9275 SW 186TH Terrace - Photo 40](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f199702574r.jpg) ![9275 SW 186TH Terrace - Photo 41](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f2686740374r.jpg) ![9275 SW 186TH Terrace - Photo 42](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f1235250300r.jpg) ![9275 SW 186TH Terrace - Photo 43](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f4134205336r.jpg) ![9275 SW 186TH Terrace - Photo 44](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f3024780490r.jpg) ![9275 SW 186TH Terrace - Photo 45](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f2306883083r.jpg) ![9275 SW 186TH Terrace - Photo 46](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f921072266r.jpg) ![9275 SW 186TH Terrace - Photo 47](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f2268673299r.jpg) ![9275 SW 186TH Terrace - Photo 48](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f3282743082r.jpg) ![9275 SW 186TH Terrace - Photo 49](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f3638645600r.jpg) ![9275 SW 186TH Terrace - Photo 50](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f910653995r.jpg) ![9275 SW 186TH Terrace - Photo 51](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f47628842r.jpg) ![9275 SW 186TH Terrace - Photo 52](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f3154519969r.jpg) ![9275 SW 186TH Terrace - Photo 53](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f599850114r.jpg) ![9275 SW 186TH Terrace - Photo 54](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f3182454169r.jpg) ![9275 SW 186TH Terrace - Photo 55](http://lh.rdcpix.com/e12f50e905053198c6caf074c35389d3l-f2939460094r.jpg) --- **MLS#:** OM728150 | **Updated:** 2026-10-30 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/9275-sw-186th-terrace-dunnellon-fl-34432-ff301ddbbd7343ccbf9450eae121d3c5) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/9275-sw-186th-terrace-dunnellon-fl-34432-ff301ddbbd7343ccbf9450eae121d3c5#listing", "url": "https://www.propertysimple.ai/listing/9275-sw-186th-terrace-dunnellon-fl-34432-ff301ddbbd7343ccbf9450eae121d3c5", "name": "9275 SW 186TH Terrace, Dunnellon, FL 34432", "description": "Welcome to one of the Rainbow River's most desired locations, just north of KP Hole Park, where the water settles into that unmistakable turquoise the river was named for. Across the bank, preserved in perpetuity, protected state park land rises in a skyline of cypress, mirrored on the water's surface - a view of beauty you'll never tire of looking at. Full of love and appreciation for its beauty, this 2/2.5/2 gated riverfront home has been thoughtfully updated, adding a rare touch of luxury and ease to life along the Rainbow River. Move-in ready and gorgeously renovated, this is the kind of place where you truly don't have to lift a finger - settle in. Inside, the kitchen has granite countertops and upgraded appliances, opening to a bar view overlooking a beautiful view of the Rainbow River. Two spacious bedrooms, with a gorgeous recently remodeled primary bathroom, and a sleeping loft - with its own river view - bring an unexpected romantic twist, begging to become someone's favorite reading nook or private hideaway. The fireplace adds that extra layer of warmth, drawing you closer as you unwind after a day of playing on the river. But the back porch may be where you end up living most of the year. And in all reality, coffee just tastes different here - sip slowly and watch the morning mist rise off the water as the river drifts by in its own unhurried time. With a new roof in 2024 and new HVAC arriving in the coming weeks, the big-ticket items are already taken care of - so all that's left to do is relax and enjoy life. Best of all, step outside to your dock and quietly slip into your private swimming area - 72-degree spring water, cool and clear even on the warmest Florida afternoon. Watch Great Blue Herons stand motionless in hunting position along the shoreline, Ospreys wheeling overhead before folding into a dive, and turtles working their funny, almost yoga-like contortions as they perch on nearby logs. If you're lucky, a few otters might slip past, playing in the shallows. Some homes give you a view. 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