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About This Home

This 2-bedroom, 2-bathroom townhouse at 940 Central Avenue in Fort Walton Beach, FL is listed for $195,000 ($148 per sqft). Built in 1983, the home offers 1,320 sqft of living space on a 0.07 acres lot.

Agent Description

MOTIVATED SELLER!!! $15k price reduction!! Welcome to this lovingly maintained 2-bedroom, 1.5-bath townhouse offering 1,320 square feet of comfortable, well-proportioned living space in one of Fort Walton Beach's most convenient locations -- tucked right between Eglin Air Force Base and Hurlburt Field.

Whether you're active duty, a veteran, a DoD civilian, or simply someone who values an easy commute and a great community, this home is worth a serious look. Inside, the main level flows from a welcoming living area into a functional kitchen, laundry room and a convenient half bath rounding out the first floor.

Upstairs, two well-sized bedrooms share a full bath -- a layout that works beautifully whether you're settling in solo, sharing with a roommate, or setting up a guest room. The big-ticket items are already handled. A durable metal roof (approx. 10 years old) offers lasting storm protection and long-term peace of mind -- a real asset on the Florida Panhandle.

The HVAC system and water heater were both replaced in 2022, keeping things cool and efficient through those warm Gulf Coast summers without skipping a beat. This home has clearly been cared for. **The fireplace is decorative only. Chimney was removed during metal roof install.

Step out back to a fully fenced yard -- private, low-maintenance, and ready for pets, entertaining, or just enjoying the Florida outdoors at your own pace. And here's the bonus: no HOA! Just your home, your way. Add in easy access to base amenities for military and their families, the sugar-white beaches of the Emerald Coast, top-rated dining, and everyday shopping -- and you've got a location that's hard to beat. Schedule your showing today!

Key Features

  • Built in 1983
  • 0.07 acre lot
  • 2 stories

Property Details

2 stories
1 full, 1 half
#4
1983

Amenities

A/C

Monthly Cost Estimate

$1,043/mo

20% down · 6.5% · 30 years

Principal$141
Interest$845
Insurance$57

Estimates only. Actual payments may vary.

Location

940 Central Avenue

Fort Walton Beach, FL 32547

BELL-BROOK ESTATES

Features & Amenities

Interior Features

Washer/Dryer Hookup

Exterior Features

Fenced Back Yard

Property Details

Flooring

CarpetLaminate

Construction

Brick Siding Vinyl

Pool Features

Patio

Heating

Central

Cooling

Central Air

Appliances

Range HoodRefrigerator W/IceMkSmooth Stovetop RngeWater Heater - Elect

Questions & Answers

This 2-bedroom, 2-bathroom townhouse at 940 Central Avenue is listed at $195,000 ($148/sqft). The estimated monthly payment is $845 based on 20% down at 6.5% interest.

Key features include: Built in 1983, 0.07 acre lot, 2 stories. Interior Features: Washer/Dryer Hookup. Exterior Features: Fenced Back Yard.

This property is listed by Karen M McCauley and can be reached at 8508300411 or mccauley1@aol.com.

KM

Karen M McCauley

Agent at Realty ONE Group Emerald Coast

(850) 830-0411

Listed by Realty ONE Group Emerald Coast · View on Broker Site

MLS# 1001565· Source: listhub· Updated 36 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

940 Central Avenue, Fort Walton Beach, FL 32547

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