# 940 Central Avenue, Fort Walton Beach, FL 32547

> **TL;DR:** 2bd/2ba townhouse, $195,000 ($148/sqft), built 1983, 1,320 sqft.
> A/C. Est. $845/mo. Listed 36 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $195,000 |
| Price/sqft | $148 |
| Bedrooms | 2 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 1,320 |
| Year Built | 1983 |
| Lot Size | 3,049 sqft (0.07 acres) |
| Stories | 2 |
| Property Type | Townhouse (Townhouse) |
| Status | For Sale |
| Days on Market | 36 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $845 |
| **Total** | **$845** |

## Nearby Schools

- **Elementary:** Wright
- **Middle:** Pryor
- **High:** Choctawhatchee

## Key Amenities

- A/C

## Property Highlights

- Built in 1983
- 0.07 acre lot
- 2 stories

## Description

### Agent Description
MOTIVATED SELLER!!! $15k price reduction!! Welcome to this lovingly maintained 2-bedroom, 1.5-bath townhouse offering 1,320 square feet of comfortable, well-proportioned living space in one of Fort Walton Beach's most convenient locations -- tucked right between Eglin Air Force Base and Hurlburt Field. Whether you're active duty, a veteran, a DoD civilian, or simply someone who values an easy commute and a great community, this home is worth a serious look. Inside, the main level flows from a welcoming living area into a functional kitchen, laundry room and a convenient half bath rounding out the first floor. Upstairs, two well-sized bedrooms share a full bath -- a layout that works beautifully whether you're settling in solo, sharing with a roommate, or setting up a guest room. The big-ticket items are already handled. A durable metal roof (approx. 10 years old) offers lasting storm protection and long-term peace of mind -- a real asset on the Florida Panhandle. The HVAC system and water heater were both replaced in 2022, keeping things cool and efficient through those warm Gulf Coast summers without skipping a beat. This home has clearly been cared for. **The fireplace is decorative only. Chimney was removed during metal roof install. Step out back to a fully fenced yard -- private, low-maintenance, and ready for pets, entertaining, or just enjoying the Florida outdoors at your own pace. And here's the bonus: no HOA! Just your home, your way. Add in easy access to base amenities for military and their families, the sugar-white beaches of the Emerald Coast, top-rated dining, and everyday shopping -- and you've got a location that's hard to beat. Schedule your showing today!

## Location

- **Address:** 940 Central Avenue, Fort Walton Beach, FL 32547
- **County:** Okaloosa
- **Neighborhood:** BELL-BROOK ESTATES
- **Coordinates:** 30.453871, -86.629808
- **Google Maps:** https://www.google.com/maps?q=30.453871,-86.629808

## Listing Agent

- **Name:** Karen M McCauley
- **Brokerage:** Realty ONE Group Emerald Coast
- **Phone:** 8508300411
- **Email:** mccauley1@aol.com

## Primary Photo

![940 Central Avenue - Primary Photo](http://lh.rdcpix.com/9deae393a5c8a1bfc0718de8defc9861l-f2016377493r.jpg)

*42 total photos available on [listing page](https://www.propertysimple.com/listing/940-central-avenue-fort-walton-beach-fl-32547-1001565)*

---

**MLS#:** 1001565 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/940-central-avenue-fort-walton-beach-fl-32547-1001565)

---

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