# 940 E Highway 98, Destin, FL 32541

> **TL;DR:** 2bd/3ba condo, $439,000 ($369/sqft), built 1974, 1,191 sqft.
> Waterfront, View, A/C. Est. $12,222/mo. Listed 31 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $439,000 |
| Price/sqft | $369 |
| Bedrooms | 2 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,191 |
| Year Built | 1974 |
| Stories | 2 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 31 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Water, Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,902 |
| HOA | $10,320 |
| **Total** | **$12,222** |

## Nearby Schools

- **Elementary:** Local School In County
- **Middle:** LOCAL SCHOOL IN COUNTY
- **High:** Local School In County

## Key Amenities

- Waterfront
- View
- A/C

## Property Highlights

- Built in 1974
- 2 stories
- Waterfront

## Description

### Agent Description
Welcome to this beautifully positioned 2-bedroom, 2.5-bath waterfront townhome in the highly desirable South Bay by the Gulf community. Offering 1,191 sq ft of refined coastal living, this fully furnished, two-story residence features a light-filled open living space, well-appointed kitchen, and two private balconies overlooking serene lake views. Enjoy a resort-style lifestyle with private beach access, swimming pools, tennis courts, and beautifully maintained grounds-all just a few steps away from the sugar-white sands of the Emerald Coast. An exceptional opportunity as a primary residence, second home, or investment property.

## Location

- **Address:** 940 E Highway 98, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** Southbay
- **Coordinates:** 30.386853, -86.478216
- **Google Maps:** https://www.google.com/maps?q=30.386853,-86.478216

## Listing Agent

- **Name:** Penelope Bradley
- **Brokerage:** EXP Realty, LLC
- **Phone:** (888) 883-8509
- **Email:** penelope.bradley@exprealty.com

## Primary Photo

![940 E Highway 98 - Primary Photo](http://lh.rdcpix.com/120529b8dea547a19d2596668b7a44c8l-f714485033r.jpg)

*21 total photos available on [listing page](https://www.propertysimple.com/listing/940-e-highway-98-destin-fl-32541-l681904)*

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**MLS#:** 681904 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/940-e-highway-98-destin-fl-32541-l681904)

---

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