# 940 Highway 98, Destin, FL 32541

> **TL;DR:** 3bd/3ba condo, $495,000 ($384/sqft), built 1974, 1,289 sqft.
> A/C. Est. $3,005/mo. Listed 116 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $495,000 |
| Price/sqft | $384 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,289 |
| Year Built | 1974 |
| Stories | 2 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 116 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,145 |
| HOA | $860 |
| **Total** | **$3,005** |

## Nearby Schools

- **Elementary:** Destin
- **Middle:** Destin
- **High:** Destin

## Key Amenities

- A/C

## Property Highlights

- Built in 1974
- 2 stories

## Description

### Agent Description
Welcome to South Bay by the Gulf. Please consider this beautifully maintained condo in the South Bay by the Gulf community in the heart of Destin, Florida. This 1,289 square foot, 3-bedroom, 2.5-bath unit offers an ideal opportunity as a full-time or second home, or short-term vacation rental. Positioned on 14 acres, this family-friendly community of 109 townhomes stretches from Highway 98 to the Gulf of Mexico, enjoying 300 feet of private, deep white sand beach along a low-density shoreline. The unit features an open living and dining floor plan with a sleeper sofa, a fully equipped kitchen, a private landscaped patio, an in-unit washer and dryer, and a functional bedroom layout including a primary suite with private bath, two guest bedrooms, a shared full bath, and a downstairs half-bath. Community amenities include two swimming pools (one seasonally heated), private beach access, a 5-acre freshwater lake stocked with turtles and ducks, a kiddie pool, grilling areas, tennis and pickleball courts, shuffleboard, and beachside volleyball. Conveniently located to Big Kahuna's Water & Adventure Park and just minutes from popular Destin dining and entertainment such as McGuire's Irish Pub, AJ's Seafood & Oyster Bar, and Margaritaville, this property combines coastal lifestyle appeal with strong rental and investment potential.

## Location

- **Address:** 940 Highway 98, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** SOUTH BAY BY THE GULF
- **Coordinates:** 30.388015, -86.478686
- **Google Maps:** https://www.google.com/maps?q=30.388015,-86.478686

## Listing Agent

- **Name:** Christopher L Wooten
- **Brokerage:** Taylor Allen Properties LLC
- **Phone:** 8505029900
- **Email:** cwooten85@gmail.com

## Primary Photo

![940 Highway 98 - Primary Photo](http://lh.rdcpix.com/60354787dc5a9f55f9f1476c3160978fl-f3586332515r.jpg)

*31 total photos available on [listing page](https://www.propertysimple.com/listing/940-highway-98-destin-fl-32541-l994642)*

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**MLS#:** 994642 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/940-highway-98-destin-fl-32541-l994642)

---

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