# 9450 S Thomas Drive #2102B, Panama City Beach, FL 32408 > **TL;DR:** 2bd/2ba condo, $474,900 ($344/sqft), built 2005, 1,380 sqft. > Waterfront, A/C. Est. $6,853/mo. Listed 147 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $474,900 | | Price/sqft | $344 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,380 | | Year Built | 2005 | | Stories | 1 | | Property Type | Condo (Condominium) | | Status | Active | | Days on Market | 147 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,401 | | Estimated Insurance | $139 | | HOA | $4,313 | | **Total** | **$6,853** | ## Nearby Schools - **Elementary:** Breakfast Point - **Middle:** Breakfast Point - **High:** Arnold ## Key Amenities - Waterfront - A/C ## Property Highlights - Built in 2005 - Waterfront ## Description ### Agent Description When buyers start comparing beachfront condos, the view is often what makes the decision--and Boardwalk 2102 delivers one of the most impressive perspectives on Panama City Beach. Perched on the 21st floor, this high-elevation Gulf-front residence captures sweeping views of the emerald waters and sugar-white shoreline from the moment you walk through the door. Unlike many floor plans that reserve the best views for the living area alone, this residence features a true Gulf-front primary suite, allowing you to wake up to the sound of waves and panoramic beach views every morning. The open-concept layout keeps the Gulf as the focal point, creating a bright, spacious setting that feels connected to the coastline from nearly every angle. Located within the highly regarded Boardwalk Beach Resort, owners benefit from a community known for its strong reputation among both vacationers and property owners. The resort's resort-style amenities include a beachfront pool, heated spa, kiddie splash area, tiki bar, fitness center, beautifully maintained grounds, and the convenience of two levels of parking directly adjacent to the building. Boardwalk's location continues to drive strong visitor demand year after year. Positioned on a palm-lined boulevard across from a golf course and adjacent to Panama City Beach's convention center, the resort attracts vacation guests, event attendees, and repeat visitors throughout the year. ## Location - **Address:** 9450 S Thomas Drive #2102B, Panama City Beach, FL 32408 - **County:** Bay - **Neighborhood:** BOARDWALK CONDOMINIUMS - **Coordinates:** 30.171491, -85.797415 - **Google Maps:** https://www.google.com/maps?q=30.171491,-85.797415 ## Listing Agent - **Name:** At The Beach Team - **Brokerage:** Keller Williams Realty- Emerald Coast - **Broker Phone:** (850) 654-2900 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/9450-S-Thomas-Dr-Unit-2102_Panama-City-Beach_FL_32408_M69065-84870?f=listhub&s=ECARMLSFL&m=1005326&c=propsimple) ## Photos ![9450 S Thomas Drive #2102B - Photo 1](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f3593372807r.jpg) ![9450 S Thomas Drive #2102B - Photo 2](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f2416614704r.jpg) ![9450 S Thomas Drive #2102B - Photo 3](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f2875503242r.jpg) ![9450 S Thomas Drive #2102B - Photo 4](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f191653438r.jpg) ![9450 S Thomas Drive #2102B - Photo 5](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f2311484641r.jpg) ![9450 S Thomas Drive #2102B - Photo 6](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f2991576027r.jpg) ![9450 S Thomas Drive #2102B - Photo 7](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f3687235322r.jpg) ![9450 S Thomas Drive #2102B - Photo 8](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f1403499202r.jpg) ![9450 S Thomas Drive #2102B - Photo 9](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f1148836505r.jpg) ![9450 S Thomas Drive #2102B - Photo 10](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f2592616349r.jpg) ![9450 S Thomas Drive #2102B - Photo 11](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f2103643336r.jpg) ![9450 S Thomas Drive #2102B - Photo 12](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f622449105r.jpg) ![9450 S Thomas Drive #2102B - Photo 13](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f11860831r.jpg) ![9450 S Thomas Drive #2102B - Photo 14](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f3149407819r.jpg) ![9450 S Thomas Drive #2102B - Photo 15](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f1320855022r.jpg) ![9450 S Thomas Drive #2102B - Photo 16](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f590948398r.jpg) ![9450 S Thomas Drive #2102B - Photo 17](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f1503542543r.jpg) ![9450 S Thomas Drive #2102B - Photo 18](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f1193239884r.jpg) ![9450 S Thomas Drive #2102B - Photo 19](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f662168203r.jpg) ![9450 S Thomas Drive #2102B - Photo 20](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f2254880876r.jpg) ![9450 S Thomas Drive #2102B - Photo 21](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f849645323r.jpg) ![9450 S Thomas Drive #2102B - Photo 22](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f374145678r.jpg) ![9450 S Thomas Drive #2102B - Photo 23](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f2424448836r.jpg) ![9450 S Thomas Drive #2102B - Photo 24](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f100395700r.jpg) ![9450 S Thomas Drive #2102B - Photo 25](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f2872462811r.jpg) ![9450 S Thomas Drive #2102B - Photo 26](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f366466575r.jpg) ![9450 S Thomas Drive #2102B - Photo 27](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f143851122r.jpg) ![9450 S Thomas Drive #2102B - Photo 28](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f408236907r.jpg) ![9450 S Thomas Drive #2102B - Photo 29](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f4121820459r.jpg) ![9450 S Thomas Drive #2102B - Photo 30](http://lh.rdcpix.com/3daf162556bee670d67246c71f8080b8l-f1489668712r.jpg) --- **MLS#:** 1005326 | **Updated:** 2026-10-23 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/9450-s-thomas-drive-panama-city-beach-fl-32408-7828fdbc832c4fa7ae1b1f8ceef1dec6) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/9450-s-thomas-drive-panama-city-beach-fl-32408-7828fdbc832c4fa7ae1b1f8ceef1dec6#listing", "url": "https://www.propertysimple.ai/listing/9450-s-thomas-drive-panama-city-beach-fl-32408-7828fdbc832c4fa7ae1b1f8ceef1dec6", "name": "9450 S Thomas Drive #2102B, Panama City Beach, FL 32408", "description": "When buyers start comparing beachfront condos, the view is often what makes the decision--and Boardwalk 2102 delivers one of the most impressive perspectives on Panama City Beach. 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