# 94825 OVERSEAS HIGHWAY #123, Key Largo, FL 33037 > **TL;DR:** land, $780,000. > Waterfront, View. Est. $4,172/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $780,000 | | Lot Size | 1,634 sqft (0.04 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 0 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Ocean ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,944 | | Estimated Insurance | $228 | | **Total** | **$4,172** | ## Key Amenities - Waterfront - View ## Property Highlights - 0.04 acre lot - Waterfront ## Description ### Agent Description Build your dream home on this prime cleared oceanfront lot with open, no bridges access in the exclusive residential community of Key Largo Ocean Resort (KLOR), at MM 94.8. Spanning 22 acres, this 24 hr. guard-gated community reflects the uniqueness of coastal design homes and ocean living, framed by swaying palms and sea breezes. KLOR boasts an array of resort amenities including a full-service marina, boat ramp, clubhouse, swimming pool, fitness center, tennis, basketball and pickleball courts, children's playground, an iconic fishing pier, community events and so much more! Boat slips are not deeded. Property is ROGO exempt; easy to build. Seize the opportunity to build your own home in a highly desirable community in the Upper Keys, with friendly rental restrictions. ## Location - **Address:** 94825 OVERSEAS HIGHWAY #123, Key Largo, FL 33037 - **County:** Monroe - **Neighborhood:** KEY LARGO OCEAN RESORT - **Coordinates:** 25.043661, -80.489615 - **Google Maps:** https://www.google.com/maps?q=25.043661,-80.489615 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/mia/A12038878 ## Listing Agent - **Name:** Terri Dominguez · **License:** 0552282 - **Brokerage:** BHHS EWM Realty - **Broker Phone:** (305) 960-2587 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/94825-Overseas-Hwy-Unit-123_Key-Largo_FL_33037_M60614-13927?f=listhub&s=MAORFL&m=A12038878&c=propsimple) ## Photos ![94825 OVERSEAS HIGHWAY #123 - Photo 1](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f231264614r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 2](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f316473200r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 3](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f3183327342r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 4](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f2672663085r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 5](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f1628243720r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 6](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f1162053191r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 7](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f923105277r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 8](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f2928457484r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 9](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f879038753r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 10](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f1809873036r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 11](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f4288268350r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 12](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f275927585r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 13](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f1225494083r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 14](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f2221309723r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 15](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f1085383562r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 16](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f2711546306r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 17](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f2934442794r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 18](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f4121222256r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 19](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f1039499989r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 20](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f753708628r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 21](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f2705972550r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 22](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f3197833667r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 23](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f3165159120r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 24](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f2454235154r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 25](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f2120600960r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 26](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f1383552171r.jpg) ![94825 OVERSEAS HIGHWAY #123 - Photo 27](http://lh.rdcpix.com/7eb4d6336b53f86f4bd40afd89e4fbddl-f603574850r.jpg) --- **MLS#:** A12038878 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Miami REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/94825-overseas-highway-123-key-largo-fl-33037-c3d48d7b271344ddb6b821078ee997aa) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/94825-overseas-highway-123-key-largo-fl-33037-c3d48d7b271344ddb6b821078ee997aa#listing", "url": "https://www.propertysimple.ai/listing/94825-overseas-highway-123-key-largo-fl-33037-c3d48d7b271344ddb6b821078ee997aa", "name": "94825 OVERSEAS HIGHWAY #123, Key Largo, FL 33037", "description": "Build your dream home on this prime cleared oceanfront lot with open, no bridges access in the exclusive residential community of Key Largo Ocean Resort (KLOR), at MM 94.8. 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