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About This Home

This 4-bedroom, 4-bathroom single family at 94825 Overseas Highway in Key Largo, FL is listed for $940,000 ($610 per sqft). Built in 2020, the home offers 1,540 sqft of living space on a 0.04 acres lot.

Agent Description

BUYERS - A Rare Opportunity Awaits! If traditional bank financing isn't an option but you do have the means to purchase, this is your moment. With 30% down and verifiable income to support monthly payments, you can secure a beautiful home in one of the most desirable communities in the Florida Keys.

Owner Financing Available. Welcome to Key Largo Ocean Resort (KLOR)-a vibrant, gated oceanfront community that has evolved from a modest trailer park coop into a premier enclave of modern luxury homes. Perfectly situated in the heart of the Florida Keys, KLOR blends relaxed island living with upscale amenities, creating an unmatched lifestyle experience.

This spacious 4-bedroom, 3.5-bathroom residence is truly one of a kind. Designed with comfort, functionality, and family living in mind, it offers: - A generous open layout - A dedicated laundry room - A charming peekaboo ocean view - Ample covered space downstairs for your boat, golf cart, and outdoor gear Whether you're seeking a turnkey vacation

rental, a fully furnished primary home, or a second home getaway, this property is ready to welcome you. Enjoy effortless shortterm rental setup or settle into yearround island serenity. KLOR offers an impressive array of amenities, including: Fullservice marina (all slips currently occupied; waiting list available) Private concrete boat ramp with direct ocean access Resortstyle swimming pool Modern fitness center Tennis and basketball courts Clubhouse and more.

Key Features

  • Built in 2020
  • 0.04 acre lot

Property Details

3 full, 1 half
#281
2020

Amenities

ViewA/C

Monthly Cost Estimate

$5,461/mo

20% down · 6.5% · 30 years

Principal$680
Interest$4,073
Insurance$274
HOA$434

Estimates only. Actual payments may vary.

Location

94825 Overseas Highway

Key Largo, FL 33037

Key Largo Ocn Resorts (94.5)

Features & Amenities

Interior Features

Granite Counter TopSecurity System

Property Details

Flooring

Tile

Construction

CBS

Views

Water

Pool Features

PorchPatio

Heating

Central

Cooling

Central Air

Appliances

WasherDryerDishwasherRefrigeratorRangeOvenMicrowave

Questions & Answers

This 4-bedroom, 4-bathroom single family at 94825 Overseas Highway is listed at $940,000 ($610/sqft). The estimated monthly payment is $4,507 based on 20% down at 6.5% interest.

HOA fees are $434/month.

Key features include: Built in 2020, 0.04 acre lot. Interior Features: Granite Counter Top, Security System.

This property is listed by Joe C Vigo, P.A. and can be reached at 7862368647 or jvigo28@gmail.com.

JP

Joe C Vigo, P.A.

Agent at RE/MAX All Keys Real Estate

(786) 236-8647

Listed by RE/MAX All Keys Real Estate · View on Broker Site

MLS# 616376· Source: listhub· Updated 272 days ago

Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

94825 Overseas Highway, Key Largo, FL 33037

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