# 94825 Overseas Highway #281, Key Largo, FL 33037 > **TL;DR:** 4bd/4ba single family, $940,000 ($610/sqft), built 2020, 1,540 sqft. > View, A/C. Est. $5,461/mo. Listed 402 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $940,000 | | Price/sqft | $610 | | Bedrooms | 4 | | Bathrooms | 3 full, 1 half | | Square Feet | 1,540 | | Year Built | 2020 | | Lot Size | 1,742 sqft (0.04 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 402 | ## Why This Home Stands Out - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,753 | | Estimated Insurance | $274 | | HOA | $434 | | **Total** | **$5,461** | ## Key Amenities - View - A/C ## Property Highlights - Built in 2020 - 0.04 acre lot ## Description ### Agent Description BUYERS - A Rare Opportunity Awaits! If traditional bank financing isn't an option but you do have the means to purchase, this is your moment. With 30% down and verifiable income to support monthly payments, you can secure a beautiful home in one of the most desirable communities in the Florida Keys. Owner Financing Available. Welcome to Key Largo Ocean Resort (KLOR)-a vibrant, gated oceanfront community that has evolved from a modest trailer park coop into a premier enclave of modern luxury homes. Perfectly situated in the heart of the Florida Keys, KLOR blends relaxed island living with upscale amenities, creating an unmatched lifestyle experience. This spacious 4-bedroom, 3.5-bathroom residence is truly one of a kind. Designed with comfort, functionality, and family living in mind, it offers: - A generous open layout - A dedicated laundry room - A charming peekaboo ocean view - Ample covered space downstairs for your boat, golf cart, and outdoor gear Whether you're seeking a turnkey vacation rental, a fully furnished primary home, or a second home getaway, this property is ready to welcome you. Enjoy effortless shortterm rental setup or settle into yearround island serenity. KLOR offers an impressive array of amenities, including: Fullservice marina (all slips currently occupied; waiting list available) Private concrete boat ramp with direct ocean access Resortstyle swimming pool Modern fitness center Tennis and basketball courts Clubhouse and more. ## Location - **Address:** 94825 Overseas Highway #281, Key Largo, FL 33037 - **County:** Monroe - **Neighborhood:** Key Largo Ocn Resorts (94.5) - **Coordinates:** 25.043742, -80.489604 - **Google Maps:** https://www.google.com/maps?q=25.043742,-80.489604 ## Listing Agent - **Name:** Joe C Vigo, P.A. · **License:** 3059310 - **Brokerage:** RE/MAX All Keys Real Estate - **Phone:** 7862368647 - **Broker Phone:** (305) 451-0060 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/94825-Overseas-Hwy-Unit-281_Key-Largo_FL_33037_M51116-06518?f=listhub&s=FLKEYSMLSFL&m=616376&c=propsimple) ## Photos ![94825 Overseas Highway #281 - Photo 1](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f2758897859r.jpg) ![94825 Overseas Highway #281 - Photo 2](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f4112765053r.jpg) ![94825 Overseas Highway #281 - Photo 3](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f2771594872r.jpg) ![94825 Overseas Highway #281 - Photo 4](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f108536042r.jpg) ![94825 Overseas Highway #281 - Photo 5](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f3388215995r.jpg) ![94825 Overseas Highway #281 - Photo 6](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f608221953r.jpg) ![94825 Overseas Highway #281 - Photo 7](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f839650180r.jpg) ![94825 Overseas Highway #281 - Photo 8](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f4022503954r.jpg) ![94825 Overseas Highway #281 - Photo 9](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f2646257949r.jpg) ![94825 Overseas Highway #281 - Photo 10](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f1246581990r.jpg) ![94825 Overseas Highway #281 - Photo 11](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f4034041871r.jpg) ![94825 Overseas Highway #281 - Photo 12](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f4149401322r.jpg) ![94825 Overseas Highway #281 - Photo 13](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f1828999396r.jpg) ![94825 Overseas Highway #281 - Photo 14](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f3331124728r.jpg) ![94825 Overseas Highway #281 - Photo 15](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f1948909509r.jpg) ![94825 Overseas Highway #281 - Photo 16](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f1039209244r.jpg) ![94825 Overseas Highway #281 - Photo 17](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f83555137r.jpg) ![94825 Overseas Highway #281 - Photo 18](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f2165804954r.jpg) ![94825 Overseas Highway #281 - Photo 19](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f1866125334r.jpg) ![94825 Overseas Highway #281 - Photo 20](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f3693382019r.jpg) ![94825 Overseas Highway #281 - Photo 21](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f1596447477r.jpg) ![94825 Overseas Highway #281 - Photo 22](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f3796463410r.jpg) ![94825 Overseas Highway #281 - Photo 23](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f3858943656r.jpg) ![94825 Overseas Highway #281 - Photo 24](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f328944240r.jpg) ![94825 Overseas Highway #281 - Photo 25](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f8578731r.jpg) ![94825 Overseas Highway #281 - Photo 26](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f1363234475r.jpg) ![94825 Overseas Highway #281 - Photo 27](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f3912900203r.jpg) ![94825 Overseas Highway #281 - Photo 28](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f1482919932r.jpg) ![94825 Overseas Highway #281 - Photo 29](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f2970771811r.jpg) ![94825 Overseas Highway #281 - Photo 30](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f1041914168r.jpg) ![94825 Overseas Highway #281 - Photo 31](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f1766189864r.jpg) ![94825 Overseas Highway #281 - Photo 32](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f2609998208r.jpg) ![94825 Overseas Highway #281 - Photo 33](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f1016435418r.jpg) ![94825 Overseas Highway #281 - Photo 34](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f102794096r.jpg) ![94825 Overseas Highway #281 - Photo 35](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f3486617033r.jpg) ![94825 Overseas Highway #281 - Photo 36](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f3637884712r.jpg) ![94825 Overseas Highway #281 - Photo 37](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f2798867470r.jpg) ![94825 Overseas Highway #281 - Photo 38](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f4207024616r.jpg) ![94825 Overseas Highway #281 - Photo 39](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f2492102245r.jpg) ![94825 Overseas Highway #281 - Photo 40](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f150402223r.jpg) ![94825 Overseas Highway #281 - Photo 41](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f1211557417r.jpg) ![94825 Overseas Highway #281 - Photo 42](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f1467399185r.jpg) ![94825 Overseas Highway #281 - Photo 43](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f3869596805r.jpg) ![94825 Overseas Highway #281 - Photo 44](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f2307178280r.jpg) ![94825 Overseas Highway #281 - Photo 45](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f2994382343r.jpg) ![94825 Overseas Highway #281 - Photo 46](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f2201940940r.jpg) ![94825 Overseas Highway #281 - Photo 47](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f1091099574r.jpg) ![94825 Overseas Highway #281 - Photo 48](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f730169726r.jpg) ![94825 Overseas Highway #281 - Photo 49](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f1769939723r.jpg) ![94825 Overseas Highway #281 - Photo 50](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f2745166554r.jpg) ![94825 Overseas Highway #281 - Photo 51](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f4102931202r.jpg) ![94825 Overseas Highway #281 - Photo 52](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f3580732249r.jpg) ![94825 Overseas Highway #281 - Photo 53](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f3263477880r.jpg) ![94825 Overseas Highway #281 - Photo 54](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f4190022820r.jpg) ![94825 Overseas Highway #281 - Photo 55](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f2347434829r.jpg) ![94825 Overseas Highway #281 - Photo 56](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f858115153r.jpg) ![94825 Overseas Highway #281 - Photo 57](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f3450747272r.jpg) ![94825 Overseas Highway #281 - Photo 58](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f3360152286r.jpg) ![94825 Overseas Highway #281 - Photo 59](http://lh.rdcpix.com/1679a84919b717eb4a1828cee49b9ecal-f357030874r.jpg) --- **MLS#:** 616376 | **Updated:** 2026-10-08 **Source:** listhub *Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/94825-overseas-highway-key-largo-fl-33037-l616376) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/94825-overseas-highway-key-largo-fl-33037-l616376#listing", "url": "https://www.propertysimple.ai/listing/94825-overseas-highway-key-largo-fl-33037-l616376", "name": "94825 Overseas Highway #281, Key Largo, FL 33037", "description": "BUYERS - A Rare Opportunity Awaits! If traditional bank financing isn't an option but you do have the means to purchase, this is your moment. With 30% down and verifiable income to support monthly payments, you can secure a beautiful home in one of the most desirable communities in the Florida Keys. Owner Financing Available. Welcome to Key Largo Ocean Resort (KLOR)-a vibrant, gated oceanfront community that has evolved from a modest trailer park coop into a premier enclave of modern luxury homes. Perfectly situated in the heart of the Florida Keys, KLOR blends relaxed island living with upscale amenities, creating an unmatched lifestyle experience. This spacious 4-bedroom, 3.5-bathroom residence is truly one of a kind. Designed with comfort, functionality, and family living in mind, it offers: - A generous open layout - A dedicated laundry room - A charming peekaboo ocean view - Ample covered space downstairs for your boat, golf cart, and outdoor gear Whether you're seeking a turnkey vacation rental, a fully furnished primary home, or a second home getaway, this property is ready to welcome you. Enjoy effortless shortterm rental setup or settle into yearround island serenity. 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