About This Home

This 3-bedroom, 2-bathroom single family at 95 1st Street in Santa Rosa Beach, FL is listed for $382,500. Built in 2020, on a 0.14 acres lot.

Key Features

  • Built in 2020
  • 0.14 acre lot

Property Details

2 full
2020
Listing Description

A rare opportunity to step seamlessly into the Santa Rosa Beach lifestyle, this three-bedroom, two-bathroom bungalow offers the flexibility today's buyers crave. Already established as a successful vacation rental with proven income history, it also lives beautifully as a full-time residence or second home near the coast.

Built in 2020 and thoughtfully finished from exterior to interior, the home welcomes you with generous double parking and a wide staircase leading to a spacious front porch complete with a custom swing -- the kind of spot made for slow mornings and evening breezes.

Inside, soft neutral tones and wide-plank LVP flooring create a relaxed coastal aesthetic throughout the open living, dining and kitchen areas. Granite countertops, coastal gray cabinetry and an attractive backsplash frame a kitchen designed for both everyday living and entertaining.

A built-in electric fireplace anchors the main living space with warmth and character while natural light fills the interior. A custom barn door conceals the oversized laundry area and leads to a convenient side exit, keeping daily life practical and organized.

Both bathrooms feature beautifully tiled showers that add a polished touch. Out back, the scale is a true standout. The oversized fenced yard offers ample room for gatherings, pets and play -- even future pool plans -- with a spacious deck, pavered walkway and firepit creating an inviting outdoor setting.

Whether hosting friends after a beach day or unwinding beneath the stars, this backyard was built for real outdoor living. With no HOA restrictions, flexibility is built in. Public beach access at Ed Walline Regional Beach Access and Blue Mountain Beach is just minutes away, along with 30A dining and shopping.

Boating enthusiasts will appreciate being just five minutes from Cessna Landing Boat Ramp, which offers easy access to the bay and open water. For those seeking a smart investment, a great starter home or a coastal retreat with room to grow, this property offers space, style and location in equal measure.

Monthly Cost Estimate

$2,046/mo

20% down · 6.5% · 30 years

Principal$277
Interest$1,658
Insurance$112

Estimates only. Actual payments may vary.

Location

95 1st Street

Santa Rosa Beach, FL 32459

Questions & Answers

This 3-bedroom, 2-bathroom single family at 95 1st Street is listed at $382,500. The estimated monthly payment is $2,046 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2020, 0.14 acre lot.

This property is listed by Andrew Farmer and can be reached at 8504614108.

AF

Andrew Farmer

Agent at NextHome, Inc

(850) 461-4108

Listed by NextHome, Inc · Broker phone: 8035182588

MLS# 996390· Source: NextHome, Inc· 115 days on PropertySimple

Copyright © 2026 NextHome, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

95 1st Street, Santa Rosa Beach, FL 32459

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