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About This Home

This 3-bedroom, 2-bathroom single family at 95161 LOCK Street in Fernandina Beach, FL is listed for $425,000 ($224 per sqft). Built in 2024, the home offers 1,895 sqft of living space on a 0.32 acres lot.

Agent Description

Welcome to 95161 Lock St in Concourse Crossing - a beautifully maintained 2024-built home situated on one of the largest lots in the community at .32 acres! Backing to a preserve for added privacy, this property offers the perfect combination of newer construction, upgrades, and outdoor space that's hard to find.

Located in the smaller, phase 2 section of Concourse Crossing, this area features all single-family homes and a charming green space nearby perfect for kids or dogs to play. Enjoy the benefits of NO CDD fees and a low annual HOA while still being conveniently located near shopping, dining, and everyday conveniences.

This one-owner home features 3 bedrooms PLUS AN OFFICE with thoughtful upgrades already completed after closing, saving the next owner time and expense. Interior features include luxury vinyl plank flooring throughout with absolutely no carpet, custom barn doors on the office, upgraded kitchen faucet, kitchen cabinet hardware, and a brand-new dishwasher.

The open layout feels bright and welcoming, while the cute front porch adds to the home's curb appeal and charm. Step outside and enjoy the fully fenced backyard overlooking the preserve, screened lanai, gutters, security cameras, and plenty of room to relax or entertain. The garage has also been upgraded with durable epoxy floors, and a glass storm door adds additional natural light and style to the entryway. Why wait to build when this nearly new home already has the upgrades done for you? Schedule your showing today!

Key Features

  • Built in 2024
  • 0.32 acre lot

Property Details

1 story
2 full
2024

Amenities

A/C

Monthly Cost Estimate

$3,243/mo

20% down · 6.5% · 30 years

Principal$307
Interest$1,842
Insurance$124
HOA$970

Estimates only. Actual payments may vary.

Location

95161 LOCK Street

Fernandina Beach, FL 32034

Concourse Crossing

Features & Amenities

Interior Features

Ceiling Fan(s)Open FloorplanPrimary Bathroom - Shower No TubSplit BedroomsWalk-In Closet(s)

Property Details

Flooring

Vinyl

Construction

Frame

Pool Features

Porch

Parking

Garage

Heating

Central

Cooling

Central Air

Appliances

DishwasherDryerElectric RangeElectric Water HeaterMicrowaveRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 95161 LOCK Street is listed at $425,000 ($224/sqft). The estimated monthly payment is $2,812 based on 20% down at 6.5% interest.

HOA fees are $970/month.

Key features include: Built in 2024, 0.32 acre lot. Interior Features: Ceiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub.

This property is listed by JENNIFER SOLOMON and can be reached at 9042198001 or jensolomon@watsonrealtycorp.com.

JS

JENNIFER SOLOMON

Agent at WATSON REALTY CORP

(904) 219-8001

Listed by WATSON REALTY CORP · View on Broker Site

MLS# 2144240· Source: listhub· Updated 24 days ago

Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

95161 LOCK Street, Fernandina Beach, FL 32034

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