About This Home

This 3-bedroom, 2-bathroom single family at 9538 Monte Carlo Cir in Navarre, FL is listed for $575,000 ($266 per sqft). Built in 1992, the home offers 2,160 sqft of living space on a 0.28 acres lot.

Key Features

  • Built in 1992
  • 0.28 acre lot
  • 2 parking spaces
  • Fireplace
  • Waterfront

Property Details

1 story
2 full
2-car garage
1992

Amenities

FireplaceWaterfrontSpaA/C
Listing Description

Enjoy the relaxing Florida lifestyle with this beautiful coastal cottage, where you're just a few minutes from the beautiful white sands of Navarre Beach. This low maintenance home has been recently renovated with plenty of upgrades. Recent roof, gutters, exterior & interior paint, flooring, appliances, countertops, an enlarged screened patio, and a whole-house water filtration system.

Featuring 3 bedrooms and 2 baths with over 2150sqft of spacious living and vaulted ceilings! The split floor plan offers privacy and convenience, with the primary bedroom and ensuite bath on one side of the house and the 2 guest bedrooms and full bath on the other side.

The primary bedroom offers high ceilings, 2 walk-in closets, and private access to the rear screened porch and hot tub. Twin barn doors provide privacy in the ensuite, which is complete with dual vanities, an expansive custom walk-in shower, and linen closet.

The main living area features a gas fireplace, and is open to the separate dining area, kitchen & breakfast nook. The spacious kitchen has plenty of cabinets, a center island, built-in wall oven, cooktop, refrigerator, LG dishwasher, large pantry, and breakfast bar.

Centrally located just off of the kitchen, a dedicated laundry room (complete with 2022 LG Washer & Dryer on pedestals) leads to an oversized two-car garage. Outdoors, the beautifully landscaped yard provides your own tropical retreat. The rear yard is completely privacy fenced, features the screened patio and hot tub (with 240v breaker), as well as a covered patio area which is perfect for grilling or chilling!

The front of the home has a circular driveway for easy access and plenty of parking for entertaining or family. Lots of palm trees complement the tropical feel of your own oasis. With this home, enjoy deeded waterfront access with a community dock with boat slips. A short boat ride across the Santa Rosa Sound and you are having dinner on the island while watching the sunset. Don't miss this!

Monthly Cost Estimate

$3,375/mo

20% down · 6.5% · 30 years

Principal$416
Interest$2,492
Insurance$168
HOA$300

Estimates only. Actual payments may vary.

Location

9538 Monte Carlo Cir

Navarre, FL 32566

Riviera Beach

Features & Amenities

Interior Features

BaseboardsCeiling Fan(s)High CeilingsHigh Speed Internet

Exterior Features

Rain GuttersDockBoat Slip

Property Details

Flooring

LaminateTileCarpet

Construction

Frame

Outdoor Features

Porch

Parking

DrivewayOpenGarage

Heating

CentralFireplace(s)

Cooling

Ceiling Fan(s)Central Air

Appliances

Electric Water HeaterDryerWasherDishwasherDisposalMicrowaveRefrigerator

Questions & Answers

This 3-bedroom, 2-bathroom single family at 9538 Monte Carlo Cir is listed at $575,000 ($266/sqft). The estimated monthly payment is $3,376 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $300/month.

Key features include: Built in 1992, 0.28 acre lot, 2 parking spaces, Fireplace, Waterfront. Interior Features: Baseboards, Ceiling Fan(s), High Ceilings. Exterior Features: Rain Gutters, Dock, Boat Slip.

This property is listed by Frasier Phelps.

FP

Frasier Phelps

Agent at Berkshire Hathaway HomeServices PenFed Realty

Listed by Berkshire Hathaway HomeServices PenFed Realty · Broker phone: (850) 932-6278 · View on Broker Site · Broker website

MLS# 690688· Source: Pensacola Association of REALTORS· 1 day on PropertySimple

Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

9538 Monte Carlo Cir, Navarre, FL 32566

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