About This Home

This 6-bedroom, 4-bathroom residential multi family at 954 Charles Street in Irving, NY is listed for $479,900 ($245 per sqft). Built in 1950, the home offers 1,960 sqft of living space on a 0.21 acres lot.

Key Features

  • Built in 1950
  • 0.21 acre lot

Property Details

1 story
3 full, 1 half
2-car garage
1950
Listing Description

Sunset Bay's only duplex is for sale! Walk into instant cash flow since property is completely booked for the Summer 2027 Season! Rare bay-corner 2-unit with oversized boat-ready garage, steps to marina, boat launch, beachfront restaurants and sandy beach.

Perfect as a year-round retreat, summer compound or income property in one of Chautauqua County's most popular vacation neighborhoods! Each side is turn key offering 3 furnished bedrooms, spacious living room and large eat-in kitchen. Side A: 1.5 baths.

Side B: first-floor bedroom plus 2 full baths. Both units share a large two-level covered back deck that spans the width of the building- ideal for outdoor entertaining or rental guest relaxation. Coin-op washer/dryer, separate electric boxes, hot water tanks and boilers are conveniently located in the common entry.

Driveway/off-street parking for each unit and a partially fenced corner lot add privacy and convenience. Exceptional storage space: oversized detached garage approx. 23' x 33' with ~12' clearance from floor to rafters-room for your boat, cars and beach gear.

Recent updates include a metal roof on both house and garage and nearly all replacement windows. Sellers can provide carefully screened renter contact information to buyer to help transition rental income; summer weekly rental potential is strong in this market (potential to make 3,000+ per week; buyer to verify).

Short walk to marina, state marine park, waterfront dining and all the summer activities that make Sunset Bay a seasonal hotspot. Don't miss this one-of-a-kind opportunity to own the only duplex in Sunset Bay. Ideal for those who want personal waterfront enjoyment plus proven rental demand!

Monthly Cost Estimate

$2,567/mo

20% down · 6.5% · 30 years

Principal$347
Interest$2,080
Insurance$140

Estimates only. Actual payments may vary.

Location

954 Charles Street

Irving, NY 14081

Burmaster Sub

Features & Amenities

Exterior Features

Fence

Property Details

Flooring

VariesTileLaminateCarpet

Construction

AluminumSiding VinylSiding

Outdoor Features

Porch

Heating

Hot Water(Heating)BaseboardNatural Gas

Appliances

GasWaterHeater

Questions & Answers

This 6-bedroom, 4-bathroom residential multi family at 954 Charles Street is listed at $479,900 ($245/sqft). The estimated monthly payment is $2,567 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1950, 0.21 acre lot. Exterior Features: Fence.

This property is listed by Brittany Cerrie.

BC

Brittany Cerrie

License 10401351451

Agent at Howard Hanna Holt Real Estate

Listed by Howard Hanna Holt Real Estate · Broker phone: (716) 269-4208 · View on Broker Site · Broker website

MLS# R1682579· Source: New York State Alliance of MLSs, LLC· 165 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

954 Charles Street, Irving, NY 14081

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