# 95478 PLUM Loop, Fernandina Beach, FL 32034

> **TL;DR:** 2bd/1ba single family, $265,000 ($237/sqft), built 1991, 1,120 sqft.
> A/C. Est. $1,148/mo. Listed 54 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $265,000 |
| Price/sqft | $237 |
| Bedrooms | 2 |
| Bathrooms | 1 full |
| Square Feet | 1,120 |
| Year Built | 1991 |
| Lot Size | 43,996 sqft (1.01 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 54 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,148 |
| **Total** | **$1,148** |

## Nearby Schools

- **Elementary:** Emma Love Hardee
- **Middle:** Fernandina Beach
- **High:** Fernandina Beach

## Key Amenities

- A/C

## Property Highlights

- Built in 1991
- 1.01 acre lot

## Description

### Agent Description
One-of-a-kind home! This 2 bed, 1 bathroom cottage includes a bonus room with a magnificent stained glass window. This room could be used as an office or an additional bedroom. Walk up the stairs to a cozy loft for additional storage. This 1-1/2 story, wood-framed home sits on just over an acre. Drive through on the circular driveway. Included are several sheds, two with electricity. New appliances include a new stove, refrigerator, toilet and washer in 2025. Five impact resistant windows were installed in 2024. The roof was replaced in 2019. There is a private well with a water softener and a private septic system. A little elbow grease will go a long way in making this home your own. Come live out in the country with no HOA or CDD fees, but close to all the stores in Yulee. Goffinsville Park, boat launch and fishing pier are close by and the beach is just over the bridge. This is not a perfect house, but it might be your perfect home! RE agent owned. Sold as-is.

## Location

- **Address:** 95478 PLUM Loop, Fernandina Beach, FL 32034
- **County:** Nassau
- **Neighborhood:** Willow Branch Acres
- **Coordinates:** 30.582615, -81.530024
- **Google Maps:** https://www.google.com/maps?q=30.582615,-81.530024

## Virtual Tour & Media

- **Video Tour:** https://app.eastcoastvtours.com/sites/rnqkwpgz/unbranded

## Listing Agent

- **Name:** HOLLY KELLEY
- **Brokerage:** PALM III REALTY AND PROPERTY M
- **Phone:** 6176450912
- **Email:** hollykelley1@gmail.com

## Primary Photo

![95478 PLUM Loop - Primary Photo](http://lh.rdcpix.com/f871dc959fcac30120dca1af0e424e42l-f1998671319r.jpg)

*30 total photos available on [listing page](https://www.propertysimple.com/listing/95478-plum-loop-fernandina-beach-fl-32034-2139201)*

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**MLS#:** 2139201 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/95478-plum-loop-fernandina-beach-fl-32034-2139201)

---

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