About This Home

This 10-bedroom, 9-bathroom single family at 95480 & 90 Overseas Highway in Key Largo, FL is listed for $6,500,000 ($1,205 per sqft). Built in 1961, the home offers 5,392 sqft of living space on a 2.10 acres lot.

Key Features

  • Built in 1961
  • 2.10 acre lot
  • Waterfront

Property Details

9 full
1961

Amenities

WaterfrontViewA/CRV Parking
Listing Description

Embrace the essence of coastal living at this extraordinary bayfront estate, where privacy, comfort, and natural beauty come together on two sun-drenched acres along Florida Bay. Graced with year-round sunsets and endless opportunities for waterfront adventures, this property offers a rare sanctuary for extended families or groups of friends seeking their own slice of paradise.

Three charming dwellings rest on two separate parcels--complete with deeded baybottom--creating a truly unparalleled retreat. Beyond the gated entrance, a winding drive leads first to the Coral House, a spacious 4-bedroom, 3-bath residence currently enjoyed as a licensed vacation rental.

Continue toward the shoreline and you'll find the Cottage and the Florida Bay House tucked amid mature tropical landscaping, each offering its own unique character and comfort. The Florida Bay House, originally built in 1961 and thoughtfully expanded in the early 1970s, features 3 bedrooms and 3 baths, including an upstairs primary suite with sweeping views.

The Cottage, built in 1956, provides a quaint and welcoming guest retreat. The Coral House, constructed in 1992 and situated in the desirable X flood zone, adds yet another layer of versatility to this exceptional estate. Step outside to where Florida Bay stretches before you--complete with a private jetty ideal for sunning, stargazing, or simply soaking in the peaceful coastal atmosphere.

A convenient boat ramp beside the jetty makes it easy to launch kayaks and paddleboards for hours of exploration on the shimmering bay. This is a rare opportunity to own a remarkable coastal haven unlike any other. Contact us today to schedule your private tour and experience the magic of this timeless bayfront escape.

Monthly Cost Estimate

$34,763/mo

20% down · 6.5% · 30 years

Principal$4,701
Interest$28,167
Insurance$1,896

Estimates only. Actual payments may vary.

Location

95480 & 90 Overseas Highway

Key Largo, FL 33037

Sunrise Point (95.0)

Features & Amenities

Interior Features

Built-in CabinetsStorageLoftSun/Florida Room

Exterior Features

FencingLightingOutdoor ShowerPrivacy Wall/FenceSandy BeachShedStorage

Property Details

Flooring

ConcreteTileCarpet

Construction

CBS Combo Construction

Views

Water

Outdoor Features

Porch

Parking

RVOpen

Heating

Electric (Heating)

Cooling

Central AirWall/Window Unit(s)Window Unit(s)

Appliances

WasherDryerDishwasherRefrigeratorRangeOvenMicrowave

Questions & Answers

This 10-bedroom, 9-bathroom single family at 95480 & 90 Overseas Highway is listed at $6,500,000 ($1,205/sqft). The estimated monthly payment is $34,764 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1961, 2.10 acre lot, Waterfront. Interior Features: Built-in Cabinets, Storage, Loft. Exterior Features: Fencing, Lighting, Outdoor Shower.

This property is listed by Alina Davis.

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Alina Davis

License 3216995

Agent at Coldwell Banker Schmitt Islamorada

Listed by Coldwell Banker Schmitt Islamorada · Broker phone: (305) 664-4470 · View on Broker Site · Broker website

MLS# 620838· Source: Florida Keys Board of REALTORS®· 85 days on PropertySimple

Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

95480 & 90 Overseas Highway, Key Largo, FL 33037

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