About This Home

This 2-bedroom, 2-bathroom single family at 95984 MIMOSA Drive in Fernandina Beach, FL is listed for $665,000 ($489 per sqft). Built in 2022, the home offers 1,360 sqft of living space on a 0.07 acres lot.

Key Features

  • Built in 2022
  • 0.07 acre lot

Property Details

1 story
2 full
2-car garage
2022
Listing Description

Immaculately kept and fully furnished, this turnkey single-story home features the highly sought-after Cindi floor plan and is perfectly positioned between the The Ritz-Carlton, Amelia Island and Omni Amelia Island Resort, just moments from the ocean, fine dining, and casual island eateries.

This 2BR/2BA home offers 1,360 sq ft of modern coastal living with high ceilings, ample storage, luxury vinyl plank flooring throughout, quartz countertop and an open-concept layout designed for easy living and entertaining. The spacious gourmet kitchen features stainless steel appliances, a center island, and a 5-ring gas stovetop with a bright, airy flow into the main living areas.

Relax on the private screened porch or enjoy the nearby community pool within this premier gated community. Additional features include turf in the rear yard, a screened garage door, and handicap-accessible features for added comfort and convenience. Ideal for full-time living, a second home, or investment opportunity, island living at its best.

Monthly Cost Estimate

$3,940/mo

20% down · 6.5% · 30 years

Principal$481
Interest$2,882
Insurance$194
HOA$383

Estimates only. Actual payments may vary.

Location

95984 MIMOSA Drive

Fernandina Beach, FL 32034

Enclave At Summer Beach

Features & Amenities

Interior Features

FurnishedInsulatedDrapesBlindsCeiling FansGarage Door OpenerHandicap FacilitiesSplit Bedroom DesignPlantation Shutters

Exterior Features

Cable TVGated CommunityHandicap AccessSecurity SystemSprinkler System

Property Details

Construction

Stucco Over Frame

Parking

Garage

Heating

Heat Pump (Heating)

Cooling

Heat Pump

Appliances

Water Softener - OwnedRefrigeratorStoveMicrowaveDishwasherDisposalWasherDryerGas Appliances

Questions & Answers

This 2-bedroom, 2-bathroom single family at 95984 MIMOSA Drive is listed at $665,000 ($489/sqft). The estimated monthly payment is $3,940 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $383/month.

Key features include: Built in 2022, 0.07 acre lot. Interior Features: Furnished, Insulated, Drapes. Exterior Features: Cable TV, Gated Community, Handicap Access.

This property is listed by Craig Brewis.

CB

Craig Brewis

Agent at Chaplin Williams Realty

Listed by Chaplin Williams Realty · Broker phone: (904) 753-1415 · View on Broker Site · Broker website

MLS# 115960· Source: Amelia Island-Nassau County Association of Realtors· 172 days on PropertySimple

Copyright © 2026 Amelia Island-Nassau County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

95984 MIMOSA Drive, Fernandina Beach, FL 32034

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