# 96 Joseph Street, Muskoka Lakes, ON > **TL;DR:** 0bd/3ba commercial, $3,888,888. Est. $20,798/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $3,888,888 | | Bathrooms | 3 full | | Property Type | Commercial (Retail) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $19,664 | | Estimated Insurance | $1,134 | | **Total** | **$20,798** | ## Description ### Agent Description EXCEPTIONAL WATERFRONT COMMERCIAL & LIFESTYLE OPPORTUNITY | HEART OF PORT CARLING set on an approximately 200-foot-deep lot in a coveted waterfront setting in the heart of Port Carling. This exceptional approx. 3,800 sq. ft. freestanding property offers a rare combination of commercial opportunity, residential flexibility, income potential and Muskoka lifestyle.The approx. 1,500 sq. ft. street-level commercial space features an inviting retail environment, 2 storage areas and 2 bathrooms, offering an ideal setting for a premium retail concept, professional office, boutique, studio or other commercial use.The approx. 1,500 sq. ft. upper level, with its own separate entrance, provides a comfortable residential component featuring 3 bedrooms, a 3-piece bathroom, kitchen and laundry. Perfect for an owner-occupier, additional rental income, staff accommodation or a highly desirable live/work arrangement.An additional approx. 800 sq. ft. unfinished walkout basement offers valuable storage and future expansion potential, with convenient access to the rear of the property and the waterfront setting, including proximity to the iconic Port Carling Locks connecting Lake Muskoka and Lake Rosseau.Winterized for year-round use, this versatile property offers the opportunity to generate income while enjoying the flexibility of a Muskoka residence. Operate your business from the main level, rent or occupy the upper residence, or create the ultimate seasonal retreat. Spend summers in Port Carling, escape south for the winter, or make Muskoka your full-time home.Located in one of Muskoka's most sought-after communities, this is a truly distinctive opportunity to combine business, investment, residential use and the Muskoka lifestyle in one exceptional property.A rare chance to own a prominent freestanding property in the heart of Port Carling - where commercial opportunity meets waterfront living. ## Location - **Address:** 96 Joseph Street, Muskoka Lakes, ON - **County:** Muskoka - **Coordinates:** 45.118597, -79.577504 - **Google Maps:** https://www.google.com/maps?q=45.118597,-79.577504 ## Listing Agent - **Name:** Gelareh Jin - **Brokerage:** Engel & Volkers Toronto Central Yorkville - **Broker Phone:** 4166281357 ## Photos ![96 Joseph Street - Photo 1](http://lh.rdcpix.com/31807296ceb189dacb572c0bf7f3387fl-f1270688570r.jpg) ![96 Joseph Street - Photo 2](http://lh.rdcpix.com/31807296ceb189dacb572c0bf7f3387fl-f420218887r.jpg) ![96 Joseph Street - Photo 3](http://lh.rdcpix.com/31807296ceb189dacb572c0bf7f3387fl-f2231249347r.jpg) ![96 Joseph Street - Photo 4](http://lh.rdcpix.com/31807296ceb189dacb572c0bf7f3387fl-f3109335603r.jpg) ![96 Joseph Street - Photo 5](http://lh.rdcpix.com/31807296ceb189dacb572c0bf7f3387fl-f1517086294r.jpg) ![96 Joseph Street - Photo 6](http://lh.rdcpix.com/31807296ceb189dacb572c0bf7f3387fl-f3035132010r.jpg) ![96 Joseph Street - Photo 7](http://lh.rdcpix.com/31807296ceb189dacb572c0bf7f3387fl-f1274101701r.jpg) ![96 Joseph Street - Photo 8](http://lh.rdcpix.com/31807296ceb189dacb572c0bf7f3387fl-f3539355776r.jpg) ![96 Joseph Street - Photo 9](http://lh.rdcpix.com/31807296ceb189dacb572c0bf7f3387fl-f599336784r.jpg) ![96 Joseph Street - Photo 10](http://lh.rdcpix.com/31807296ceb189dacb572c0bf7f3387fl-f736426303r.jpg) ![96 Joseph Street - Photo 11](http://lh.rdcpix.com/31807296ceb189dacb572c0bf7f3387fl-f2208193904r.jpg) ![96 Joseph Street - Photo 12](http://lh.rdcpix.com/31807296ceb189dacb572c0bf7f3387fl-f1816910194r.jpg) ![96 Joseph Street - Photo 13](http://lh.rdcpix.com/31807296ceb189dacb572c0bf7f3387fl-f2815934909r.jpg) ![96 Joseph Street - Photo 14](http://lh.rdcpix.com/31807296ceb189dacb572c0bf7f3387fl-f1454970211r.jpg) ![96 Joseph Street - Photo 15](http://lh.rdcpix.com/31807296ceb189dacb572c0bf7f3387fl-f4071655707r.jpg) ![96 Joseph Street - Photo 16](http://lh.rdcpix.com/31807296ceb189dacb572c0bf7f3387fl-f20778763r.jpg) --- **MLS#:** X13825380 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Engel & Völkers. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/96-joseph-street-muskoka-lakes-on-5bbb581ee06d4566b349e990f3c99fa4) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/96-joseph-street-muskoka-lakes-on-5bbb581ee06d4566b349e990f3c99fa4#listing", "url": "https://www.propertysimple.ai/listing/96-joseph-street-muskoka-lakes-on-5bbb581ee06d4566b349e990f3c99fa4", "name": "96 Joseph Street, Muskoka Lakes, ON ", "description": "EXCEPTIONAL WATERFRONT COMMERCIAL & LIFESTYLE OPPORTUNITY | HEART OF PORT CARLING set on an approximately 200-foot-deep lot in a coveted waterfront setting in the heart of Port Carling. 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Perfect for an owner-occupier, additional rental income, staff accommodation or a highly desirable live/work arrangement.An additional approx. 800 sq. ft. unfinished walkout basement offers valuable storage and future expansion potential, with convenient access to the rear of the property and the waterfront setting, including proximity to the iconic Port Carling Locks connecting Lake Muskoka and Lake Rosseau.Winterized for year-round use, this versatile property offers the opportunity to generate income while enjoying the flexibility of a Muskoka residence. Operate your business from the main level, rent or occupy the upper residence, or create the ultimate seasonal retreat. 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