# 96023 COTTAGE Court, Fernandina Beach, FL 32034

> **TL;DR:** 3bd/3ba condo, $285,000 ($193/sqft), built 2008, 1,477 sqft.
> Spa, A/C. Est. $1,620/mo. Listed 37 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $285,000 |
| Price/sqft | $193 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,477 |
| Year Built | 2008 |
| Stories | 2 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 37 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,235 |
| HOA | $385 |
| **Total** | **$1,620** |

## Key Amenities

- Spa
- A/C

## Property Highlights

- Built in 2008
- 2 stories

## Description

### Agent Description
Enjoy low-maintenance living in The Cottages at Stoney Creek, a gated community offering comfort, convenience, and flexibility. This 3-Bedroom, 2.5-Bath home features a functional layout with a Half Bath on the main level and all Bedrooms upstairs for added privacy. Building has new Roof in 2005. Recent updates include a new HVAC System in 2025 and new LVP flooring downstairs providing a strong foundation for the next owner. This home is move-in ready while also offering a blank canvas for buyers who want to add their own style and updates over time. Residents enjoy access to a gated entrance, private neighborhood setting, and community pool, all with a low HOA fee -- making everyday living simple and manageable. Ideally located just a short drive from Amelia Island, the beaches, dining, shopping, and historic downtown Fernandina Beach, this home offers both convenience and coastal accessibility.

## Location

- **Address:** 96023 COTTAGE Court, Fernandina Beach, FL 32034
- **County:** Nassau
- **Neighborhood:** Cottages at Stoney Creek
- **Coordinates:** 30.61814, -81.534187
- **Google Maps:** https://www.google.com/maps?q=30.61814,-81.534187

## Listing Agent

- **Name:** WHITNEY STARLING
- **Brokerage:** BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
- **Phone:** 8638997233
- **Email:** Whitney.Starling@floridanetworkrealty.com

## Primary Photo

![96023 COTTAGE Court - Primary Photo](http://lh.rdcpix.com/32419ff566896465deca9895260acc68l-f2948202329r.jpg)

*34 total photos available on [listing page](https://www.propertysimple.com/listing/96023-cottage-court-fernandina-beach-fl-32034-2142037)*

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**MLS#:** 2142037 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/96023-cottage-court-fernandina-beach-fl-32034-2142037)

---

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