# 96074 RIDGEWOOD Circle, Fernandina Beach, FL 32034

> **TL;DR:** 4bd/3ba single family, $398,000 ($174/sqft), built 2005, 2,283 sqft.
> Fireplace, Waterfront. Est. $2,347/mo. Listed 10 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $398,000 |
| Price/sqft | $174 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,283 |
| Year Built | 2005 |
| Lot Size | 7,214 sqft (0.17 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 10 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,725 |
| HOA | $622 |
| **Total** | **$2,347** |

## Key Amenities

- Fireplace
- Waterfront

## Property Highlights

- Built in 2005
- 0.17 acre lot
- 2 stories
- Fireplace
- Waterfront

## Description

### Agent Description
Spacious and comfortable with a serene pond view, 96074 Ridgewood Circle offers the space, flexibility and location buyers are searching for in Fernandina Beach. This beautiful 4BR/3BA home spans approximately 2,300 square feet with a thoughtfully designed split-bedroom floor plan, dedicated office & an upstairs ensuite is offered at a great price. Step inside to discover an open great room filled with natural light, highlighted by a wall of glass sliders overlooking the tranquil pond & a cozy gas fireplace. The centrally located kitchen with breakfast table area and counter seating takes full advantage of the scenic water views while remaining open to the main living room-ideal for entertaining or everyday living. A separate dining room with high ceilings and an arched window adds architectural charm, while a dedicated office provides the perfect work-from-home setup. The spacious primary suite with bay window is privately situated apart from the guest bedrooms & features a walk-in shower, garden tub, two sinks, & dual closets. Two guest bedrooms & a guest bathroom are located on the opposite side of the home, while the upstairs 4th bedroom with ensuite bath offers endless possibilities. Enjoy relaxing evenings on the covered paver patio overlooking the pond-perfect for grilling out with friends. Additional updates include waterproof wood-look luxury vinyl plank flooring downstairs installed in 2021 and HVAC replaced in 2018. Conveniently located 5 minutes from shopping & dining, 15-ish minutes to Amelia Island beaches and Historic Downtown Fernandina Beach on the harbor with charming cafes & shops. The perfect location for commuting routes to Jacksonville & Kings Bay Naval Submarine Base. Easy to show! Come see today!

## Location

- **Address:** 96074 RIDGEWOOD Circle, Fernandina Beach, FL 32034
- **County:** Nassau
- **Neighborhood:** Lofton Pointe
- **Coordinates:** 30.616447, -81.545708
- **Google Maps:** https://www.google.com/maps?q=30.616447,-81.545708

## Listing Agent

- **Name:** Carey Dresser
- **Brokerage:** BERKSHIRE HATHAWAY HomeServices HWREI
- **Phone:** (904) 753-1415
- **Email:** careydresser@gmail.com

## Primary Photo

![96074 RIDGEWOOD Circle - Primary Photo](http://lh.rdcpix.com/be938d610938974922ca4414816a4924l-f427901017r.jpg)

*54 total photos available on [listing page](https://www.propertysimple.com/listing/96074-ridgewood-circle-fernandina-beach-fl-32034-l115918)*

---

**MLS#:** 115918 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Amelia Island-Nassau County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/96074-ridgewood-circle-fernandina-beach-fl-32034-l115918)

---

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