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About This Home

This 3-bedroom, 4-bathroom single family at 96133 OYSTER BAY Drive in Fernandina Beach, FL is listed for $1,175,000 ($362 per sqft). Built in 2019, the home offers 3,250 sqft of living space on a 0.41 acres lot.

Agent Description

Luxury living in gated Oyster Bay, this beautiful, custom 3,000+ sq ft home combines style and sophistication with functional elegance. A mahogany entry door opens to 12' ceilings, hickory floors and a light-filled great room with gas fireplace, built-ins, and wet bar.

The chef's kitchen features quartz counters, abundant cabinetry, a generous pantry and a range built into an oversized island - ideal for entertaining. All bedrooms offer private ensuite baths, with a flexible upstairs bedroom you may opt to use as a luxuriou guest suite or office.

Triple sliders lead to a screened lanai overlooking a fenced nature lover's paradise with landscaped yard, fruit trees and lagoon views - perfect for bird watching. There is a buried gas tank for the fireplace, tankless water heater, and grill bib. Community amenities include pool, playground, tennis & pickleball courts, and RV/boat storage. Optional yacht club membership. More than a place to live, enjoy a lifestyle in one of Fernandina Beach's most sought-after luxury communities.

Key Features

  • Built in 2019
  • 0.41 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full, 1 half
2019

Amenities

FireplaceWaterfront

Monthly Cost Estimate

$6,659/mo

20% down · 6.5% · 30 years

Principal$850
Interest$5,092
Insurance$343
HOA$375

Estimates only. Actual payments may vary.

Location

96133 OYSTER BAY Drive

Fernandina Beach, FL 32034

Oyster Bay

Features & Amenities

Interior Features

BlindsFireplaceCeiling FansGarage Door OpenerWet BarStorage AreaWine CoolerSplit Bedroom Design

Exterior Features

FencedGated CommunitySprinkler SystemTermite Control

Property Details

Construction

Brick Veneer Stucco Over Frame

Parking

Garage

Heating

Heat Pump (Heating)

Cooling

Heat Pump

Appliances

Water Softener - OwnedRefrigeratorMicrowaveDishwasherDisposalStove TopOven

Questions & Answers

This 3-bedroom, 4-bathroom single family at 96133 OYSTER BAY Drive is listed at $1,175,000 ($362/sqft). The estimated monthly payment is $5,467 based on 20% down at 6.5% interest.

HOA fees are $375/month.

Key features include: Built in 2019, 0.41 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Blinds, Fireplace, Ceiling Fans. Exterior Features: Fenced, Gated Community, Sprinkler System.

This property is listed by Will Henderson and can be reached at (904) 753-1415 or will@heymannwilliamsrealty.com.

WH

Will Henderson

Agent at BERKSHIRE HATHAWAY HomeServices HWREI

(904) 753-1415

Listed by BERKSHIRE HATHAWAY HomeServices HWREI · View on Broker Site

MLS# 116085· Source: listhub· Updated 18 days ago

Copyright © 2026 Amelia Island-Nassau County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

96133 OYSTER BAY Drive, Fernandina Beach, FL 32034

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