About This Home

This 8-bedroom, 8-bathroom single family at 97 Black Walnut Lane in Monticello, KY is listed for $889,900 ($130 per sqft). Built in 2007, the home offers 6,835 sqft of living space on a 1.40 acres lot.

Key Features

  • Built in 2007
  • 1.40 acre lot
  • Fireplace
  • Waterfront

Property Details

8 full
3-car garage
2007

Amenities

FireplaceWaterfrontViewA/C
Listing Description

Panoramic Lake Cumberland Views!! Custom Waterfront Home offering 8BR's 8BA's Rare opportunity to own a one-of-a-kind, custom-built waterfront home with breathtaking main channel views of Lake Cumberland. This 2-owner property offers the perfect lakeside retreat, comfortably accommodating up to 21 guests, making it ideal for family gatherings, entertaining, or a private getaway.

Designed for both comfort and convenience, the home features an in-home elevator for easy access between levels. Multiple living and entertainment areas create inviting spaces to relax and unwind, including a study for quiet reflection, a game area with billiards and ping pong, and three cozy indoor fireplaces perfect for gathering with family and friends.

The gourmet kitchen makes meal preparation a delight, while the outdoor kitchen and expansive decking provide the perfect setting for outdoor dining and enjoying the stunning lake views. Recent upgrades include: - New metal roof (2024) - New kitchen appliances (2025) - Culligan water system installed (2025) - New deck section with updated fencing -

Entire deck freshly repainted - Garage doors, front door, and master bedroom doors freshly painted - Driveway resealed (Fall 2025) Front door, central alarm system and thermostat are Wifi Compatible, Safety Cameras added inside and outside. Furniture is negotiable, offering a potential turnkey opportunity.

This property is more than a home-it's a private sanctuary where comfort, space, and the natural beauty of Kentucky's landscape come together. Enjoy peaceful lakeside living with panoramic views and unmatched serenity. Call today to schedule your private showing and experience this extraordinary Lake Cumberland retreat.

Monthly Cost Estimate

$4,759/mo

20% down · 6.5% · 30 years

Principal$644
Interest$3,856
Insurance$260

Estimates only. Actual payments may vary.

Location

97 Black Walnut Lane

Monticello, KY 42633

Rural

Features & Amenities

Interior Features

Eat-in Kitchen

Property Details

Flooring

WoodTile - Ceramic

Construction

Log Siding

Views

Lake

Heating

Heat Pump (Heating)

Cooling

Heat Pump

Appliances

DishwasherMicrowaveRefrigeratorRangeDishwasherMicrowaveRefrigeratorRange

Questions & Answers

This 8-bedroom, 8-bathroom single family at 97 Black Walnut Lane is listed at $889,900 ($130/sqft). The estimated monthly payment is $4,760 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2007, 1.40 acre lot, Fireplace, Waterfront. Interior Features: Eat-in Kitchen.

This property is listed by Millie King Weaver.

MW

Millie King Weaver

Agent at Lake Cumberland Real Estate Professionals

Listed by Lake Cumberland Real Estate Professionals · Broker phone: (606) 677-0059 · View on Broker Site · Broker website

MLS# 26005198· Source: ImagineMLS· 229 days on PropertySimple

Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

97 Black Walnut Lane, Monticello, KY 42633

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