About This Home

This 2-bedroom, 2-bathroom condo at 970 Highway 98 #503 in Destin, FL is listed for $450,000 ($420 per sqft). Built in 1999, the home offers 1,072 sqft of living space on a N/A lot.

Key Features

  • Built in 1999

Property Details

1 story
2 full
#503
1999

Amenities

ViewA/C
Listing Description

Exceptional value in the heart of Destin at Terrace at Pelican Beach! Unit 503 offers an affordable opportunity to own a Destin vacation property while enjoying the extensive amenities and private deeded beach access of Pelican Beach Resort. Thoughtfully updated with new flooring, an updated kitchen, appliances, and bathrooms, this condo is ready to enjoy as a personal beach getaway or vacation rental.

One of the standout features is the view. Step outside and take in sweeping views down the Destin Harbor toward the Destin Bridge, creating a beautiful backdrop for western sunsets from your private balcony. The central Destin location puts you close to the beach, harbor, restaurants, shopping, boating, and many of the area's most popular attractions.

Ownership at the Terrace provides access to an impressive resort amenity package, including private deeded beach access, three pools, three hot tubs, tennis and pickleball courts, a game room, and fitness centers at both Pelican Beach and the Terrace.

Owners and guests can also enjoy the Pelican Beach Cafe and beachfront Tiki Bar. With updated interiors, a desirable harbor and sunset view, extensive resort amenities, and one of the most accessible price points at the Terrace, Unit 503 presents an excellent opportunity for buyers looking to get into the Destin vacation rental and second-home market without sacrificing location or amenities.

Monthly Cost Estimate

$3,488/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,950
Insurance$131
HOA$1,081

Estimates only. Actual payments may vary.

Location

970 Highway 98 #503

Destin, FL 32541

TERRACE AT PELICAN BEACH

Features & Amenities

Exterior Features

Balcony

Property Details

Construction

Concrete Block

Views

LakeHarbor

Heating

Central

Cooling

Central Air

Appliances

CooktopDishwasherDryerFreezerMicrowaveRefrigeratorSmoke DetectorWasher

Questions & Answers

This 2-bedroom, 2-bathroom condo at 970 Highway 98 is listed at $450,000 ($420/sqft). The estimated monthly payment is $3,487 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1081/month.

Key features include: Built in 1999. Exterior Features: Balcony.

This property is listed by At The Beach Team and can be reached at 8506543325.

AT

At The Beach Team

Agent at Keller Williams Realty- Emerald Coast

(850) 654-3325
Agent website

Listed by Keller Williams Realty- Emerald Coast · Broker phone: (850) 654-2900 · View on Broker Site · Broker website

MLS# 1012106· Source: Emerald Coast Association of Realtors· 3 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

970 Highway 98 #503, Destin, FL 32541

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