# 970 Highway 98 #503, Destin, FL 32541

> **TL;DR:** 2bd/2ba condo, $450,000 ($420/sqft), built 1999, 1,072 sqft.
> View, A/C. Est. $3,487/mo. Listed 9 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $450,000 |
| Price/sqft | $420 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,072 |
| Year Built | 1999 |
| Stories | 1 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 9 |

## Why This Home Stands Out

- **Views** - Lake, Harbor

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,275 |
| Estimated Insurance | $131 |
| HOA | $1,081 |
| **Total** | **$3,487** |

## Nearby Schools

- **Elementary:** Destin
- **Middle:** Destin
- **High:** Destin

## Key Amenities

- View
- A/C

## Property Highlights

- Built in 1999

## Description

### Agent Description
Exceptional value in the heart of Destin at Terrace at Pelican Beach! Unit 503 offers an affordable opportunity to own a Destin vacation property while enjoying the extensive amenities and private deeded beach access of Pelican Beach Resort. Thoughtfully updated with new flooring, an updated kitchen, appliances, and bathrooms, this condo is ready to enjoy as a personal beach getaway or vacation rental. One of the standout features is the view. Step outside and take in sweeping views down the Destin Harbor toward the Destin Bridge, creating a beautiful backdrop for western sunsets from your private balcony. The central Destin location puts you close to the beach, harbor, restaurants, shopping, boating, and many of the area's most popular attractions. Ownership at the Terrace provides access to an impressive resort amenity package, including private deeded beach access, three pools, three hot tubs, tennis and pickleball courts, a game room, and fitness centers at both Pelican Beach and the Terrace. Owners and guests can also enjoy the Pelican Beach Cafe and beachfront Tiki Bar. With updated interiors, a desirable harbor and sunset view, extensive resort amenities, and one of the most accessible price points at the Terrace, Unit 503 presents an excellent opportunity for buyers looking to get into the Destin vacation rental and second-home market without sacrificing location or amenities.

## Location

- **Address:** 970 Highway 98 #503, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** TERRACE AT PELICAN BEACH
- **Coordinates:** 30.386671, -86.475651
- **Google Maps:** https://www.google.com/maps?q=30.386671,-86.475651

## Listing Agent

- **Name:** At The Beach Team
- **Brokerage:** Keller Williams Realty- Emerald Coast
- **Phone:** 8506543325
- **Broker Phone:** (850) 654-2900
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/970-Highway-98-E-Unit-503_Destin_FL_32541_M57495-10954?f=listhub&s=ECARMLSFL&m=1012106&c=propsimple)

## Photos

![970 Highway 98 #503 - Photo 1](http://lh.rdcpix.com/39f4f19905e1b05fae2585b675d3a346l-f647422535r.jpg)

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![970 Highway 98 #503 - Photo 33](http://lh.rdcpix.com/39f4f19905e1b05fae2585b675d3a346l-f4223094965r.jpg)

![970 Highway 98 #503 - Photo 34](http://lh.rdcpix.com/39f4f19905e1b05fae2585b675d3a346l-f385160897r.jpg)

![970 Highway 98 #503 - Photo 35](http://lh.rdcpix.com/39f4f19905e1b05fae2585b675d3a346l-f3154743918r.jpg)

![970 Highway 98 #503 - Photo 36](http://lh.rdcpix.com/39f4f19905e1b05fae2585b675d3a346l-f3752974454r.jpg)

![970 Highway 98 #503 - Photo 37](http://lh.rdcpix.com/39f4f19905e1b05fae2585b675d3a346l-f3351769113r.jpg)

![970 Highway 98 #503 - Photo 38](http://lh.rdcpix.com/39f4f19905e1b05fae2585b675d3a346l-f2506768494r.jpg)

![970 Highway 98 #503 - Photo 39](http://lh.rdcpix.com/39f4f19905e1b05fae2585b675d3a346l-f3631247279r.jpg)

![970 Highway 98 #503 - Photo 40](http://lh.rdcpix.com/39f4f19905e1b05fae2585b675d3a346l-f2689612290r.jpg)

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![970 Highway 98 #503 - Photo 43](http://lh.rdcpix.com/39f4f19905e1b05fae2585b675d3a346l-f644505398r.jpg)

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![970 Highway 98 #503 - Photo 47](http://lh.rdcpix.com/39f4f19905e1b05fae2585b675d3a346l-f1065600245r.jpg)

![970 Highway 98 #503 - Photo 48](http://lh.rdcpix.com/39f4f19905e1b05fae2585b675d3a346l-f2611783190r.jpg)

![970 Highway 98 #503 - Photo 49](http://lh.rdcpix.com/39f4f19905e1b05fae2585b675d3a346l-f993130353r.jpg)

---

**MLS#:** 1012106 | **Updated:** 2026-09-17
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/970-highway-98-destin-fl-32541-1012106)

---

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