# 970 Highway 98, Destin, FL 32541

> **TL;DR:** 3bd/3ba condo, $525,000 ($375/sqft), built 1999, 1,400 sqft.
> Waterfront, View, A/C. Est. $3,687/mo. Listed 59 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $525,000 |
| Price/sqft | $375 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 1,400 |
| Year Built | 1999 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 59 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,275 |
| HOA | $1,412 |
| **Total** | **$3,687** |

## Nearby Schools

- **Elementary:** Destin
- **Middle:** Destin
- **High:** Fort Walton Beach

## Key Amenities

- Waterfront
- View
- A/C

## Property Highlights

- Built in 1999
- Waterfront

## Description

### Agent Description
Let it be SUNSHINE - PRICED TO SELL! This beautifully maintained 3-bedroom, 3-bath condo is conveniently located on the second floor--no waiting for elevators. The highly desirable floor plan features wraparound balconies and additional windows, filling the space with natural light. The third bedroom offers its own private ensuite with a mini kitchen--perfect for guests or rental flexibility. Two bedrooms and the living room provide direct access to the spacious balcony, ideal for enjoying the coastal breeze. Recent updates include flooring, drapes, and a renovated primary bathroom shower, all completed just two years ago. The Terrace is located in one of the most popular vacation complexes on the Emerald Coast. Terrace at Pelican has their own pool and grill area, and owners and guests at Terrace have unlimited use to all of Pelican Beach amenities including direct beach access, multiple beachfront pools (including indoor/outdoor options), hot tubs, indoor sauna & steam room, a fitness center, tennis courts, pickleball, on-site cafe and tiki bar, game room and security gate This condo makes it a great investment, second home or primary residence being in the heart of Destin

## Location

- **Address:** 970 Highway 98, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** TERRACE AT PELICAN BEACH
- **Coordinates:** 30.386682, -86.475659
- **Google Maps:** https://www.google.com/maps?q=30.386682,-86.475659

## Listing Agent

- **Name:** Marie H Babin
- **Brokerage:** RE/MAX by the Sea
- **Phone:** 8509785057
- **Email:** marie@mariebabin.com

## Primary Photo

![970 Highway 98 - Primary Photo](http://lh.rdcpix.com/e33874047a253614d6f538f0eb8a044cl-f2408708513r.jpg)

*55 total photos available on [listing page](https://www.propertysimple.com/listing/970-highway-98-destin-fl-32541-l999750)*

---

**MLS#:** 999750 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/970-highway-98-destin-fl-32541-l999750)

---

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