# 970 US 98 #407, Destin, FL 32541

> **TL;DR:** 3bd/3ba condo, $620,000 ($443/sqft), built 1999, 1,400 sqft.
> View, A/C, 1-car garage. Est. $4,728/mo. Listed 14 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $620,000 |
| Price/sqft | $443 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 1,400 |
| Year Built | 1999 |
| Garage | 1-car |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 14 |

## Why This Home Stands Out

- **Views** - Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,135 |
| Estimated Insurance | $181 |
| HOA | $1,412 |
| **Total** | **$4,728** |

## Nearby Schools

- **Elementary:** Destin
- **Middle:** Destin
- **High:** Destin

## Key Amenities

- View
- A/C
- 1-car garage

## Property Highlights

- Built in 1999
- 1 parking spaces

## Description

### Agent Description
LIVE THE DESTIN LIFESTYLE! Enjoy coastal living in this beautifully updated, fully furnished 3-bedroom, 3-bathroom condo at The Terrace at Pelican Beach. Located on the fourth floor, this approximately 1,400 sq. ft. residence is a turnkey opportunity for a full-time home, second home, or investment property. As a bonus, this unit includes one of the limited garage parking spaces! Inside, enjoy stylish furnishings, a fully equipped kitchen, and an in-unit washer and dryer. Large windows and a spacious private balcony showcase scenic Gulf views and Destin's surrounding skyline. Two primary suites offer private en-suite bathrooms, and one features a lockout bedroom with its own mini fridge and microwave, providing added privacy and convenience for guests or flexible vacation rental use. Resort-style amenities include private beach access, multiple pools, hot tubs, a fitness center, sauna, pickleball and tennis courts, grilling areas, a tiki bar, gated entry, and on-site security. Located directly across from Big Kahuna's Water & Adventure Park and within walking distance of Starbucks, Chick-fil-A, restaurants, shopping, and entertainment. Destin's beautiful beaches, HarborWalk Village, waterfront dining, and outdoor recreation are just minutes away. Enjoy the best of Destin with comfort, convenience, and resort-style living!

## Location

- **Address:** 970 US 98 #407, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** TERRACE AT PELICAN BEACH
- **Coordinates:** 30.386983, -86.475606
- **Google Maps:** https://www.google.com/maps?q=30.386983,-86.475606

## Listing Agent

- **Name:** Candice R Powell · **License:** 3429289
- **Brokerage:** Coldwell Banker Realty
- **Broker Phone:** (850) 501-1545
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/970-Highway-98-E-Unit-407_Destin_FL_32541_M57272-25920?f=listhub&s=ECARMLSFL&m=1013674&c=propsimple)

## Photos

![970 US 98 #407 - Photo 1](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f2496198435r.jpg)

![970 US 98 #407 - Photo 2](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f1336395864r.jpg)

![970 US 98 #407 - Photo 3](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f1979854070r.jpg)

![970 US 98 #407 - Photo 4](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f3244934417r.jpg)

![970 US 98 #407 - Photo 5](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f2907221022r.jpg)

![970 US 98 #407 - Photo 6](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f1885556775r.jpg)

![970 US 98 #407 - Photo 7](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f3184935590r.jpg)

![970 US 98 #407 - Photo 8](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f3464802859r.jpg)

![970 US 98 #407 - Photo 9](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f1649873672r.jpg)

![970 US 98 #407 - Photo 10](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f1174751555r.jpg)

![970 US 98 #407 - Photo 11](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f1818846724r.jpg)

![970 US 98 #407 - Photo 12](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f3440602640r.jpg)

![970 US 98 #407 - Photo 13](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f1959706431r.jpg)

![970 US 98 #407 - Photo 14](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f3483059577r.jpg)

![970 US 98 #407 - Photo 15](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f616904051r.jpg)

![970 US 98 #407 - Photo 16](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f3472715597r.jpg)

![970 US 98 #407 - Photo 17](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f486369849r.jpg)

![970 US 98 #407 - Photo 18](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f419038573r.jpg)

![970 US 98 #407 - Photo 19](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f2395232478r.jpg)

![970 US 98 #407 - Photo 20](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f1035836897r.jpg)

![970 US 98 #407 - Photo 21](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f1786776200r.jpg)

![970 US 98 #407 - Photo 22](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f3437115186r.jpg)

![970 US 98 #407 - Photo 23](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f1819180450r.jpg)

![970 US 98 #407 - Photo 24](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f3978968710r.jpg)

![970 US 98 #407 - Photo 25](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f3502998326r.jpg)

![970 US 98 #407 - Photo 26](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f3808287389r.jpg)

![970 US 98 #407 - Photo 27](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f1497536724r.jpg)

![970 US 98 #407 - Photo 28](http://lh.rdcpix.com/7e812a8295d7941bd5bd5fa96713ace2l-f2772051670r.jpg)

---

**MLS#:** 1013674 | **Updated:** 2026-10-23
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/970-us-98-destin-fl-32541-1b30eb5047004f4b9efede56c59f092c)

---

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