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About This Home

This 3-bedroom, 2-bathroom single family at 97166 HARBOR CONCOURSE Circle in Fernandina Beach, FL is listed for $410,000 ($240 per sqft). Built in 2017, the home offers 1,707 sqft of living space on a 0.12 acres lot.

Agent Description

Move-In Ready and Perfectly Located! This beautifully maintained 3-bedroom, 2-bath home in Harbor Concourse offers the ideal blend of comfort, convenience, and style. Situated just minutes from shopping, dining, and the pristine beaches of Amelia Island, you'll love everything this location has to offer.

Inside, the open-concept floor plan features a spacious family room, soaring ceilings, abundant natural light, and a versatile split-bedroom layout for added privacy. The stunning kitchen is the heart of the home, showcasing custom cabinetry, granite countertops, and an oversized island with plenty of seating, perfect for entertaining or everyday living.

A generous dining area easily accommodates a large table for gatherings with family and friends.The private owner's suite is tucked away at the rear of the home and overlooks the backyard, creating a peaceful retreat. Step outside to the covered patio and enjoy your morning coffee while taking in the wooded views. The fully fenced backyard offers plenty of space for pets, play, and outdoor enjoyment. With no CDD fees and a low HOA, this home delivers exceptional value in one of the area's most convenient locations.

Key Features

  • Built in 2017
  • 0.12 acre lot

Property Details

1 story
2 full
2017

Amenities

A/C

Monthly Cost Estimate

$2,883/mo

20% down · 6.5% · 30 years

Principal$297
Interest$1,777
Insurance$120
HOA$690

Estimates only. Actual payments may vary.

Location

97166 HARBOR CONCOURSE Circle

Fernandina Beach, FL 32034

Harbor Concourse

Features & Amenities

Interior Features

Ceiling FansGarage Door OpenerIce MakerSplit Bedroom Design

Exterior Features

FencedSprinkler System

Property Details

Construction

Stucco Over Frame

Parking

DrivewayGarage

Heating

Electric (Heating)Central

Cooling

ElectricCentral Air

Appliances

RefrigeratorStoveMicrowaveDishwasherDisposalWasherDryer

Questions & Answers

This 3-bedroom, 2-bathroom single family at 97166 HARBOR CONCOURSE Circle is listed at $410,000 ($240/sqft). The estimated monthly payment is $2,467 based on 20% down at 6.5% interest.

HOA fees are $690/month.

Key features include: Built in 2017, 0.12 acre lot. Interior Features: Ceiling Fans, Garage Door Opener, Ice Maker. Exterior Features: Fenced, Sprinkler System.

This property is listed by Melissa Ricks and can be reached at (904) 261-9800 or melissa@melissaricksrealestate.com.

MR

Melissa Ricks

Agent at KELLER WILLIAMS REALTY / FB OFFICE

(904) 261-9800

Listed by KELLER WILLIAMS REALTY / FB OFFICE · View on Broker Site

MLS# 116366· Source: listhub· Updated 1 days ago

Copyright © 2026 Amelia Island-Nassau County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

97166 HARBOR CONCOURSE Circle, Fernandina Beach, FL 32034

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